#CNYwithSC Contest Terms and Conditions

  1. This #CNYwithSC Contest (the “#CNYwithSC Contest") is organised by Standard Chartered Bank (Singapore) Limited (“Standard Chartered” or the "Bank"). To enter the #CNYwithSC Contest, you have to:

    a. Get a Chinese New Year (“CNY”) “福 (fu)” paper cutting at the following Standard Chartered branches as set out in the table below from 16 January to 10 February 2017 (whilst stocks last)
    b. Upload a post (which can be in either image or video format) onto Instagram showing a creative use of such CNY “福 (fu)” paper cutting, include a caption describing your use of such paper cutting and include the hashtags “#CNYwithSC” and “#StanChartSG” in your caption; and
    c. Make your Instagram profile ‘public’ from 16 January 2017 1100h to 10 February 2017 2359h (the “Qualifying Period”),

    subject to the terms below.

    List of Standard Chartered Branches at which the CNY “福 (fu)” paper cutting is available

    Name and Address of Branch Operating Hours
    1 Plaza Singapura
    68 Orchard Road, #04-53, Plaza Singapura, Singapore
    238839
    Mon to Sat: 11am to 7pm
    Sun: 11am to 5pm
    Closed on Chinese New Year.
    2 Bedok
    Blk 210, New Upper Changi Road, #01-703/705,
    Singapore 460210
    Mon to Fri: 10am–4pm
    Sat: 10am–1pm
    Closed on Sun and public holidays.
    3 NEX Serangoon
    23 Serangoon Central #03-02 NEX Singapore 556083
    Mon to Fri: 10am–4pm
    Sat: 10am–1pm
    Closed on Sun and public holidays.
    4 Tampines
    3 Tampines Central 1 #01-01 Abacus Plaza,
    Singapore 529540
    Mon to Fri: 10am to 5pm
    Sat: 10am to 2pm
    Closed on Sun and public holidays.
    5 JEM
    50 Jurong Gateway Rd #B1-12, JEM Singapore
    608549
    Mon to Sun 11am–7pm
    Closed on Chinese New Year.
    6 Battery Road
    6 Battery Road Singapore 049909
    Mon to Fri 10am–7pm
    Closed on Sat, Sun and public
    holidays
    7 ION Orchard
    2 Orchard Turn, #B1-16 ION Orchard, Singapore
    238801
    Mon to Sun: 11am to 9pm
    Closed on Chinese New Year.
    8 VivoCity
    1 HarbourFront Walk, #B2-01, Vivocity, Singapore
    09858
    Mon to Sun: 11am to 9pm
    Closed on Chinese New Year.
    9 Upper Thomson
    246R Upper Thomson Road Singapore 574370
    Mon to Fri: 10am to 4pm
    Sat: 10am to 1pm
    Closed on Sun and public holidays.
    10 Holland Village
    261 Holland Avenue Singapore 278986
    Mon to Fri: 10am to 4pm
    Sat: 10am to 1pm
    Closed on Sun and public holidays.
    11 Marina Bay
    8 Marina Boulevard #01-01, Marina Bay Financial
    Centre Tower 1, Singapore 018981
    Mon to Fri: 10am to 7pm
    Closed on Sat, Sun and public
    holidays.
    12 Serangoon Garden
    67 Serangoon Garden Way Singapore 555963
    Mon to Fri: 10am to 4pm
    Sat: 10am to 1pm
    Closed on Sun and public holidays.
    13 Marine Parade
    Blk 87 Marine Parade Central #01-500 Singapore
    440087
    Mon to Fri: 10am to 5pm
    Sat: 10am to 2pm
    Closed on Sun and public holidays.
    14 Clementi Mall
    3155 Commonwealth Avenue West #04-16/17,
    Clementi Mall, Singapore 129588
    Mon to Sun: 11am to 9pm
    Closed on Chinese New Year.
    15 Woodlands
    900 South Woodlands Drive #02-07 Woodlands Civic
    Centre Singapore 730900
    Mon to Fri: 10am to 5pm
    Sat: 10am to 2pm
    Closed on Sun and public holidays.
  2. These terms and conditions govern your participation as an entrant (the “Entrant”) in the #CNYwithSC Contest. You can also view additional applicable terms of use found on the Bank's website at https://www.sc.com/sg/online-terms-conditions.html, as well as any other applicable terms and conditions imposed by Instagram (the “Channel”). Please read these terms and conditions, as well as any additional applicable terms of use and/or terms and conditions carefully before participating in the #CNYwithSC Contest.

  3. By participating in this #CNYwithSC Contest, you agree to be bound by these terms and conditions, including any applicable terms of use found on the Bank's website at sc.com/sg and the Channel, and you represent and warrant that all details you have provided are true, accurate and complete. Entrants may be asked to verify their Entries (defined below), if necessary.

    Eligibility & Qualifying Period


  4. Only Entries (defined below) received by the Bank during the Qualifying Period are eligible for this #CNYwithSC Contest.

  5. This #CNYwithSC Contest is open to all Singaporean citizens and Singaporean Permanent Residents aged 18 and above with valid and existing Instagram accounts, as at the time of posting of the Entry (defined below).

  6. For the avoidance of doubt, the following people are not eligible to participate in this #CNYwithSC Contest:

    a. the Bank's staff and employees, employees of the Bank’s subsidiaries, related corporations and affiliates, and/or the immediate family members of such employees; and
    b. staff and employees of the Bank's service providers, Protocol Pte. Ltd, and Asia PR Werkz Pte Ltd or any other party who helped in the preparation, organisation, planning, promotion, execution of, or is otherwise involved in this #CNYwithSC Contest.

    Participation


  7. To participate in this #CNYwithSC Contest, you must successfully upload a post onto Instagram showing a creative use of the CNY “福 (fu)” paper cutting, include a caption describing your use of such paper cutting, include the hashtags “#CNYwithSC” and “#StanChartSG” in your caption, and also make your Instagram profile ‘public’ during the Qualifying Period.

  8. A submission is deemed posted successfully by the Entrant if it appears as a post on Instagram and is searchable on Instagram with the hashtags “#CNYwithSC” and ”StanChartSG”. Your Instagram profile must remain visible to the public at all times during the Qualifying Period. Such a post will be considered as the Entrant’s submission of an entry (individually an “Entry”, collectively “Entries”) to this #CNYwithSC Contest.

  9. Each Entrant is limited to one (1) Entry. In the event that an Entrant provides more than one (1) Entry, only the first Entry will be considered for the purposes of this #CNYwithSC Contest. All Entries shall be wholly compliant and consistent with all relevant Instagram guidelines and rules, in addition to these terms. Entries which do not comply with any applicable regulations and guidelines will be disqualified.

  10. For the avoidance of doubt, all Entries must adhere to the Standard Chartered Online interaction guidelines available at http://www.standardchartered.com/_interaction-guidelines/en/index.html. By submitting an Entry, participating in the #CNYwithSC Contest, the Entrant represents and warrants that the Entry and any contents posted by the Entrant on the Channel ("Posted Contents") will not infringe the intellectual property, privacy or any other rights of any third party, and will not contain anything which is unlawful, libellous, racially disparaging, defamatory, obscene, harassing or threatening, and the Entrant further agrees to abide by all rules and guidelines prescribed herein, and the Bank reserves the right to remove or otherwise not publish any post that contravenes any of these rules and guidelines, including but not limited to:

    a. any post, comment, photo and video which contains offensive, aggressive, denigrating, irrelevant or inappropriate language;
    b. any post, comment or photo which veers away from the topic in discussion and/or is otherwise not related to the #CNYwithSC Contest or which appear to be spam; and/or
    c. any post, comment or photo which may be obscene, defamatory, seditious, blasphemous or otherwise malicious in nature.

    Prizes


  11. Ten (10) Winners will be selected at the end of the Qualifying Period. Entrants with the most original and creative post (as the Bank shall determine in its sole discretion) (collectively "Winners" or individually a “Winner”) will be selected from all eligible Entries.

  12. Each Winner who is an existing customer of Standard Chartered Bank (Singapore) Limited and/or Standard Chartered Bank (Singapore Branch) will be entitled to receive one (1) set of dining vouchers worth $128. Each Winner who is not an existing customer of Standard Chartered Bank (Singapore) Limited and/or Standard Chartered Bank (Singapore Branch) will receive one (1) set of dining vouchers worth $68. The relevant set of dining vouchers is hereafter referred to as the “Prize”.

  13. The Prize is non-redeemable for cash and/or any other items, and it is non-transferable, non-assignable and non-exchangeable. Each Winner is limited to a maximum of one (1) Prize for the #CNYwithSC Contest.

  14. Any Prizes which are not redeemed will be forfeited. No payment or compensation whether in cash, credit or kind shall be made for any uncollected, lost, misplaced, defaced, stolen or damaged Prize.

  15. All Winners will be individually notified via a reply (“Reply”) to their Entry and posted by the Bank through the Bank’s Instagram account. Winners will have three (3) working days from the date of posting of the Reply, or in any event until the deadline stipulated in the Reply, to write to the email address provided by the Bank in the Reply, providing relevant personal data and/or information (including the Winner’s name, mailing address, and NRIC / Passport number) for the purposes of fulfilment of the Prize. Following the Bank’s receipt of such details from the Winner, the Bank will send a redemption letter (the “Redemption Letter”) with instructions on prize redemption to the mailing address provided by the Winner. If any Winner fails to reply within the specified period stated above or provides the Bank with erroneous details, the Bank reserves the right to select another Winner. The Winner is solely responsible for providing updated particulars to the Bank for the purposes of fulfilment of the Prize, and the Bank shall not be liable for any loss arising from any omission, error and/or default attributable to the Winner. Winners will be notified by 28 February 2017. The Bank reserves the sole and absolute discretion to change the mechanics of the #CNYwithSC Contest without prior notice or reason. The Bank may appoint any independent party as the external auditor for the #CNYwithSC Contest, as it deems fit.

  16. The Bank has the sole and absolute discretion to determine the authenticity, eligibility and/or accuracy of the Entry and its decision will be final and binding on all Entrants, and no correspondence will be entertained whether in relation to the above or otherwise.

  17. The Bank may, in its sole and absolute discretion, to disqualify any Entry which the Bank considers to have been made in breach of these terms and conditions. This includes, but is not limited to, the Entrant’s failure to meet the #CNYwithSC Contest’s eligibility criteria and/or the Entrant’s submission of an Entry which the Bank deems to be obscene, libellous, racially disparaging, defamatory, harassing or threatening or contains any unlawful content.

  18. The Bank is not responsible for any Entry to the Contest that cannot be processed due to any technical or operational reasons. Entries that are lost, late, misdirected, incorrect or incomplete, for any reason whatsoever, will also not be eligible for the #CNYwithSC Contest.

  19. The Bank is not responsible for any content posted by the Entrants or for any comments made by members of the public in relation to the Entries or the Posted Contents. All opinions and comments expressed by users of the Channel are expressed in their individual capacities and not as representatives of the Bank.

  20. The Bank takes no responsibility and assumes no liability for any user content that any user may post. You are solely responsible for your user content and the consequences of posting and publishing it.

  21. The Bank reserves the right to substitute alternative prizes which may not be of equivalent value at any time by giving notice on the Channel or otherwise notifying the relevant Winners.

  22. By participating in the #CNYwithSC Contest, you consent to and grant the Bank the right to publish, broadcast the results of the #CNYwithSC Contest and disclose and publish your information as may be relevant and/or necessary for the fulfilment of the Prize (including name and part of the identification / passport number):

    a. in any major newspaper in Singapore;
    b. over the air via radio shows in Singapore;
    c. on television screens at selected marketing locations in Singapore;
    d. on the Channel; and/or
    e. on the Bank’s websites.

  23. The Winners may be invited to participate in public relations events to generate press coverage for the #CNYwithSC Contest, including without limitation, Winners' quotations being included in the Bank's press releases; and Winners' attendance at prize-giving ceremonies, press conferences, and interviews.

    Intellectual Property


  24. You agree to waive any moral rights in the Entry to the fullest extent possible and any moral rights that a third party may have in respect of the Entry are or will be so waived.

  25. All promotional images produced by the Bank or any member of the Bank's Group and associated with the #CNYwithSC Contest, participants, Winners and Prizes will be the property of the Bank. The Bank reserves the right to publicize the names of the Winners on the official websites of any member of the Bank's group and such other channels similar to the Channel.

    Data Protection


  26. By participating in the #CNYwithSC Contest and/or otherwise consenting to be a part of the #CNYwithSC Contest:

    a. the Entrant consents to the Bank’s collection, holding, storage, use, processing, transfer, disclosure and/or reporting (whether directly or indirectly) to any relevant third party, of his/her personal data and/or information provided to the Bank, including but not limited to, for the purposes of administering his/her participation, organising and promoting the #CNYwithSC Contest, or otherwise for purposes relating to the #CNYwithSC Contest; and further consents and acknowledges that his/her personal data and/or information (i) will also be processed in line with the Bank’s privacy statement available at sc.com/sg/privacy; and (ii) may be used in accordance with the Bank’s policies, terms and conditions or notices made available by the Bank to him/her from time to time.
    b. the Entrant agrees that any personal information collected by the Bank about the Entrant (as provided or supplied by the Entrant) can be used by the Bank, and also disclosed to, and used by, persons who are involved in operating or promoting the Contest on behalf of the Bank (including the Bank's service providers, other members of the Bank's Group and Bank's Group service providers). The Entrant’s personal information will not be shared with any other third party for purposes outside the operation or promotion of the #CNYwithSC Contest, including marketing.

  27. Following termination or deactivation of the Entrant’s Instagram account, or if the Entrant removes any content from the Entrant’s Instagram account, the Posted Contents may remain on the Channel perpetually subject to Instagram’s guidelines and rules.

  28. The Entrant acknowledges that the Bank does not own or host Instagram and the relevant privacy notices and other terms and conditions found on Instagram will apply.

    Miscellaneous


  29. The Bank reserves the right, in its sole and absolute discretion, to modify, suspend, withdraw and/or terminate the #CNYwithSC Contest (or part thereof) for any reason, including if a computer virus, bug, unauthorised human intervention or other cause (a "Disrupting Event") corrupts or impairs the administration, security, fairness, judging, or proper play of the #CNYwithSC Contest. If the #CNYwithSC Contest is so modified, suspended withdrawn, or terminated, the Bank reserves the right to award Prizes to an Entrant from among all Entries received prior to the Disrupting Event.

  30. The Bank may at any time vary, modify, add or delete any of these terms without prior notice or reason. The Bank may in its absolute discretion at any time edit or remove any Posted Content that, which in its opinion, breaches any of these terms or for any other reason.

  31. To the extent permitted by applicable law, you agree that the Bank will not be liable, under any circumstances and in any way, for any errors or omissions, loss or damage of any kind incurred as a result of your use of the Channel, participation (or inability to participate) in the #CNYwithSC Contest, any Posted Content or the acceptance of any Prize. To the extent that the Bank suffers any claim, loss, damage or judgment due to your acts or omissions (including, but not limited to, your participation in the #CNYwithSC Contest and the Posted Contents or breach of any of these terms by you), you agree to indemnify and hold the Bank, the Bank's Group and their respective officers, employees and agents harmless.

  32. You acknowledge that the #CNYwithSC Contest is in no way sponsored, endorsed or administered by, or associated with, Instagram. To the extent permitted by applicable law, you agree that Instagram will not be liable, under any circumstances and in any way, for any errors or omissions, loss or damage of any kind incurred as a result of your use of the Channels and participation in the #CNYwithSC Contest.

  33. The Bank is not an agent of Instagram or the merchants at which the Prize can be used at and makes no warranty or representation as to the quality, value, merchantability or fitness for purpose of the Prizes and assume no liability or responsibility for the acts or omissions of the merchants or any non-performance or defects in the Prizes. Any dispute about quality, condition or performance of the Prizes is to be resolved directly between the Winner and the respective merchant.

  34. The Bank’s decision in all matters arising out of or in connection with the #CNYwithSC Contest is final and conclusive and no correspondence will be entertained.

  35. These terms and conditions are to be read in conjunction with and alongside our Customer Terms as well as any other of the Bank’s terms and conditions that may be applicable (collectively, "Other Terms"). If there are any inconsistencies between these terms and the Other Terms, these terms prevail only to the extent of such inconsistencies.

  36. All information is correct at the time of publication.

  37. For the purposes of these Terms & Conditions, "Group" means, in relation to the Bank:

    a. any person, body corporate, partnership, firm or other entity in which the Bank directly or indirectly:
    b. owns more than half the capital or business assets;
    c. has the power to exercise fifty percent (50%) or more of the voting rights;
    d. has the legal power to direct or cause the direction or general management or affairs;
    e. has the power to appoint more than half the members of the supervisory board, board of directors or other legally representative body; or
    f. has the right to manage the business; any person, body corporate, partnership, firm or other entity which directly or indirectly has in or over the Bank the rights or powers listed in (a) above (a "Controller"); and/or
    g. any person, body corporate, partnership, firm or other entity in which a Controller directly or indirectly has the rights or powers listed above.

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This link brings you to a third party Website, over which Standard Chartered Bank (Singapore) Limited has no control ("3rd Party Website"). Use of the 3rd Party Website will be entirely at your own risk, and subject to the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security.

Standard Chartered Bank (Singapore) Limited makes no warranties, representations or undertakings about and does not endorse, recommend or approve the contents of the 3rd Party Website.

In addition to the terms stated in Standard Chartered Bank (Singapore) Limited's Important Legal Notices, Standard Chartered Bank (Singapore) Limited shall have no responsibility or liability in connection with the content of or the consequences of accessing the 3rd Party Website, including any virus arising from or system failure associated with the 3rd Party Website.

In the event of any inconsistency between the terms herein / the Bank's Important Legal Notices and the terms on the 3rd Party Website, the terms herein / the Bank's Important Legal Notices will prevail.

By clicking "Proceed", you will be confirming that you have read and agreed to the terms herein and in the Bank's Important Legal Notices.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

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