Board of Directors

Abdullah I. Al Howaish


Abdullah I. Al Howaish is the Managing Director and also the founder member of Amlak International for Real Estate Finance Company. He played a vital role in the establishment of this company. He is a seasoned banker and worked in senior most positions in different banks of Saudi Arabia(SABB, NCB & ANB).

Apart from the above, he is the Chairman of Saudi Ground Services Co. (SGS) and also Saudi Amad for Airport Services and Transport Support (SAAS). He is also associated with several leading and prestigious organizations of Saudi Arabia as a Board of Director. He is holding a Bachelor’s Degree in Economics.

Professor Abdullah Abdulrahman Al-Besher

Independent Director

Professor Abdullah has over 30 years of experience in the fields of Education and economics. Professor Abdullah has done several government planning and feasibility studies, participated in many Islamic economic studies, participated in King Khalid annual prize, and have been a consultant in the system regulations of the government borrowing bank “Taslef Bank”, and have been the team leader of Saudization and employment of King Abdul-Aziz city for Science and Technology. Professor Abdullah holds a PhD faculty of science from Durham University, UK.

Sarmad Lone

Non Executive Director

Sarmad Lone is the Regional Head Corporate Clients, Africa & Middle East. Sarmad joined the bank in 2013 and has been instrumental in driving the performance of the business .Sarmad is also appointed as Senior Executive Officer of DIFC for Standard Chartered Bank. Prior to joining the bank, Sarmad held a variety of senior positions with Commercial Bank of Qatar, Morgan Stanley and Citibank.
Previous Roles & Experience:

  • Head of Wholesale Banking – Commercial Bank of Qatar
  • Head of Investment Banking, MENA – Morgan Stanley, Dubai
  • Regional Head of FIG & Public Sector – Citibank, Dubai
  • Senior Credit Officer – Citibank, Dubai

Dr. Boutros Klink

Non Executive Director

Dr. Boutros Klink is the Chief Executive Officer in Bahrain and the GCC (excluding UAE). Dr. Klink has 20 years of experience in Banking and Finance and is a member of the Executive Leadership Team of the Bank. Dr. Klink also serves as member of the Board of Directors of Standard Chartered Capital Saudi Arabia. Prior to his current role, Dr. Klink served as CEO of Standard Chartered Saudi Arabia for the past 4 years following his position as Head of Local Currency Trading (Interest Rates, Foreign Exchange, and Credit) in MENA for SCB. Prior to CDPQ, he assumed various senior roles at J.P. Morgan, Morgan Stanley, Deutsche Bank, and UBS in New York. Dr. Klink earned a Doctor of Science degree in Earthquake Engineering from MIT, a Master of Art in Financial Mathematics from Columbia University, a Master of Science in Civil & Environmental Engineering from MIT, and a Bachelor of Engineering in Civil & Environmental Engineering from the American University of Beirut. Dr. Klink has several scientific publications including a textbook and is fluent in Arabic, French, and English.

Jamal Tartir

Chief Executive Officer and Board Member

Jamal joined Standard Chartered Capital Saudi Arabia in 2015. Prior to joining SCSA, Jamal has over 30 years experience in the banking sector in countries such as Kuwait, Bahrain, Cyprus, Qatar, and Saudi Arabia. Prior to joining SCSA, Jamal had gained his experience in leading financial institutions such as: Merrill Lynch, National Bank of Kuwait, InvestCorp, Barclays, Deloitte, and Standard Chartered Bank. Jamal holds a B.S in Finance from Georgia State University - Atlanta, Georgia, USA


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