• Fast approval
  • Complimentary Current Account

    Get a complimentary current account (No initial deposit required)

  • Unsecured

    No collateral needed

Eligibility & Documents Required

  • Eligibility
    • Singapore-registered business
    • 50% or more shareholdings held by Singaporeans/Singapore PRs
    • Minimum 3 years of business operations
    • Minimum turnover of S$500k
  • Documents Required
    • Photocopies of Sole Proprietors' / Partners' / Principals' Identity Cards / Passports
    • Company's operating bank current account statements for the latest 6 months
    • Business Overdraft Application form
    • Company's financial statement for the latest financial year
    • Copy of Sole Proprietors' / Partners' Income Tax Notice of Assessment
    • Last 4 Quarter GST Statements

Business Instalment Loan/ Business Overdraft Board Rate= 9.00%p.a


  1. What is the maximum amount of credit line I can apply for?

    Our Business overdraft offers you up to S$300,000

  2. Do I have to provide any security, collateral

    No security or collateral is required.

Terms and Conditions

Get in touch

Please complete our contact form and we will be in touch as soon as possible.

Get in touch »

Call Us

Call our hotline for further information.

Please call:
1800 743 3000

Locate Us

Visit the branch that is nearest to you.
Selected branches are open on Sunday to serve you better.

Find a Branch »

You might also be interested in

Business Instalment Loan

Expand with our unsecured Business Instalment Loan offering up to $300,000

More details »
Business Property Loan

This attractive Business Property Loan allows you to buy property in your company's name

More details »
Trade & Working Capital

With extensive expertise and a global network, we offer customised trade & working capital products

More details »

Straight2Bank allows you to complete a wide range of transactional banking services online

More details »
Back to Top

Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.