Enjoy unmatched savings on international as well as domestic airfare.
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Special Features

The Standard Chartered Saadiq Platinum Credit Card is offered in Four variants:

  1. Saadiq VISA Platinum Credit Card
  2. Saadiq VISA Platinum Plus Credit Card
  3. Saadiq PIA Cobrand VISA Platinum Credit Card
  4. Saadiq PIA Cobrand VISA Platinum Plus Credit Card

Effective 16th August 2012, New Cashback offer will be applied on the Credit Card mentioned above. Click here for more details.

Saadiq VISA Platinum & Platinum Plus

The Saadiq Visa Platinum Credit Card symbolizes your values and encourages you to enjoy benefits of Shariah Complaint credit card first and only in Pakistan. This premium Islamic product is equipped with a vast array of exclusive services especially designed to complement your lifestyle. With the Saadiq VISA Platinum Credit Card, enjoy personalized customer service, exciting offers and a world of exciting offers. Benefit from unmatched discounts and concierge facilities in a vast array of travel, dining and hotel-related avenues.

Avail 5% Cashback on up to PKR 10,000 of fuel transactions, and save up to PKR 500* on fuel each month! You can save upto PKR 6,000 every year on transactions at Fuel stations!

Avail 5% Cashback on Supermarket transactions of upto PKR 10,000 and save up to PKR 500* every month!

Electronic Outlets
Just when you think that the SCB Cashback Credit Card is just too good to be true, it gets even better. We are pleased to introduce 3% Cashback on Electronic Outlets in addition to your savings each month on your Fuel and Supermarket. You can save upto PKR 500* per month.

However, there is an upper monthly cap of PKR 1,000 per Card.

Cashback Calculation
Every time you conduct a transaction, a credit entry (amounting to the % Cashback offered on that merchant category) will be made instantly against that transaction on your card account. For example, if you purchase PKR 1,000 worth of fuel on your SCB Titanium Credit Card, you will get PKR 50 in Cashback rewards immediately. The net amount charged to you for that transaction will be PKR 950.

So whether you choose to Spend in supermarkets or restaurant will get your 5% Cashbank every month, the Saadiq Platinum experience ensures you avail the best that life has to offer.

Cash back will not be offered on Saadiq PIA Cobrand Credit Cards.

Saadiq VISA PIA CoBrand Platinum & Platinum Plus

The Saadiq VISA PIA CoBrand Platinum offers an exclusive range of travel privileges with PIA's frequent flyer program; PIA Awards +Plus.

15% Savings* on PIA Tickets
Enjoy unmatched savings on international as well as domestic airfare. When you use your Saadiq VISA PIA CoBrand Platinum Credit Card to purchase your PIA Ticket from any one of PIA Booking Offices or PIA Reservation Counters, you will save 15% on the ticket's airfare.

*These discounts are applicable till 31st July, 2013.

Complimentary PIA Awards +Plus Membership
You shall receive a Diamond Awards +Plus Membership Card absolutely free with your Saadiq VISA PIA CoBrand Platinum Credit Card. As a Diamond Award +Plus Cardholder, you are entitled to the following special benefits and many, many more:

  • Earn 50% Bonus Airmiles on all PIA Trips
  • Earn an additional 10% Airmiles on Economy Plus Class PIA Flights
  • Earn an additional 25% Airmiles on Business Class PIA Flights
  • Complimentary access to PIA Business / CIP lounges in Karachi, Lahore and Islamabad airports where available.

Airmile Redemption & Rewards
You can now redeem your Airmiles against Free Tickets, Class Upgrades, Excess Baggage and a host of other exciting PIA Rewards.

More Features & Benefits

Personalized Customer Service

For any question pertaining to your Saadiq Platinum Credit Card, you can avail our Specialized Services 24 hours a day. So whether you require information about your card balance, account status or any other detail, simply dial our UAN number at 111-722-723 and get an instant response to all your queries and concerns.

Platinum Travel Desk

Whether you have to plan your family vacations and business trips or arrange to be picked up from the airport, the Platinum Travel Desk is at your service. You no longer have to go from one travel agent to another to find the best rates for tickets to your favorite travel destination.

Flight Reservation

Sit back and enjoy making convenient flight reservations and having your tickets delivered to your doorstep anywhere in Karachi, Lahore and Islamabad. You no longer have to go from one travel agent to another to find or reserve the best rates for tickets to your favorite travel destination. Simply call and allow us to make your bookings.

Pre-Trip Services

Stay updated with all prerequisite information and requirements prior to your business and / or personal trips. Allow our travel desk experts to update you with the latest weather, tourist attractions, local customs. You can also obtain information on vaccination, travel visas, currency exchange rates, protocol information and risk assessment recommendations for specific travel destinations.

Hotel Reservation

Your accommodation during your trip can also be arranged through the Platinum Travel Desk. All you have to do is tell our Travel Desk representative your dates of travel and your destination and hotel preferences. Our professionally trained Travel Desk representatives will cater to your needs and make reservations as per your requirements.

Visa Assistance

Your Visa issuance process can now be handled by our professionally trained Travel Desk representatives. Our Passport & Visa assistance program updates you on country specific visa requirements, plus all the applicable procedures and policies. By accessing predetermined public Internet web sites, our Travel Desk representatives provide content information and contact with the nearest Embassy or Consulate.

Platinum Concierge Services

The country wide Platinum Concierge Services ensure that the next time you need to send flowers home, get around the city or book tickets for the opera or that blockbuster movie you've been dying to see, all you have to do is dial in on UAN: 111-722-723 and leave the rest to us.

Platinum Dining

Making reservations on your behalf, in the finest restaurants; all so you can enjoy a convenient, hassle-free dinner in style. Enjoy your scrumptious meal in a relaxed ambience at your favorite high end restaurants! Savor the moment with our Platinum Dining experience.

Flowers and Gift Assistance

Helping you send your loved ones special gifts from our exceptional assortment of flowers and miscellaneous gift items. You can now send floral bouquets and gift hampers to your family and friends and brighten their day! This service is however, applicable for Cardholders based in Karachi, Lahore and Islamabad.

Car Rental and Limousine Service

Providing you chauffer driven, limousines in order to help you travel in comfort and luxury. You can also acquire worldwide car rental rate information including vehicle availability. Our Platinum Concierge staff can aid you in making car reservations, all so you can travel in convenience and comfort. Special Discounts will be offered to Saadiq Platinum Plus members.


Our concierge services ensure that tickets and passes to major events, premier shows, concerts and plays are made available to you. If you forget to book your passes before hand, our representatives will work their magic to get you your desired tickets. Life was never this entertaining!

Global VISA Platinum Concierge Services

Whether you are vacationing abroad or flying on a business trip, be sure to utilize the comprehensive Global VISA Platinum Concierge privileges. Our Customer service personnel provide you 'Information & Reservation Services' on a wide range of issues as and when requested.

Global Customer Assistance Service (GCAS):

GCAS is a wide-ranging customer services program that you can access whenever you travel overseas. GCAS is available any time of the day, the whole year round. This facility acts as an additional feature which allows you to use the various emergency services available under the GCAS-program. You can now rest assured that you will be taken care of in all emergency scenarios through your Standard Chartered Saadiq Platinum Credit Card.

Zero Loss Liability

Isn't it comforting to know that if you lose your card, you will have nothing to worry about? You are covered for all fraudulent charges made on your Credit Card after it has been reported lost to Standard Chartered through Phone Banking. So make sure you report the loss immediately upon discovery. Please, also note that all transactions conducted on the lost Card before it is reported as lost will be the customer's liability.


    • How do I activate my Saadiq VISA Platinum Credit Card?
      Upon receiving your Saadiq VISA Platinum Credit Card, simply call our Customer Services at 111 722 723 from your contact numbers (Office / Residence) registered on our system and get it activated.

    • What is Saadiq VISA Platinum credit card?
      Standard Chartered Saadiq VISA Platinum credit card is a Shariah – compliant Credit Card, that is interest free. The card operates on the 'ujrah' concepts which is based on a fixed fee structure. Saadiq Visa Credit Card provides worldwide benefits with the convenience comparable to a conventional credit card.

    • Where can I use Saadiq VISA Platinum Credit Card?
      The Saadiq VISA Platinum Credit Card can be used globally for any transaction at any merchant outlet accepting VISA Credit Cards. Please note that Saadiq Credit Card should not be used for items such as alcohol, pork related products, gambling, pornography or other illegal activities. Card member should ensure that the card is not used for such transactions in order to comply with the Shariah principles.

    • How does Saadiq VISA Platinum Credit Card work?
      Saadiq Visa Credit Card, the first ever Shariah – compliant Credit Card, gives you the option of either paying the entire outstanding amount or pay only a minimum amount of the outstanding balance by the payment due date. A fixed monthly maintenance fee will be levied.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.