To learn about developments pertaining to Roshan Digital Account, Naya Pakistan Certificates and ancillary products, you may keep yourself updated by visiting the State Bank of Pakistan Twitter Handle: @StateBank_Pak. For seamless experience please access the RDA application form on Google Chrome.  

Account Features

Roshan Digital Account

An opportunity for NRPs to remotely open an account in Pakistan through an entirely digital and online process

City, Town, Urban

Eligibility & Documents

Roshan Digital Accounts can be opened and maintained by individual non-resident Pakistani clients and resident Pakistani clients with wealth declared abroad.
Documents required
• Valid Identity Document (CNIC/ SNIC/ NICOP/POC etc)
• Valid passport
• Proof of NRP status (POC/ Visa entry/ exit stamps, etc)
• Proof of profession & source of funds
• Signature
• Live photo
• Valid Overseas Pakistanis Foundation membership card (if applicable)

Please note: There are limitations around cross border activities that can be undertaken for the residents of some countries. As result we may not be able to offer Roshan Digital Account or investment in Naya Pakistan Certificates for residents of some countries.
Country guidance list for non-residents
Residents with declared assets abroad can apply for foreign currency Roshan Digital Account via Branches of Standard Chartered Bank Pakistan Limited.
Residents will have to visit the branch to open the foreign currency Roshan Digital Account, along with their latest wealth statement filed with FBR or a signed affidavit stating the value of their assets held abroad as declared in their latest wealth statement filed with FBR.

Your information will not be stored in bank’s system until it is completed & submitted.

Remittance Guidelines

Inward Remittance into the Account

  • Account can only be fed by foreign remittances originating from the account holder themself through formal channels i.e., banks or money transfer companies.
  • Please note that these preferential correspondent banking charges are limited to Standard Chartered Bank Limited subsidiaries only and do not apply to correspondent banking charges at the other bank’s end.
  • Remittance and payments outside Pakistan are allowed to the extent of balance available in the account, without any prior approvals from the bank or State Bank.


Note: In order to execute your remittance transactions processed seamlessly, the following is recommended:

* Please ensure to use RDA specific Swift Code i.e SCBLPKKXRDA to avail preferential correspondent banking charges.

*Remittance from abroad should be sent directly through SWIFT channel to SCB Pakistan as a first priority option.

* In case remitting bank is using any local correspondent arrangement, client is requested to instruct their bank clearly, to use RTGS channel for funds transfer by local correspondent to SCBPL.

* Remittance transfers using IBFT channel by correspondent bank, have restricted / limited client information, which results delay in credit of funds to meet regulatory expectations.


Outward Remittance/ Repatriation from the Account

  • Funds can be remitted outside Pakistan to the account holder themselves via Online Banking/SC Mobile App or by sharing signed OTT form to your branch personnel
  • Click here to download OTT form.
  • Click here to download the sample OTT form for guidance
  • *Remittance Form works best on Internet Explorer. Customers can download and save a copy when accessing the form using other browsers. The bank recommends the use of Adobe Acrobat Reader version 8 and above in order to use this form or visit Adobe website for more information.
Person, Human, Nature

Survey on Investments in Real Estate using RDA


We thank you for your interest in the Roshan Digital Accounts (RDA) for Non-Resident Pakistanis. Account opening, and issuance of other products, is dependent on Terms and Conditions, regulatory guidelines and jurisdictional restrictions.You are also requested to provide your feedback on overall user experience, suggestions and complaints (if any) for further improvement at sc-nrardigital@sc.com. You can also contact us on our Facebook page Standard Chartered Pakistan. Customers may also share their feedback and suggestions related to RDA to State Bank of Pakistan (SBP) at RDASupport@sbp.org.pk. For up-to-date information on RDA please visit State Bank of Pakistan website.

The contents of this webpage are for general information only and does not constitute an offer, recommendation or solicitation of an offer to enter into a transaction or adopt any hedging, trading or investment strategy, nor does it constitute any prediction of likely future movements in rates or prices or any representation that any such future movements will not exceed those shown in any illustration.

It has not been prepared for any particular person or class of persons and it has been prepared without regards to the specific investment objectives, financial situation or particular needs of any person. You should seek advice from a financial adviser on the suitability of the product for you, taking into account these factors before making a commitment to purchase the product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.

Call our Client Centre at 111 002 002 for any further questions or service queries. You are advised not to send any confidential and/or important information to the Bank via e-mail, as the Bank makes no representations or warranties as to the security or accuracy of any information transmitted. The Bank shall not be responsible for any loss or damage suffered by you arising from your decision to use e-mail to communicate with the Bank. It is essential that prior to taking into consideration any information on this site, you have read and understood this important Legal Notice.

This information attributable to Standard Chartered Bank (Pakistan) Limited having its registered office at PO Box 5556, I.I Chundrigar Road Karachi, which is a banking company registered with State Bank of Pakistan under Banking Companies Ordinance 1962. Standard Chartered Bank (Pakistan) Limited acts as a distributor of mutual funds and referrer of other third-party financial products.


This is to inform that by clicking on the hyperlink, you will be leaving www.sc.com/pk and entering a website operated by other parties:

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.com/pk


Roshan Digital Account Digital onboarding and banking solutions for millions of Non-Resident Pakistanis (NRPs)
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