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  1. This Allianz Home Protect Policy Promotion (“Promotion”) is jointly organised by Allianz Global Corporate & Specialty SE Singapore Branch (“Allianz”) and Standard Chartered Bank (Singapore) Limited (“SCBSL”). The Promotion is valid from 1 June 2018 to 31 August 2018, both dates inclusive (“Promotion Period””). The Allianz Home Protect Policy is underwritten by Allianz and distributed by SCBSL.

Promotion Mechanics

  1. By participating in this Promotion, you hereby agreed to be bound by these Promotion Terms.
  2. Qualifying Criteria: If you have received an Electronic Direct Mailer sent by SCBSL referring to this specific Promotion and these Promotion terms, and thereafter successfully purchased an Allianz Home Protect Annual Plan during the Promotion Period through SCBSL’s website, you will be entitled to:
    1. 20% discount off your first year’s premium; and
    2. a Kirona Scent Humidifier Model: Mystic Paradise Mist (the “Gift”) available in two colours (Black and White), subject to availability at the point of redemption, while stocks last.
  3. Only the main policyholder will be entitled to the discount and the Gift for any Allianz Home Protect plans purchased.
  4. This Promotion is only applicable to new applications during the Promotion Period and is not valid with other promotions, discounts, offers, vouchers, rebates or privileges.


  1. If you are eligible to receive the Gift, a redemption letter for the Gift will be issued and sent by post or email to you within 2 months after the last day of the Promotion Period. The Gift must be redeemed from Allianz in accordance with the instructions stated in the redemption letter. Allianz may at its sole discretion at any time and without prior notice substitute or replace the Gift with any other gift of equal or similar value.
  2. All updates regarding gift redemption will be communicated to you by Allianz by post or email at your provided mailing address or email provided during your application. Please inform Allianz, through Allianz Customer Service Hotline should there be any changes in your mailing address, email or other personal particulars registered.
  3. When you redeem the Gift, you might be required to disclose your information (including name, identification/passport number, mailing address and contact number) for the purposes of verifying your identity and recording your redemption of the Gift. If you do not consent to such disclosure, you will not be able to redeem the Gift and it will be forfeited.
  4. By purchasing the Allianz Home Protect Annual Plan during promotion period for the qualification of Gift, you consent to the collection, use and disclosure of your Personal Data to Allianz’s third party service provider for the purpose of Gift redemption only.
  5. The Gift and redemption letter are not transferable or exchangeable for cash, credit or any other item in part or in whole. Any redemption letter that has expired or been lost will not be replaced.
  6. The Gift must be redeemed before the expiry date indicated on the redemption letter at the redemption location stated.
  7. Neither Allianz nor SCBSL will guarantee the availability of the Gift’s on the day of redemption.
  8. Neither Allianz nor SCBSL is the supplier of the Gift. Neither is obliged to assist or act on your behalf in communicating with the supplier of the Gift for any reason. You accept the Gift as it is and subject to any terms and conditions that the supplier of the Gift may impose. Any Gift that is not collected within the deadline stated on the Gift redemption letter will be forfeited.
  9. Allianz and SCBSL make no representation or warranty whatsoever as to the quality or fitness for purpose or any other implied terms or conditions with respect to the Gift. Neither Allianz nor SCBSL will be liable for any injury, loss or damage whatsoever arising about the Gift.
  10. If you cancel your Allianz Home Protect Policy at any time before the policy expiry date for whatever reason, Allianz reserves the right to deduct the value of the Gift or the applicable discounts from the refunded premium allowed under the policy, if any.

General Terms

  1. Allianz Home Protect Policy is underwritten by Allianz and distributed by SCBSL. SCBSL shall not be liable in any manner whatsoever regarding your application or the contract of insurance. Guaranteed elements (if any) are obligations of Allianz only. All insurance products are not deposits with, obligations of, or guaranteed by SCBSL.
  2. This Promotion is governed by and construed in accordance with the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore
  3. A person who is not a party to these Promotion Terms has no right under the Contracts (Rights of Third Parties) Act (Cap.53B) to enforce any of these Promotion Terms.
  4. Each of Allianz and SCBSL may at any time, without any prior notice or liability to you, vary the terms and conditions of this Promotion or withdraw or discontinue the Promotion at any time. The decision of Allianz and SCBSL on all matters relating to this Promotion, including determining your eligibility to participate, shall be at their absolute discretion and will be final and binding.
  5. In the event of any inconsistency between these Promotion Terms and any brochures, marketing or promotional materials relating to the Promotion, these Promotion Terms shall prevail.
  6. All information is correct at time of print.


This document is not a contract of insurance and reference should be made to the actual policy for the exact terms and conditions applicable. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this document are products of and underwritten by Allianz Global Corporate & Specialty SE Singapore and they are not products of, nor are they underwritten by Standard Chartered Bank (Singapore) Limited. Standard Chartered Bank (Singapore) Limited shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to any insurer, the Bank is acting in alliance with the insurer and not as an agent for customers. This document is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you. This Policy is protected under the Policy Owner Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Allianz Global Corporate & Specialty SE Singapore or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).