Terms & Conditions

This promotion is valid from 15th April till 30th April 2013 (both dates inclusive)(the 'Qualifying Period'). Standard Chartered Bank (Pakistan) Limited (SCBPL) reserves the right to modify these Terms and Conditions at any time and without prior notice. Please note that the promotion start date is indicative and subject to change at SCBPL’s discretion without prior notice. SCBPL reserves the right to approve, decline or terminate the offer without assigning any reason for the same.


(a.) All Customers of Standard Chartered Bank (Pakistan) Limited ("SCBPL") complete any one of the following transactions via Online Banking to enter into the lucky draw;
  • Funds transfer
  • Inter Bank Funds Transfer
  • Pay utility bills
  • Pay SCBPL credit card bills
  • Purchase prepaid vouchers
The following persons shall not be eligible for the Lucky Draw: -
  • Standard Chartered Bank staff accounts (Credit Cards and Bank Accounts)
  • Employees of advertising and promotional agencies engaged by Standard Chartered Bank
Any other person whom STANDARD CHARTERED BANK decides to exclude from time to time in its absolute discretion without any obligation on Standard Chartered Bank to give any notice or any reason.

Lucky Draws and Prizes

The Lucky Draw Qualifying Period is from 15th April till 30th April 2013 (both dates inclusive).
Every week during the Qualifying Period when a Customer completes any one of the above mentioned financial transactions via Online banking, he will automatically be entered into the Lucky Draw for iPad Mini Prize.
Winners will be announced on the website and notified by branches.


  • No cash refund will be given for any Lucky Draw Prizes ("Prizes") that are not utilized.
  • Standard Chartered Bank may at its sole discretion at any time substitute or replace any Prize with any other prize of equivalent value.
  • Each Prize winner will only be eligible to win ONE Prize within the Qualifying Period.
  • The Prizes are neither transferable nor exchangeable for cash, credit or any other item.
  • The Customer Prizes are subjective to any required taxes as per law.
  • Standard Chartered Bank will notify the winning customer by a telephone call and the winners are required to personally claim their respective Prize within 1 month from Standard Chartered Bank notifying the winner by phone ("Claim Period"). Any Prize not claimed within the Claim Period will be irrevocably forfeited without any liability on the part of Standard Chartered Bank.
  • Prizes will be delivered at Standard Chartered Bank branch premises after Customer authentication, during the Claim Period.
  • Winners whose Prize has been forfeited are not entitled to any payment or compensation from Standard Chartered Bank.
  • The winner shall collect the Prize at their own risk and cost and shall accept the Prize as they are.
  • If Standard Chartered Bank subsequently discovers that a winner is in fact not entitled to participate in the Lucky Draw, Standard Chartered Bank may at its sole discretion forfeit the Prize (or reclaim the same if awarded) and award or dispose it in such manner and to such person as Standard Chartered Bank deems fit.
  • Standard Chartered Bank shall not be responsible for proper functioning of the Prize or any warranties/ guarantees that come with the Prize.
  • The decision of Standard Chartered Bank on all matters relating to or in connection with the selection of the winners shall be final and binding on all parties concerned (including all Customers).
  • Standard Chartered Bank shall not be obliged to enter into any correspondence with any account holder or any other person on any matter concerning the Lucky Prize Draws.
  • Standard Chartered Bank may, at any time at its sole discretion and without prior notice, vary modify, delete or add to these Terms and Conditions and may also withdraw or discontinue the Lucky Draw at any time without notice or liability to any account holder.
  • Standard Chartered Bank shall not be liable in any way to any account holder for any loss or damage arising in connection with the Lucky Prize Draws, including any error in computing, any breakdown or malfunction in any computer system or equipment and any notice that is misdirected or lost in post.
  • Standard Chartered Bank shall not be liable in any way to any account holder for any loss or damage arising due to the quality of the Prizes.
  • In the event of fraud, abuse, and/or an error affecting the proper operation of the promotion, Standard Chartered Bank reserves the right to end or suspend the Lucky Draw; amend these Terms and Conditions; declare void the notification of winners; and/or to allocate available prizes by conducting a simple draw from all wrongly allocated winners.
  • By participating in this draw all Customers will be deemed to have accepted and be bound by the Terms and Conditions and by any other requirements set out in the promotional material.
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