Coverage on cash withdrawals from any SCBPL branch and 1 link ATMs.
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Coverage on cash withdrawals from any SCBPL branch and 1-link ATMs in Pakistan for SCBPL Account holders.

Segment ATM (Per Transaction Per Day) Over The Counter (Per Transaction Per Day)
Retail Customers Up to PKR 30,000 Up to PKR 30,000
Priority Customers Up to PKR 60,000 Up to PKR 30,000

Up to a maximum 3 claims per year allowed.

Salient Features:

This coverage would be applicable on incidents of:

  • Forcible and Violent snatching
  • Armed hold-up
  • Forced deprivation of money from the Customer


Standard Chartered Bank (Pakistan) Limited (SCBPL) is the third party distributor for Takaful products. The products are not guaranteed or insured by Standard Chartered Bank (Pakistan) Limited or its affiliates and are not SCBPL products.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Compliants relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.