#XmaswithSC Jingle Contest Terms and Conditions
  1. This #XmaswithSC Jingle Contest (the "#XmaswithSC Jingle Contest") is organised by Standard Chartered Bank (Singapore) Limited (“Standard Chartered” or the "Bank"), in conjunction with the launch of the Christmas 2016 Promotion on 1 November 2016. To enter the #XmaswithSC Jingle Contest, you have to:

    a. Put up a video with someone singing the phrase “Get a gift with Standard Chartered. Fa la la la la la la la la”’ in the tune of the ‘Deck the Halls’ carol (the “Video”) in the form of a post on your Instagram account;

    b. tag your post containing the Video with the hashtags “#XmaswithSC” and “#StanChart”; and

    c. make your Instagram profile ‘public’ from 29 November 2016 to 9 January 2017 (both dates inclusive) (the “Contest Period”).

    subject to the terms below.

  2. These terms and conditions govern your participation as an entrant (the “Entrant”) in the #XmaswithSC Jingle Contest. You can also view additional applicable terms of use found on the Bank's website at https://www.sc.com/sg/online-terms-conditions.html, as well as any other applicable terms and conditions imposed by Instagram (the “Channel”). Please read these terms and conditions, as well as any additional applicable terms of use and/or terms and conditions carefully before participating in the #XmaswithSC Jingle Contest.

  3. By participating in this #XmaswithSC Jingle Contest, you agree to be bound by these terms and conditions, including any applicable terms of use found on the Bank's website at sc.com/sg and the Channel, and you represent and warrant that all details you have provided are true, accurate and complete. Entrants may be asked to verify their entries, if necessary.


    Eligibility & Qualifying Period

  4. This #XmaswithSC Jingle Contest is held between 29 November 2016 (11:00 hours, Singapore time) and 31 December 2016 (23:59 hours, Singapore time) (both dates inclusive) (the "Qualifying Period"). Only Entries (defined below) received by the Bank during the Qualifying Period are eligible for the Contest.

  5. This #XmaswithSC Jingle Contest is open to all Singaporean citizens and Singaporean Permanent Residents aged 18 and above with valid and existing Instagram accounts, as at the time of posting of the Entry.

  6. For the avoidance of doubt, the following people are not eligible to participate in this #XmaswithSC Jingle Contest:

    a. the Bank's staff and employees, employees of the Bank’s subsidiaries, related corporations and affiliates, and/or the immediate family members of such employees; and

    b. staff and employees of the Bank's service providers, Protocol Pte. Ltd, and PR Asia Werkz or any other party who helped in the preparation, organisation, planning, promotion, execution of, or is otherwise involved in this #XmaswithSC Jingle Contest.


    Participation

  7. To participate in this #XmaswithSC Jingle Contest, you must successfully put up the Video (as defined above) in the form of a post on your Instagram account, tag your post containing the Video with the hashtags “#XmaswithSC” and “#StanChart” and also make your Instagram profile ‘public’ during the Contest Period.

  8. A submission is deemed posted successfully by the Entrant if it appears as a post on Instagram and is searchable on Instagram with the hashtags “#XmaswithSC” and ”StanChart”. Your Instagram profile must remain visible to the public at all times during the Contest Period. Such a post will be considered as the Entrant’s submission of an entry (individually an “Entry”, collectively “Entries”) to this #XmaswithSC Jingle Contest.

  9. Each Entrant is limited to one (1) Entry. In the event that an Entrant provides more than one (1) Entry, only the first Entry will be considered for the purposes of this #XmaswithSC Jingle Contest. All Entries shall be wholly compliant and consistent with all relevant Instagram guidelines and rules, in addition to these terms. Entries which do not comply with any applicable regulations and guidelines will be disqualified.

  10. For the avoidance of doubt, all Entries must adhere to the Standard Chartered Online interaction guidelines available at http://www.standardchartered.com/_interaction-guidelines/en/index.html. By submitting an Entry, participating in the #XmaswithSC Jingle Contest, the Entrant represents and warrants that the Video and any contents posted by the Entrant on the Channel ("Posted Contents") will not infringe the intellectual property, privacy or any other rights of any third party, and will not contain anything which is unlawful, libellous, racially disparaging, defamatory, obscene, harassing or threatening, and the Entrant further agrees to abide by all rules and guidelines prescribed herein, and the Bank reserves the right to remove or otherwise not publish any post that contravenes any of these rules and guidelines, including but not limited to:

    a. any post, comment, photo and video which contains offensive, aggressive, denigrating, irrelevant or inappropriate language;

    b. any post, comment or photo which veers away from the topic in discussion and/or is otherwise not related to the #XmaswithSC Jingle Contest or the Christmas 2016 Promotion, or which appear to be spam; and/or

    c. any post, comment or photo which may be obscene, defamatory, seditious, blasphemous or otherwise malicious in nature.


    Prizes

  11. A Winner will be selected each week during the Qualifying Period. Entrants with the most original and creative Video (as the Bank shall determine in its sole discretion) (collectively "Winners" or individually a “Winner”) will be selected from all eligible Entries. There will be a total of five (5) Winners for the entire Qualifying Period. Each Winner will be entitled to receive (1) $500 worth of shopping vouchers (the “Prize”).

  12. The Prize is non-redeemable for cash and/or any other items, and it is non-transferable, non-assignable and non-exchangeable. Each Winner is limited to a maximum of one (1) Prize for the #XmaswithSC Jingle Contest.

  13. Any Prizes which are not redeemed will be forfeited. No payment or compensation whether in cash, credit or kind shall be made for any uncollected, lost, misplaced, defaced, stolen or damaged Prize.

  14. All Winners will be individually notified via a reply (“Reply”) to their Instagram post containing the Video and posted by the Bank through the Bank’s Instagram account. Winners will have three (3) working days from the date of posting of the Reply, or in any event until the deadline stipulated in the Reply, to write to the email address provided by the Bank in the Reply, providing relevant personal data and/or information (including the Winner’s name, mailing address, and NRIC / Passport number) for the purposes of fulfilment of the Prize. Following the Bank’s receipt of such details from the Winner, the Bank will send a redemption letter (the “Redemption Letter”) with instructions on prize redemption to the mailing address provided by the Winner. If any Winner fails to reply within the specified period stated above or provides the Bank with erroneous details, the Bank reserves the right to select another Winner. The Winner is solely responsible for providing updated particulars to the Bank for the purposes of fulfilment of the Prize, and the Bank shall not be liable for any loss arising from any omission, error and/or default attributable to the Winner. Winners will be notified by 9 January 2017. The Bank reserves the sole and absolute discretion to change the mechanics of the #XmaswithSC Jingle Contest without prior notice or reason. The Bank may appoint any independent party as the external auditor for the #XmaswithSC Jingle Contest, as it deems fit.

  15. The Bank has the sole and absolute discretion to determine the authenticity, eligiblilty and/or accuracy of the Video and/or the Entry (as applicable) and its decision will be final and binding on all Entrants, and no correspondence will be entertained whether in relation to the above or otherwise.

  16. The Bank may, in its sole and absolute discretion, to disqualify any Entry which the Bank considers to have been made in breach of these terms and conditions. This includes, but is not limited to, the Entrant’s failure to meet the #XmaswithSC Jingle Contest’s eligibility criteria and/or the Entrant’s submission of an Entry which the Bank deems to be obscene, libellous, racially disparaging, defamatory, harassing or threatening or contains any unlawful content.

  17. The Bank is not responsible for any Entry to the Contest that cannot be processed due to any technical or operational reasons. Entries that are lost, late, misdirected, incorrect or incomplete, for any reason whatsoever, will also not be eligible for the #XmaswithSC Jingle Contest.

  18. The Bank is not responsible for any content posted by the Entrants or for any comments made by members of the public in relation to the Entries or the Posted Contents. All opinions and comments expressed by users of the Channels are expressed in their individual capacities and not as representatives of the Bank.

  19. The Bank takes no responsibility and assumes no liability for any user content that any user may post. You are solely responsible for your user content and the consequences of posting and publishing it.

  20. The Bank reserves the right to substitute alternative prizes which may not be of equivalent value at any time by giving notice on the Channel or otherwise notifying the relevant Winners.

  21. By participating in the #XmaswithSC Jingle Contest, you consent to and grant the Bank the right to publish, broadcast the results of the #XmaswithSC Jingle Contest and disclose and publish your information as may be relevant and/or necessary for the fulfilment of the Prize (including name and part of the identification / passport number):

    a. in any major newspaper in Singapore;

    b. over the air via radio shows in Singapore;

    c. on television screens at selected marketing locations in Singapore;

    d. on the Channel; and/or

    e. on the Bank’s websites.

  22. The Winners may be invited to participate in public relations events to generate press coverage for the #XmaswithSC Jingle Contest, including without limitation, Winners' quotations being included in the Bank's press releases; and Winners' attendance at prize-giving ceremonies, press conferences, and interviews.


    Intellectual Property

  23. You agree to waive any moral rights in the Video and/or the Entry (as applicable) to the fullest extent possible and any moral rights that a third party may have in respect of the Video and/or the Entry (as applicable) are or will be so waived.

  24. All promotional images produced by the Bank or any member of the Bank's Group and associated with the #XmaswithSC Jingle Contest, participants, Winners and Prizes will be the property of the Bank. The Bank reserves the right to publicize the names of the Winners on the official websites of any member of the Bank's group and such other channels similar to the Channel.


    Data Protection

  25. By participating in the #XmaswithSC Jingle Contest and/or otherwise consenting to be a part of the #XmaswithSC Jingle Contest:

    a. the Entrant consents to the Bank’s collection, holding, storage, use, processing, transfer, disclosure and/or reporting (whether directly or indirectly) to any relevant third party, of his/her personal data and/or information provided to the Bank, including but not limited to, for the purposes of administering his/her participation, organising and promoting the #XmaswithSC Jingle Contest, or otherwise for purposes relating to the #XmaswithSC Jingle Contest; and further consents and acknowledges that his/her personal data and/or information (i) will also be processed in line with the Bank’s privacy statement available at sc.com/sg/privacy; and (ii) may be used in accordance with the Bank’s policies, terms and conditions or notices made available by the Bank to him/her from time to time.

    b. the Entrant agrees that any personal information collected by the Bank about the Entrant (as provided or supplied by the Entrant) can be used by the Bank, and also disclosed to, and used by, persons who are involved in operating or promoting the Contest on behalf of the Bank (including the Bank's service providers, other members of the Bank's Group and Bank's Group service providers). The Entrant’s personal information will not be shared with any other third party for purposes outside the operation or promotion of the #XmaswithSC Jingle Contest, including marketing.

  26. Following termination or deactivation of the Entrant’s Instagram account, or if the Entrant removes any content from the Entrant’s Instagram account, the Posted Contents may remain on the Channel perpetually subject to Instagram’s guidelines and rules.

  27. The Entrant acknowledges that the Bank does not own or host Instagram and the relevant privacy notices and other terms and conditions found on Instagram will apply.


    Miscellaneous

  28. The Bank reserves the right, in its sole and absolute discretion, to modify, suspend, withdraw and/or terminate the #XmaswithSC Jingle Contest (or part thereof) for any reason, including if a computer virus, bug, unauthorised human intervention or other cause (a "Disrupting Event") corrupts or impairs the administration, security, fairness, judging, or proper play of the #XmaswithSC Jingle Contest. If the #XmaswithSC Jingle Contest is so modified, suspended withdrawn, or terminated, the Bank reserves the right to award Prizes to an Entrant from among all Entries received prior to the Disrupting Event.

  29. The Bank may at any time vary, modify, add or delete any of these terms without prior notice or reason. The Bank may in its absolute discretion at any time edit or remove any Posted Content that, which in its opinion, breaches any of these terms or for any other reason.

  30. To the extent permitted by applicable law, you agree that the Bank will not be liable, under any circumstances and in any way, for any errors or omissions, loss or damage of any kind incurred as a result of your use of the Channel, participation (or inability to participate) in the #XmaswithSC Jingle Contest, any Posted Content or the acceptance of any Prize. To the extent that the Bank suffers any claim, loss, damage or judgment due to your acts or omissions (including, but not limited to, your participation in the #XmaswithSC Jingle Contest and the Posted Contents or breach of any of these terms by you), you agree to indemnify and hold the Bank, the Bank's Group and their respective officers, employees and agents harmless.

  31. You acknowledge that the #XmaswithSC Jingle Contest is in no way sponsored, endorsed or administered by, or associated with, Instagram. To the extent permitted by applicable law, you agree that Instagram will not be liable, under any circumstances and in any way, for any errors or omissions, loss or damage of any kind incurred as a result of your use of the Channels and participation in the #XmaswithSC Jingle Contest.

  32. You acknowledge that the #XmaswithSC Jingle Contest is in no way sponsored, endorsed or administered by, or associated with, Instagram. To the extent permitted by applicable law, you agree that Instagram will not be liable, under any circumstances and in any way, for any errors or omissions, loss or damage of any kind incurred as a result of your use of the Channels and participation in the #XmaswithSC Jingle Contest.

  33. The Bank’s decision in all matters arising out of or in connection with the #XmaswithSC Jingle Contest is final and conclusive and no correspondence will be entertained.

  34. These terms and conditions are to be read in conjunction with and alongside our Customer Terms as well as any other of the Bank’s terms and conditions that may be applicable (collectively, "Other Terms"). If there are any inconsistencies between these terms and the Other Terms, these terms prevail only to the extent of such inconsistencies.

  35. All information is correct at the time of publication.

  36. For the purposes of these Terms & Conditions, "Group" means, in relation to the Bank:

    a. any person, body corporate, partnership, firm or other entity in which the Bank directly or indirectly:

    b. owns more than half the capital or business assets;

    c. has the power to exercise fifty percent (50%) or more of the voting rights;

    d. has the legal power to direct or cause the direction or general management or affairs;

    e. has the power to appoint more than half the members of the supervisory board, board of directors or other legally representative body; or

    f. has the right to manage the business; any person, body corporate, partnership, firm or other entity which directly or indirectly has in or over the Bank the rights or powers listed in (a) above (a "Controller"); and/or

    g. any person, body corporate, partnership, firm or other entity in which a Controller directly or indirectly has the rights or powers listed above.

Disclaimer

This link brings you to a third party Website, over which Standard Chartered Bank (Singapore) Limited has no control ("3rd Party Website"). Use of the 3rd Party Website will be entirely at your own risk, and subject to the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security.

Standard Chartered Bank (Singapore) Limited makes no warranties, representations or undertakings about and does not endorse, recommend or approve the contents of the 3rd Party Website.

In addition to the terms stated in Standard Chartered Bank (Singapore) Limited's Important Legal Notices, Standard Chartered Bank (Singapore) Limited shall have no responsibility or liability in connection with the content of or the consequences of accessing the 3rd Party Website, including any virus arising from or system failure associated with the 3rd Party Website.

In the event of any inconsistency between the terms herein / the Bank's Important Legal Notices and the terms on the 3rd Party Website, the terms herein / the Bank's Important Legal Notices will prevail.

By clicking "Proceed", you will be confirming that you have read and agreed to the terms herein and in the Bank's Important Legal Notices.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

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