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Islamic banking is a rapidly growing phenomenon in the global financial markets. Muslims have always shielded away from conventional banking, as it does not conform to their religious tenets.

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Saadiq Current Account

When you deposit your funds in Standard Chartered Saadiq Current Account, you can be sure that your funds will only be used in a Shariah compliant manner. We at Standard Chartered Saadiq are committed to offering Shariah compliant banking services and ensure that your hard earned funds remain Riba-free.

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Saadiq Foreign Currency Current Account

When you deposit your funds in Standard Chartered Saadiq Foreign Currency Current Account, you can be sure that your funds will only be used in a Shariah compliant manner. We at Standard Chartered Saadiq are committed to offering Shariah compliant banking services and ensure that your hard earned funds remain Riba-free.

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Saadiq Saver Account

At Standard Chartered Saadiq, we believe that banking should come with a peace of mind. Saadiq Saver offers long term savings on your investments without compromising your values and beliefs.

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Saadiq Saver Plus Account

At Standard Chartered Saadiq, we believe that banking should come with a peace of mind. Saadiq Saver Plus is a monthly savings account that offers competitive profits on your investments without compromising your value and beliefs.

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Saadiq Basic Saver Account

At Standard Chartered Saadiq, we believe that banking should come with a peace of mind. That's why we are happy to present Saadiq Basic Saver that offers basic banking solutions.

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Saadiq Sahulat Online Account

When you deposit your funds in Standard Chartered Saadiq Sahulat Online Account, you can be sure that your funds will only be used in a Shariah compliant manner. We at Standard Chartered Saadiq are committed to offering Shariah compliant banking services and ensure that your funds remain Riba-free.

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Saadiq Term Deposit Account

At Standard Chartered Saadiq, we believe that banking should come with a peace of mind. That's why we are happy to present Saadiq Term Deposit Account that offers competitive profits on your investments without compromising your values and beliefs.

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Credit and Debit Card

Saadiq Visa Debit Card

When you carry out transactions using Saadiq Visa Debit Card, you can be sure that your funds will be withdrawn from your Shariah compliant account. There are no interest-related charges on Saadiq VISA Debit Card.

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Saadiq Visa Platinum Debit Card

Exclusively designed for our Priority Banking customers, the Saadiq Platinum Debit Card is one of its kinds Debit Card in Pakistan. Combined with the power of Visa, now you can shop at over 27 million merchant / shopping outlets and withdraw cash at over 1 million ATMs around the world.

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Saadiq Visa Credit Card

At Standard Chartered, we believe in respecting your values. We are pleased to introduce Standard Chartered Saadiq VISA Credit Cards – Pakistan's first Shariah compliant Riba-free Credit Cards, which combine the international acceptability of VISA with worldwide reliability and excellent service.

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Saadiq Visa Platinum Credit Card

The SAADIQ VISA Platinum is more than just a credit card. It's a Shariah Compliant Credit Card as per your values, guaranteeing you an unparalleled level of service wherever life takes you.

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Employee Banking

Saadiq Payroll Current Account

Saadiq Payroll Current Account is a non-profit bearing Shariah compliant Current Account based on Islamic Principle of Qarz (loan) whereby account-holder is a lender and bank is a borrower. The bank invests the Saadiq Payroll Current Account funds in halal business ventures only. The funds are payable to account-holders as and when required.

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Saadiq Payroll Savings Account

At Standard Chartered Saadiq, we believe that banking should come with a peace of mind. We are pleased to introduce Saadiq Payroll Saving Account that offers competitive profits on your investments without compromising your religious beliefs.

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Takaful

Mustehqam

A life Takaful product underwritten by Pak – Qatar Family Takaful Limited. Through "Mustehqam", a Membership is issued to the Participant to provide a cash benefit at the happening of the events covered. Based on an application by the Participant, the Membership is issued by Pak-Qatar Family Takaful Limited (the "Wakeel") and administered in accordance with the rulings of the Shariah Board.

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Muhafiz

Coverage on cash withdrawals from any SCBPL branch and 1 link ATMs in Pakistan for SCBPL Account holders.

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Mustaqbil

Standard Chartered Bank (Pakistan) Limited (SCBPL) introduces 'Mustaqbil', a Takaful - plan underwritten by Pak-Qatar Family Takaful Limited to ensure a brighter more relaxed future for you and your family.

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Aitmaad

Aitmaad Takaful and Savings Plan is underwritten by Pak-Qatar Family Takaful Limited to ensure a more relaxed future for you and your family. It allows you to invest in a transparent and Shariah compliant way while giving you access to funds managed by Pak-Qatar's investment managers.

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Invest

MCB Islamic Income Fund

The Fund shall seek to provide the investors with a rate of return consistent with a broadly diversified portfolio of long, medium, and short term, high quality Shariah Compliant fixed income instruments. A unit trust constituted as an Open-end mutual fund investment scheme between the Management Company and the Trustee.

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UBL Islamic Sovereign Fund

UBL Islamic Sovereign Fund (UISF) is a high quality Shariah Compliant Income Scheme that caters to risk-averse investors looking to earn competitive returns along with tax benefits.

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Meezan Islamic Fund

Meezan Islamic Fund (MIF) is an open-end mutual fund that invests in a combination of income and growth stocks of Shariah compliant companies that have demonstrated a track record of profitability and stable dividend payout.

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Meezan Tahafuz Pension Fund

Meezan Tahafuz Pension Fund (MTPF) is a Shariah compliant, Voluntary Pension Scheme that allows flexibility of contributions in terms of amount and frequency as well as the option to choose different investment strategies for meeting your financial needs, post retirement.

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Ijarah Sukuks (GOP)

Ijarah Sukuks (GOP) are Shariah compliant medium term investment instruments with 6-monthly (floating) profit payments guaranteed by the Government of Pakistan.

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Call Us

Call our hotline for further information.

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Alternatively, please complete our contact form and we will be in touch as soon as possible.

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Locate Us

Visit the branch that is nearest to you.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

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