All POS transactions on your card are signature based. Simply swipe and sign!


Want access to your money wherever and whenever you want? With the Standard Chartered 'Visa debit Card' you get the convenience of making purchases or withdrawing cash wherever Visa is accepted.

Visa Debit Card is an ATM / Debit card that lets you shop worry-free and cash-free. No bill payments at the end of the month as you make purchases using your own money. You can use your Visa Debit Card almost anywhere in the world wherever you see the Visa symbol. It's quick and secure and you can use it for purchases big or small.

Features at a Glance

  • Use your own money at 27 million outlets and 160 countries worldwide wherever Visa is accepted.
  • Each withdrawal taken directly from your Standard Chartered Bank Account.
  • Enjoy peace of mind by not having to carry cash.
  • You can call support 24 hours a day, 7 days a week with any queries.
  • All POS transactions on your card are signature based. Simply swipe and sign!

Special Features

Exclusive benefits available on Visa Debit Card:


Use your debit card for all your shopping, at home and abroad.


Use your debit card to pay for petrol at any filling stations.


Use your debit card to pay for dinner at your favourite restaurants.


Use your debit card to withdraw cash at any Standard Chartered Bank ATM or any ATM worldwide that displays the Visa symbol.

eStatement Service

With our eStatement service, you can relax and enjoy the convenience of receiving the summary of your debit card transactions on a monthly basis in your email inbox. Subscribe for this service, free of charge by filling out a form at your parent branch.

Choose Your Own PIN

You can generate your ATM PIN by calling up our 24Hr Helpline 111 002 002 and following the directions through IVR (interactive voice response). You may change your PIN any time by visiting the nearest Standard Chartered ATM.

Lost or Stolen Cards

If you become aware that your debit card is lost or stolen, immediately call our 24-hour Phone Banking at 111 002 002 or from outside Pakistan call (9221) 111 002 002 to report loss / theft.
You are protected from financial liability arising from any unauthorised transaction done on your card after being reported lost / stolen. We'll cancel your old card and order a new one for you straight away.

Fees & Charges

Item Description
Card Fees Issuance fee:
Up to Rs.1000 for Current Account
Up to Rs.1,400 for Savings Account
Annual card fee:
Up to Rs.1000 for Current Account
Up to Rs.1,400 for Savings Account
Cash withdrawal / Balance Enquiry at SCB ATMs No charges apply
Cash withdrawal / Balance Enquiry at non-SCB ATMs Rs. 18.75 for cash withdrawal
Rs. 5 for balance enquiry
Currency conversion fee on foreign transactions (ATM / POS) 3% of the transaction amount of any foreign currency transaction (ATM / POS) made or charged to your account

The exchange rate between the transaction currency and the billing currency used for processing foreign currency transactions is a wholesale market rate selected by Visa from within a range of wholesale rates in effect plus the percentage that Standard Chartered Bank charges for the Foreign Currency Conversion Fee above.


    • What is Visa Debit Card?
      Visa Debit Card is an internationally accepted Visa ATM / Debit Card that is linked to your Standard Chartered Bank account, allowing spending on shopping outlets and cash withdrawals at ATMs.

    • What is the difference between a Visa Debit and a Credit card?
      A Visa Debit Card allows you to pay for your purchases using your own money through the Visa network, while a credit card provides you with the ability to access credit, which you then repay at a later date.

      This means with Visa Debit Card you can access the Visa network using your own money without worrying about receiving a credit card bill at the end of each month.

    • How do I make a purchase using my Visa Debit Card?

      • On your purchase the cashier will 'swipe' the Card and give you a charge slip
      • Check the transaction amount and sign the slip
      • Once the transaction is complete, the amount will be deducted from your Standard Chartered Bank Account
    • How long is my Card valid for?
      The validity period of the card is 5 years from the date of issue.

Learn more »

Call Us

Call our hotline for further information.

111 002 002

Contact Me

Alternatively, please complete our contact form and we will be in touch as soon as possible.

Contact Me »

Locate Us

Visit the branch that is nearest to you.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Compliants relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.