No monthly minimum balance requirement.


Saadiq Payroll Current Account is a non-profit bearing Shariah compliant Current Account based on Islamic Principle of Qarz (loan) whereby account-holder is a lender and bank is a borrower. The bank invests the Saadiq Payroll Current Account funds in halal business ventures only. The funds are payable to account-holders as and when required.

We at Standard Chartered Saadiq are committed to offering Shariah compliant banking services and ensure that your well-merited money remains Riba-free.

Special Features

  • No monthly minimum balance requirement.
  • Unlimited deposits and withdrawals.
  • No transaction charges.
  • Free Saadiq VISA Debit Card.
  • Free First Cheque Book.
  • Free Online transaction up to PKR 100,000/- per day.

Additional Features

  • Access your funds with Saadiq VISA Debit Card 24 hours & 7 days a week at over 4,800 ATMs & 50,000 post terminals in Pakistan and 1 Million VISA network ATMs & 27 Million outlets worldwide.
  • Free Internet Banking, SMS and Phone Banking services 24 hours & 7 days a week.
  • Special discount on using Phone Banking for Pay Order and Cheque book issuance.

Call Us

Call our hotline for further information.

111 002 002

Contact Me

Alternatively, please complete our contact form and we will be in touch as soon as possible.

Contact Me »

Locate Us

Visit the branch that is nearest to you.

Find a Branch »

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Saadiq Sahulat Online Account

We at Standard Chartered Saadiq are committed to offering Shariah compliant banking services and ensure that your funds remain Riba-free.

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Saadiq Current Account

When you deposit your funds in Standard Chartered Saadiq Current Account, you can be sure that your funds will only be used in a Shariah compliant manner.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Compliants relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.