• Extensive Property Coverage

    Commercial Units, Industrial Units, Shop-houses and Residential Units

  • High Financing Quantum

    Enjoy financing up to 80% of the property's purchase price or current market value of the property

  • Flexible Repayment Period

    Service your loan over a period of 5 to 25 years for new purchases and up to 30 years for property refinancing

  • Additional Funds

    Access additional funds for your business


    For purchase or refinancing of residential properties:

  • Companies, Partnerships, Sole proprietors

  • For purchase or refinancing of commercial or industrial properties:

  • Companies, Partnerships, Sole Proprietors

Documents Required

  • Latest 6 months bank statements
  • Latest 2 years audited financials including Profit & Loss statement and Balance Sheet
  • Latest 2 years Income Tax Notice of Assessment of individuals/ sole proprietors / partners or principals of companies
  • Specific details would be provided by the sales officer


  1. What is the maximum tenure of the loan?

    The maximum tenure of the facility is up to 25 years for new property purchase or up to 30 years for property refinancing.

  2. What do I need to give as security?

    We can finance purchase of completed or under construction properties (Commercial Units, Industrial Units or Residential Units).

  3. Can I prepay all or part of my loan?

    You can prepay all of your loan if you provide us with at least 3 months written notice. You can prepay part of your loan if you provide us with at least 1 month written notice. In addition, please note that you will incur a charge of 1.5% on the amount prepaid if you make any prepayment within the first 2 years of the loan disbursement.

  4. What is the interest rate on the facility?

    We offer attractive interest rates on the facility depending on loan amount, credit assessment and other parameters. Further details will be provided by our sales officer.

  5. I have an unencumbered property. Can I obtain a Business Property Loan by mortgaging this property?

    Yes. You can apply for a Business Property Loan to unlock cash from the unencumbered completed property.

Terms and Conditions

Get in touch

Please complete our contact form and we will be in touch as soon as possible.

Get in touch »

Call Us

Call our hotline for further information.

Please call:
1800 743 3000
BPL to 77222

Locate Us

Visit the branch that is nearest to you.

Find a Branch »

You might also be interested in

Business Instalment Loan

Expand with our unsecured Business Instalment Loan offering up to $300,000 in 2 working days

More details »
Business Overdraft

The Standard Chartered Business Overdraft offers you a standby credit line up to $200,000

More details »
Trade & Working Capital

With extensive expertise and a global network, we offer customised trade & working capital products

More details »

Straight2Bank allows you to complete a wide range of transactional banking services online

More details »
Back to Top

Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.