Standard Chartered and Caltex 2017 Promotion Terms and Conditions

Eligibility

  1. The Standard Chartered and Caltex 2017 Promotion ("Promotion") is available from 1 April to 30 June 2017 (both dates inclusive) ("Promotion Period"). The Promotion is open to all eligible principal cardholders of Standard Chartered Credit Cards and MANHATTAN cards ("Card or Cards") issued by Standard Chartered Bank (Singapore) Limited in Singapore (“Bank”) (collectively, "Eligible Cardholders"). By participating in the Promotion, Eligible Cardholders agree to be bound by these terms and conditions.
  2. Eligible Cardholders whose Card accounts have been suspended, cancelled or terminated for any reason during the Promotion Period and until 31 July 2017 are not eligible for this Promotion.
  3. By participating in the Promotion, the Eligible Cardholder consents to the use of his/her personal data for marketing purposes, including but not limited to the use of his/her telephone number to contact him/her about products and promotions offered by the Bank from time to time via telephone, SMS or multimedia messaging. Such consent will also prevail even if the Eligible Cardholder is registered or subsequently registers his/her contact information with the national Do Not Call Registry.
Promotion mechanics

  1. Under the Promotion, an Eligible Cardholder can stand to receive:
    1. up to 25.07% in fuel savings when using his/her Standard Chartered Visa Infinite Credit Card or Priority Banking Visa Infinite Credit Card (“VI Card”) at Caltex service stations in Singapore (“Caltex”);
    2. up to 22.30% in fuel savings when using his/her MANHATTAN World Mastercard® at Caltex;
    3. up to 21.04% in fuel savings when using his/her Unlimited Cashback Credit Card at Caltex; or
    4. up to 19.78% in fuel savings when using his/her Card (being a Card other than a VI Card, MANHATTAN World Mastercard® or Unlimited Cashback Credit Card) at Caltex.
  2. A breakdown of how this 25.07% in fuel savings referred to in Clause 4(a) above for Eligible Cardholders holding a VI Card is calculated is as follows:
    1. either of the following instant upfront Standard Chartered Cards discount:
      1. 16% instant upfront Standard Chartered Cards discount (which includes the 5% site discount) on Platinum 98 with Techron® petrol purchases only at Caltex (“Upfront 16% Discount”); or
      2. 14% instant upfront Standard Chartered Cards discount (which includes the 5% site discount) on Premium 95 with Techron®, Regular 92 with Techron® and Caltex Diesel with Techron® D fuel purchases only at Caltex (“Upfront 14% Discount”); plus
    2. an additional 10.8% rebate on the nett transaction amount charged to your VI Card at Caltex (i.e. the amount after deduction of the Upfront 16% Discount or Upfront 14% Discount (as applicable)) (“Standard Chartered 10.8% Rebate”) (capped at $90 during the Promotion Period as per Clause 13 below). The Standard Chartered 10.8% Rebate amount will be credited to the VI Card account by the 28th day of the next calendar month. (To illustrate, any Standard Chartered 10.8% Rebate earned in April 2017 will be credited by 28 May 2017)
  3. A breakdown of how this 22.30% in savings referred to in Clause 4(b) above for Eligible Cardholders holding the MANHATTAN World Mastercard® is calculated is as follows:
    1. either the Upfront 16% Discount or Upfront 14% Discount (each as defined above in Clauses 5(a)(i) and (ii));
    2. an additional 4.5% rebate (“Standard Chartered 4.5% Rebate”) on the nett transaction amount charged to your MANHATTAN World Mastercard® at Caltex (i.e. the amount after deduction of the Upfront 16% Discount or Upfront 14% Discount (as applicable)) (capped at $90 during the Promotion Period as per Clause 13 below). The Standard Chartered 4.5% Rebate amount will be credited to the MANHATTAN World Mastercard® account by the 28th day of the next calendar month. (To illustrate, any Standard Chartered 4.5% Rebate earned in April 2017 will be credited by 28 May 2017); plus
    3. up to 3% rebate on the nett transaction amount charged to your MANHATTAN World Mastercard® at Caltex (capped at $200 per statement cycle quarter and $800 a year as per Clause 17 below) (“MANHATTAN cashback”).
  4. The meaning of ‘month’ and hence, minimum ‘monthly’ spend for the purposes of the Standard Chartered Rebate and the MANHATTAN cashback are computed differently.
    1. In order to get the Standard Chartered Rebate, the Eligible Cardholders need to meet the conditions of the Standard Chartered Rebate in that respective calendar month.
    2. Whereas for the MANHATTAN cashback, the Eligible Cardholders holding the MANHATTAN World Mastercard® will have to meet the conditions of the MANHATTAN cashback in that respective statement cycle month.
    3. For the avoidance of doubt, Eligible Cardholders holding the MANHATTAN World Mastercard® will have to meet both criteria during the same relevant period to get both (a) The Standard Chartered 4.5% Rebate and (b) the MANHATTAN cashback.
  5. A breakdown of how this 21.04% in savings referred to in Clause 4(c) above for Eligible Cardholders holding the Unlimited Cashback Credit Card is calculated is as follows:
    1. either the Upfront 16% Discount or Upfront 14% Discount (each as defined above in Clauses 5(a)(i) and (ii));
    2. the Standard Chartered 4.5% Rebate on the nett transaction amount charged to your Unlimited Cashback Credit Card at Caltex (i.e. the amount after deduction of the Upfront 16% Discount or Upfront 14% Discount (as applicable)) (capped at $90 during the Promotion Period as per Clause 13 below). The Standard Chartered 4.5% Rebate amount will be credited to the Unlimited Cashback Credit Card account by the 28th day of the next calendar month. (To illustrate, any Standard Chartered 4.5% Rebate earned in April 2017 will be credited by 28 May 2017); plus
    3. 1.5% rebate on the nett transaction amount charged to your Unlimited Cashback Credit Card at Caltex (“Unlimited Cashback”).
  6. The meaning of ‘month’ and hence, minimum ‘monthly’ spend for the purposes of the Standard Chartered Rebate and the Unlimited Cashback are computed differently.
    1. In order to get the Standard Chartered Rebate, the Eligible Cardholders need to meet the conditions of the Standard Chartered Rebate in that respective calendar month.
    2. Whereas for the Unlimited Cashback, the Eligible Cardholders holding the Unlimited Cashback Credit Card will have to meet the conditions of the Unlimited Cashback in that respective statement cycle month.
    3. For the avoidance of doubt, Eligible Cardholders holding the Unlimited Cashback Credit Card will have to meet both criteria during the same relevant period to get both (a) The Standard Chartered 4.5% Rebate and (b) the Unlimited Cashback.
  7. A breakdown of how this 19.78% in savings referred to in Clause 4(d) above for Eligible Cardholders holding a Card (being a Card other than a VI Card, MANHATTAN World Mastercard® or Unlimited Cashback Credit Card) is calculated is as follows:
    1. either the Upfront 16% Discount or Upfront 14% Discount (each as defined above in Clauses 5(a)(i) and (ii)); plus
    2. the Standard Chartered 4.5% Rebate on the nett transaction amount charged to your Card (being a Card other than a VI Card, MANHATTAN World Mastercard® or Unlimited Cashback Credit Card) at Caltex (i.e. the amount after deduction of the Upfront 16% Discount or Upfront 14% Discount (as applicable)) (capped at $90 during the Promotion Period as per Clause 13 below). The Standard Chartered 4.5% Rebate amount will be credited to the Card (being a Card other than a VI Card, MANHATTAN World Mastercard® or Unlimited Cashback Credit Card) account by the 28th day of the next calendar month. (To illustrate, any Standard Chartered 4.5% Rebate earned in April 2017 will be credited by 28 May 2017).
Standard Chartered 10.8% Rebate or Standard Chartered 4.5% Rebate

  1. In order to get the additional Standard Chartered 10.8% Rebate or Standard Chartered 4.5% Rebate (as applicable) in a given calendar month referred to in Clauses 5(b), 6(b), 8(b) and 10(b) above, Eligible Cardholders will need to satisfy the condition in Clause 12 below on the Minimum Standard Chartered Monthly Spend (as defined in Clause 12 below). However, regardless of whether the condition in Clause 12 is met, Eligible Cardholders will still enjoy the Upfront 16% Discount for Platinum 98 with Techron® or the Upfront 14% Discount for Premium 95 with Techron®, Regular 92 with Techron® and Caltex Diesel with Techron® D on their fuel purchase provided they top up their motor vehicle fuel at Caltex.
  2. To enjoy the additional Standard Chartered 10.8% Rebate for VI Cards or Standard Chartered 4.5% Rebate for all other Standard Chartered Credit Cards on your Caltex spends in a given calendar month, Eligible Cardholders must successfully charge a minimum of $600 (“Minimum Standard Chartered Monthly Spend”) in that same month on total eligible retail transactions, which can consist of any number or combination of retail transactions (“Qualifying Standard Chartered Transactions”). These Qualifying Standard Chartered Transactions must be charged to the same Card which was used for purchases at Caltex. Qualifying Standard Chartered Transactions excludes those transactions set out at Clause 15 below.
  3. The maximum Standard Chartered Rebate an Eligible Cardholder can receive during the Promotion Period is capped at $90. For the avoidance of doubt, this cap remains as $90 per Eligible Cardholder, regardless of how many Cards he uses.
  4. Where an Eligible Cardholder uses more than one Card under this Promotion, each Card will need to satisfy the conditions in these terms (including but not limited to the Minimum Standard Chartered Monthly Spend per Card) in order for the Eligible Cardholder to enjoy the features of this Promotion on that Card.
  5. The following transactions charged to a Card will not be considered as Qualifying Standard Chartered Transactions to meet the Minimum Standard Chartered Monthly Spend:
    1. Insurance premiums, including premiums for investment-linked policies, charged to the Card;
    2. Bill payments (Examples of bill payment merchants include but are not limited to Telecommunications and utilities providers such as Starhub, Singtel and M1, Singapore Power);
    3. Any payment via AXS network;
    4. Any payment via SAM network;
    5. Payments to government agencies which include but not limited to Land Transport Authority, Housing Development Board, Inland Revenue Authority of Singapore, Public Utilities Board, Immigration & Checkpoints Authority and the Ministry of Manpower;
    6. Income tax payments;
    7. EZ-Link cards transactions;
    8. Transit Link transactions;
    9. Any transactions pertaining to Merchant Category Codes 6211 (Security Brokers/Dealers) and 7995 (Gambling/Lotto);
    10. Balance transfers to the Registered Card, cash advances from the Card, purchases via NETS and ongoing instalment payments;
    11. Any fees and charges (including annual fees, interest charges, cheque processing fees, administrative fees, cash advance fees, finance charges and/or late payment charges and other miscellaneous fees and charges) charged to the Card;
    12. Any amount charged to the Card during the Promotion Period that is subsequently cancelled, voided or reversed; and
    13. Balance owing on the Card account from other months.
MANHATTAN cashback

  1. In order to get the additional MANHATTAN cashback in a given statement cycle month referred to in Clause 6(c) above, Eligible Cardholders holding the MANHATTAN World Mastercard® (“Eligible MANHATTAN Cardholders”) will need to satisfy the condition in Clause 17 below on the Minimum Tiered MANHATTAN Monthly Spend (as defined in Clause 17 below). However, regardless of whether the condition in Clause 17 is met, Eligible MANHATTAN Cardholders will still enjoy the Upfront 16% Discount for Platinum 98 with Techron® or Upfront 14% Discount for Premium 95 with Techron®, Regular 92 with Techron® and Caltex Diesel with Techron® D on their fuel purchase provided they top up their motor vehicle fuel at Caltex.
  2. To enjoy the additional MANHATTAN cashback in a given statement cycle month, Eligible MANHATTAN Cardholders must successfully charge a minimum of $0.01, $1000 or $3000 (“Minimum Tiered MANHATTAN Monthly Spend”) in that same month on Qualifying MANHATTAN Transactions (as defined in Clause 18 below) to enjoy a tiered MANHATTAN cashback rebate as set out in the table below.

Total eligible statement cycle
monthly spend
Applicable cashback tier for the
statement cycle month
Maximum cashback earned per
statement cycle quarter
Tier 1: Below $1,000 0.5% Capped at $200 (maximum of $800 per year)
Tier 2: $1,000 - $2,999.99 1% Capped at $200 (maximum of $800 per year)
Tier 3: $3,000 and above 3% Capped at $200 (maximum of $800 per year)

  1. The Minimum Tiered MANHATTAN Monthly Spend can consist of any number or combination of retail transactions (“Qualifying MANHATTAN Transactions”). These Qualifying MANHATTAN Transactions must be charged to the same MANHATTAN World Mastercard® which was used for purchases at Caltex. Qualifying MANHATTAN Transactions excludes those transactions set out at Clause 19 below.

    For illustration only:

Statement date Amount spent on
Qualifying MANHATTAN
Transactions
Cashback tier (based on the amount
spent on Qualifying MANHATTAN
Transactions)
Cashback earned
15 Jan $1,900 1% - Tier 2: $1,000 to $2,999.99 $19.00
15 Feb $4,745.40 3% - Tier 3: $3,000 and above $142.36
15 Mar $3,100 3% - Tier 3: $3,000 and above $93
Total Cashback earned for 3 months = $200 (actual cashback earned is
$254.36 but capped at $200 for
this statement cycle quarter in
question)

  1. The following transactions charged to a MANHATTAN World Mastercard® will not be considered as Qualifying MANHATTAN Transactions to meet the Minimum Tiered MANHATTAN Monthly Spend:
    1. Payments made to all billing organisations using Standard Chartered Online Banking;
    2. All fees and charges relating to MANHATTAN World Mastercard® (annual fees, late payment fees, interest charges, and/or finance charges);
    3. Balance/Funds Transfer;
    4. Any insurance premiums charged to your MANHATTAN World Mastercard®;
    5. Cash Advance;
    6. Ongoing EasyPay monthly amount;
    7. Refunds credited back (eg. tax refund);
    8. Any amount charged that is subsequently cancelled, voided, refunded or reversed; and
    9. Amounts which have been rolled over from the preceding months’ statements.
Unlimited Cashback

  1. In order to get the additional Unlimited Cashback in a given statement cycle month referred to in Clause 8(c) above, Eligible Cardholders holding the Unlimited Cashback Credit Card (“Eligible Unlimited Cardholders”) need to charge the Eligible Unlimited Transactions (as defined in Clause 21 below) to the same Unlimited Cashback Credit Card which was used for purchases at Caltex. Eligible Unlimited Transactions excludes those transactions set out at Clause 21 below.
  2. The following transactions charged to an Unlimited Cashback Credit Card will not be considered as Eligible Unlimited Transactions and will not earn Unlimited Cashback:
    1. any cash advance;
    2. any fees and charges (including annual fees, late payment fees, interest charges, and or finance charges) charged to your Unlimited Cashback Credit Card;
    3. any balance or fund transfer;
    4. any monthly instalment of an EasyPay transaction;
    5. any amount charged to your Unlimited Cashback Credit Card (and/or your supplementary credit card) that is subsequently cancelled, voided, refunded or reversed;
    6. recurring payments or payments made to all billing organisations using Standard Chartered Online Banking;
    7. AXS or ATM transactions made using your Unlimited Cashback Credit Card;
    8. amounts which have been rolled over from the preceding months’ statements;
    9. tax refunds credited into your Unlimited Cashback Credit Card account (and/or your supplementary credit card account);
    10. any tax payments charged to your Unlimited Cashback Credit Card (and/or your supplementary credit card);
    11. any insurance premiums charged to your Unlimited Cashback Credit Card (and/or your supplementary credit card); and
    12. any top-ups or payment of funds to any prepaid cards (with the exception of EZ-Reload charged to your Unlimited Cashback Credit Card) and any prepaid accounts including without limitation to the following accounts or any other accounts as we may specify from time to time:
    • EZ LINK PTE LTD
    • EZ LINK PTE LTD (FEVO)
    • EZ-LINK PTE LTD SINGAPORE
    • EZ-LINK TOP-UP KIOSK
    • EZ-LINK (IMAGINE CARD)
    • EZLINK*
    • EZ LINK
    • EZLINKS.COM
    • FLASHPAY ATU
    • TRANSITLINK*
    • TRANSIT LINK*
    • TRANSIT LINK PL
    • TRANSIT
    • MB * MONEYBOOKERS.COM
    • WWW.IGMARKETS.COM.SG
    • OANDAASIAPA
    • OANDA ASIA PAC
    • PAYPAL * BIZCONSULTA
    • PAYPAL * OANDAASIAPA
    • PAYPAL * CAPITALROYA
    • Saxo Cap Mkts Pte Ltd
    • SKR*SKRILL.COM
General

  1. The Standard Chartered 10.8% Rebate, Standard Chartered 4.5% Rebate, the MANHATTAN cashback and Unlimited Cashback are strictly non-transferable and non-exchangeable (for cash or credit or otherwise).
  2. For new retail transactions charged to the Card during the Promotion Period which are successfully converted into monthly instalments, either:
    1. At the point of sale by tie up merchants, the monthly instalment amount (and not the total amount charged for that transaction); or
    2. At a later date by us, the total amount charged (and not the converted monthly instalment amount), will be considered as a Qualifying Standard Chartered Transaction / Qualifying MANHATTAN Transaction / Eligible Unlimited Transaction (as applicable) provided such transaction is successfully posted during the Promotion Period.
  3. Qualifying Standard Chartered Transactions / Qualifying MANHATTAN Transactions (as applicable) charged to supplementary cards will be counted towards the calculation of the Minimum Standard Chartered Monthly Spend / Minimum Tiered MANHATTAN Monthly Spend (as applicable) for the principal Cardholder. Eligible Unlimited Transactions charged to supplementary cards will be counted towards the Eligible Unlimited Transactions for the principal Cardholder. Similarly, fuel spends by supplementary cardholders will count as the principal Cardholder’s fuel spends for the purpose of this Promotion.
  4. For non-Singapore dollar transactions charged to the Card, the transaction amount posted in the Eligible Cardholder’s Card account (which is inclusive of the exchange rate conversion and commission, if any) will be considered as the amount for the purpose of determining the Card’s Minimum Standard Chartered Monthly Spend / Minimum Tiered MANHATTAN Monthly Spend / Eligible Unlimited Transactions (as applicable).
  5. The Bank is not responsible for any failure or delay in the transmission of any transaction by any party, including but not limited to acquiring merchants, merchant establishments, or any telecommunication provider.
  6. The Bank reserves the right to vary, modify, add or delete any of these terms and conditions, including terminating, shortening, extending or withdrawing the Promotion, without prior notice or reason.
  7. The Bank’s determination of all matters relating to this Promotion, including but not limited to:-
    1. Eligibility to participate in the Promotion; and/or
    2. Calculation of the Minimum Standard Chartered Monthly Spend, the Minimum Tiered MANHATTAN Monthly Spend and/or the Eligible Unlimited Transactions, is conclusive and final, and no correspondence will be entertained. In the case of a dispute, the decision of the Bank on all matters shall be final.
  8. In the event of any inconsistency between these terms and conditions and any brochures, marketing or promotional materials relating to the Promotion, these terms and conditions shall, to the extent of such inconsistency, prevail.
  9. Save for rebates earned on the MANHATTAN World Mastercard® and Unlimited Cashback Credit Card, the rebate earned under this Promotion is in addition to other rebate/cashback that the Eligible Cardholder would ordinarily receive on his/her respective Cards which are not related to the Promotion.
  10. Any terms and conditions imposed by Caltex will also apply. Please check with Caltex for details and terms of participation.
  11. Standard Chartered makes no warranty or representation as to the quality, merchantability or fitness for purpose of the goods and services bought. Any dispute about the same must be resolved directly with the merchant.
  12. Standard Chartered is not an agent of the merchant or vice versa.
  13. Please read these terms and conditions together with our Customer Terms, Current /Cheque /Savings Account and Time Deposit Terms, Bonus$aver, XtraSaver Account, SuperSalary Product Terms, Credit Card Terms, MANHATTAN CashBack Terms, Standard Chartered Unlimited Cashback Credit Card Terms and Conditions, Standard Chartered Visa Infinite Promotion Terms & Conditions, Standard Chartered Tigerair Platinum Credit Rewards Product Program Terms, Standard Chartered SingPost Platinum Visa Credit Card Terms and any other specific Product Terms that may be relevant in connection with this Promotion (collectively, “Other Terms”). If there is any inconsistency between these terms and conditions and the Other Terms, these terms and conditions shall, to the extent of such inconsistency, prevail.
  14. A person who is not a party to these terms and conditions has no rights under the Contracts (Rights of Third Parties) Act (Cap. 53B) to enforce any of these terms and conditions.
  15. These terms and conditions are governed and construed in accordance with the laws of Singapore. Any dispute arising out of these terms and conditions shall be referred to the exclusive jurisdiction of the Courts of Singapore.
  16. Please present your Card prior to ordering/purchasing to enjoy the discount.
  17. All information is accurate at the time of publication.

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