Free online transaction(s) up to PKR 1,000,000/- per day.
Apply Now


  • Peace of mind in placing funds with a bank that uses it in Shariah compliant (Riba-free) transactions.
  • Complete transactional convenience.
  • Funds are accessible with Saadiq Visa Debit Card 24 / 7 at over 4,800 ATMs and 50,000 POS terminals in Pakistan.
  • Saadiq Visa Debit Card is accepted at 1 million VISA network ATMs and 27 million outlets worldwide.
  • World-class benefits of Internet Banking, SMS and Phone Banking services available 24 / 7.

Salient Features

  • Shariah compliant current account.
  • Unlimited deposits and withdrawals.
  • Free online transaction(s) up to PKR 1,000,000/- per day.
  • Access your funds with Saadiq Visa Debit Card 24 / 7.
  • Avail Online Banking, SMS, eStatement and Phone Banking services 24 / 7.
  • First Cheque Book absolutely free.
  • No minimum balance requirement.

Product Structure

Saadiq Sahulat Online Account is a non-profit bearing transaction account based on Islamic principle of "Qard", whereby the customer is the lender and bank is the borrower. The funds collected in Saadiq Current Account are invested in Shariah Compliant business ventures only (Islamic Assets like Murabaha, Musharaka, Sukuk, etc).

Apply Online

Click here to sign up now.

Apply Now

Call Us

Call our hotline for further information.

111 002 002

Contact Me

Alternatively, please complete our contact form and we will be in touch as soon as possible.

Contact Me »

Locate Us

Visit the branch that is nearest to you.

Find a Branch »

You might also be interested in

Saadiq Saver Account

Saadiq Saver offers long term savings on your investments without compromising your values and beliefs.

More details »
Saadiq Basic Saver Account

We are happy to present Saadiq Basic Saver that offers basic banking solutions.

More details »
Saadiq Current Account

When you deposit your funds in Standard Chartered Saadiq Current Account, you can be sure that your funds will only be used in a Shariah compliant manner.

More details »
Saadiq Term Deposit Account

Offers competitive profits on your investments without compromising your values and beliefs.

More details »

Back to Top

Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Compliants relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.