Aitmaad Takaful and Savings Plan is underwritten by Pak-Qatar Family Takaful Limited to ensure a more relaxed future for you and your family. It allows you to invest in a transparent and Shariah compliant way while giving you access to funds managed by Pak-Qatar's investment managers.
Salient Features:
Minimum Term: 10 Years
Contributions to your plan can be made annually, semi annually, quarterly or monthly. Minimum monthly regular contribution limits are:
Frequency
Band 1
Band 2
Band 3
Band 4
Band 5
Monthly
PKR 2,500
PKR 3,000
PKR 3,500
PKR 4,000
PKR 4,500
FAQs
What is Takaful?
Takaful is an Islamic way of protecting yourself and your family against future financial losses. It is a fully transparent, fair and ethical arrangement, which assists participants to share their risks on the basis of shared responsibility, brotherhood and solidarity for common goal. Takaful products comply with the rules and regulations of Shariah.
What is Aitmaad?
Customer has an option of investing in two different strategies:
Cash Strategy – A conservative strategy with investment options in the following Shariah compliant avenues:
Sukuks
Shariah compliant income funds
Placement with Islamic banks
Equity Strategy – An aggressive strategy with investment options in following Shariah compliant avenue:
Shariah compliant stock
Shariah compliant mutual funds
How is the premium paid?
The premium amount is deducted directly from your Standard Chartered Bank account.
What are the minimum and maximum contribution limits?
Minimum acceptable contribution limit is Rs 30,000 (annually) and the maximum limit (annually) is Rs 54,000.
Is there any medical examination required?
With Aitmaad, you do not need to have a medical examination until and unless it is required under the application requirement.
Am I eligible for becoming a participant under Aitmaad?
All Standard Chartered Bank (Pakistan) Limited account holders from 18-60 years of age are eligible for Plan.
How do I enrol under Aitmaad?
Please visit any of the Standard Chartered branch in Pakistan and fill in the application form along with the required documents to enrol under Aitmaad.
Who is the underwriter of Aitmaad?
Aitmaad is underwritten by Pak-Qatar Family Takaful Limited which is Pakistan's first and largest family Takaful operator. SCBPL is acting as the exclusive distributor of Aitmaad Takaful and Savings Plan on Behalf of Pak Qatar Family Takaful Limited and shall not be held responsible in any manner whatsoever to any person, including but not limited to, the insured customer(s), beneficiary or any third party.
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Disclaimer
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This is to inform that by clicking on the hyperlink, you will be leaving standardchartered.com.pk and entering a website operated by other parties:
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The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.
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