Is my MANHATTAN Platinum and MANHATTAN World Mastercard® credit card eligible for MANHATTAN Cashback?

Yes, both MANHATTAN Platinum and MANHATTAN World Mastercard® credit card are eligible to earn MANHATTAN Cashback.

What type of transactions are excluded from earning cashback on my MANHATTAN Platinum/World Mastercard ® credit card?

For the complete list of exclusions, pls click here .

Is cashback awarded based on transaction date or posting date?

Cashback is calculated and awarded based on posting date (this is the date the eligible transaction is posted to your account once we received the information from the merchant; usually within 2-3 working dates), and not based on transaction spend dates (the date on which you performed the eligible transaction charged to your credit card).

How do I qualify for the MANHATTAN cashback?

The MANHATTAN Cashback applies to the entire eligible retail spend per statement cycle month. The applicable cashback rate depends on the total eligible retail spends for that statement cycle month, as shown in the table below. Total Eligible Monthly Spend Applicable MANHATTAN Cashback Tier Maximum cashback earned and received per quarter Below $1,000 0.5% $200 $1000 to $2,999.99 1% $3,000 and above 3%

How does the quarterly cashback works?

Cashback is accumulated over a 3-month quarter cycle and is capped at $200 per quarter. A quarter refers to a period of three consecutive months and does not need to be a calendar quarter.

What are the transactions excluded from earning cashback?

Please visit https://www.sc.com/sg/terms-and-conditions/manhattan-cashback-terms-and-conditions to view the list of transactions which are not eligible to earn cashback on the Manhattan Credit Card.

MANHATTAN Platinum/ World Mastercard®

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Thanks for your interest. We no longer offer MANHATTAN Platinum/World Mastercard, but please take a look at other options that may suit your lifestyle

OTHER CARD OPTIONS OTHER CARD OPTIONS

Thanks for your interest. We no longer offer MANHATTAN Platinum/World Mastercard, but please take a look at other options that may suit your lifestyle

OTHER CARD OPTIONS OTHER CARD OPTIONS
Please visit our credit card offering for more options

SMART CREDIT CARD SMART CREDIT CARD

UNLIMITED CASHBACK CARD UNLIMITED CASHBACK CARD

Earn up to $800 cashback per year

Earn up to 3% cashback¹ on eligible purchases charged to your card from your shopping to dining and entertainment bills, both here and overseas. Minimum spend and T&Cs apply.
Annual Fee waiver

First year annual fee is waived.

SC EasyBill

Get Cashback/Reward points/Bonus Interest on IRAS, Education, Insurance & Rental payment. T&Cs apply. Read More

Credit Card Credit Limit Review

Enjoy a higher credit limit for your credit cards to increase your spending power without worry. Get it reviewed instantly online today! T&Cs apply. Read more

Temporary Credit Limit Increase

Cover your travel, wedding banquet, hospitalisation or unfortunate events with extra cash. T&Cs apply. Read more

Fund Transfers

Get cash instantly at 0% interest at a one-time processing fee with your Standard Chartered Credit Card. T&Cs apply. Read More

EasyPay

Convert your retail transactions into interest-free instalments with no or low processing fees. T&Cs apply. Read more

Credit Card Payments

Pay your Standard Chartered Credit Card bills conveniently, securely and almost instantly. Read More

Tap-and-Pay Payment

Tap your credit card on any contactless sales terminal and you are done. No signature required for purchases less than $100. Read More

0% Interest Instalment Plan

Manage your finances with our interest-free monthly instalment plans. T&Cs apply. Read More

Live The Good Life® every day

The Good Life® is what you make of it. Enjoy exciting card offers and privileges at over 3,000 outlets in Asia from dining offers to shopping, travel and lifestyle benefits. Read More

Mobile Payments

Tap your phone on any contactless sales terminal to pay with Apple Pay, Google Pay™ or Samsung Pay. No need to put away your phone and look for your wallet. Read More

Exclusive Mastercard Privileges

Enjoy these exciting offers with your Mastercard credit card.

Up to $800 cashback¹ a year for you

Here’s how you can get up to $800 cashback a year when you charge your eligible purchases to your MANHATTAN Platinum/World Mastercard® credit card:

¹MANHATTAN CashBack Terms and Conditions apply

Total eligible monthly spend	Applicable cashback tier for the month	Maximum cashback earned and received per quarter
Below $1000	0.50%	Capped at $200
$1000 to $2999.99	1%	Capped at $200
$3,000 and above	3%	Capped at $200

When does the 1st quarter start?
Date of your first statement: 15 Feb 2017 (your billing cycle will then be on the 15^th of every month)	1^st Quarter cycle – Statement date	Cashback Crediting
	1^st month – 15 Feb statement	Cashback earned will be credited one month after each quarter: 15 May statement
	2^nd month – 15 Mar statement
	3^rd month – 15 Apr statement
	2^nd Quarter cycle – Statement date	Cashback Crediting
	1^st month – 15 May statement	Cashback earned will be credited one month after each quarter: 15 Aug statement
	2^nd month – 15 Jun statement
	3^rd month – 15 Jul statement

Example
Statement date	Eligible Spend Amount	Cashback tier (based on Eligible Spend)	Cashback earned
15 Jan	$1,900	1% – Tier 2: $1,000 to $2,999	$19.00
15 Feb	$4,745.40	3% – Tier 3: $3,000 and above	$142.36
15 Mar	$3,100	3% – Tier 3: $3,000 and above	$93.00
Total Cashback earned for 3 months			$200 (actual Cashback earned is $254.36 but capped at $200)

DETAILS	CHARGES
Annual Fees	S$196.20 (including 9% GST) from 1 January 2024. This annual fee is waived off for the first year.
Finance Charges	Effective Interest Rate (“EIR”): 27.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.076% from the respective transaction dates for all transactions to the date the payment is received.
Cash Advance	Your cash advance fee per transaction is 8% on the Cash Advance, subject to a minimum fee of $15 plus Finance Charges at 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment.
Late Payment Charges	A late payment charge of S$100 will be charged if minimum payment due is not received by the due date.
For more details on all other applicable fees and charges, please click here.

As part of our efforts to go green, the following will no longer be included within the credit cards welcome pack:

ABS Consumer Guide for Credit Cards which contains information on understanding credit cards and credit card usage and which can be found here
Important Information Document for Standard Chartered Credit Cards which contains information on all relevant interest, fees and charges and which can be found here

If you would like to receive a printed copy of any of the above, please call our 24-hour Client Contact Centre at +65 6747 7000.

Free Credit Report

If your credit card is newly approved and you wish to have a free credit report*, you may obtain it within 30 calendar days upon card approval via the credit bureau website or at their registered office. You will need the following documents to obtain the free credit report:

Card carrier that comes with your credit card
NRIC

Credit Bureau (Singapore) Pte Ltd
2 Shenton Way
#20-02 SGX Centre 1
Singapore 068804
Tel: +65 6565 6363
www.creditbureau.com.sg

*Note: The free credit report is not available for renewed or replaced cards.

–

Is my MANHATTAN Platinum and MANHATTAN World Mastercard® credit card eligible for MANHATTAN Cashback?
Yes, both MANHATTAN Platinum and MANHATTAN World Mastercard® credit card are eligible to earn MANHATTAN Cashback.
What type of transactions are excluded from earning cashback on my MANHATTAN Platinum/World Mastercard ® credit card?
For the complete list of exclusions, pls click here.
Is cashback awarded based on transaction date or posting date?
Cashback is calculated and awarded based on posting date (this is the date the eligible transaction is posted to your account once we received the information from the merchant; usually within 2-3 working dates), and not based on transaction spend dates (the date on which you performed the eligible transaction charged to your credit card).
How do I qualify for the MANHATTAN cashback?
The MANHATTAN Cashback applies to the entire eligible retail spend per statement cycle month. The applicable cashback rate depends on the total eligible retail spends for that statement cycle month, as shown in the table below.

Total Eligible Monthly Spend Applicable MANHATTAN Cashback Tier Maximum cashback earned and received per quarter

Below $1,000 0.5% $200

$1000 to $2,999.99 1%

$3,000 and above 3%
How does the quarterly cashback works?
Cashback is accumulated over a 3-month quarter cycle and is capped at $200 per quarter. A quarter refers to a period of three consecutive months and does not need to be a calendar quarter.

Have other questions?
Click here for more FAQs.
What are the transactions excluded from earning cashback?
Please visit https://www.sc.com/sg/terms-and-conditions/manhattan-cashback-terms-and-conditions to view the list of transactions which are not eligible to earn cashback on the Manhattan Credit Card.

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Thanks for your interest. We no longer offer MANHATTAN Platinum/World Mastercard, but please take a look at other options that may suit your lifestyle

Earn up to $800 cashback per year

Annual Fee waiver