It is a high quality Shariah Compliant Income Scheme


UBL Islamic Sovereign Fund (UISF) is a high quality Shariah Compliant Income Scheme that caters to risk-averse investors looking to earn competitive returns along with tax benefits. This open-end fund primarily invests in Shariah compliant Government Securities of varying tenors and deposits with Islamic banks/Islamic windows of Commercial Banks (Minimum ' A ' rated).


  • UBL Fund Managers is the Manager of UBL Islamic Sovereign Fund and Standard Chartered Bank (Pakistan) Limited (SCBPL) and its affiliates are "Distributors" of this fund in Pakistan.
  • SCBPL shall not be held responsible in any manner whatsoever to any person, including but not limited to, the customer(s), beneficiary or any third party with respect to the performance of the fund.
  • All investments in mutual funds are subject to market risks and the price of units may go up or down based on market conditions. Past performance should not be taken as an indicator or guarantee of future performance.
  • Product literature is issued for indicative and information purposes only and an investor should make his / her own appraisal of the investment opportunity and consult his / her own financial, legal, taxation and other professional advisors prior to any subscriptions

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.