It is a high quality Shariah Compliant Income Scheme


Ijarah Sukuks (GOP) are Shariah compliant medium term investment instruments with 6-monthly (floating) profit payments guaranteed by the Government of Pakistan. SBP announces profits for Sukuk every 6 months. Facilities of further investment and premature encashment through reselling in the secondary market are available.


  • Government of Pakistan (GOP) is the issuer and State Bank of Pakistan (SBP) is the primary custodian of Ijarah Sukuk and Standard Chartered Bank (Pakistan) Limited (SCBPL) is only acting as a distributor and sub custodian of these Ijarah Sukuk in Pakistan.
  • SCBPL shall not be held responsible in any manner including but not limited to, the customer(s), beneficiary or any third party with respect to the returns/profit payment on the security.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.