The Spree Credit Card (“Spree Card”) gives you cashback (“Cashback“) when you (including your supplementary cardholder(s) on your Card account) charge Eligible Retail Transactions (refer to transaction exclusions below) to the Card, in the following manner:

(i) 3% cashback on Eligible Retail Transactions identified as online transactions based on codes assigned by Visa that are charged in a foreign currency that are not made via telephone or mail order (“Eligible Foreign Currency Online Transactions”);

(ii) 3% cashback on Eligible Retail Transactions identified as vPost transactions (“vPost Transactions”) based on merchant descriptions “PAYPAL *VPOST” and/or “VPOST SHIPPING” and/or “VPOST SHIPPING SERVICE”;

(iii) 2% cashback on Eligible Retail Transactions identified as (A) online transactions based on codes assigned by Visa that are charged in Singapore Dollars that are not made via telephone or mail order and/or (B) transactions made using Apple Pay, Google Pay™ or Samsung Pay via contactless terminals using Near Field Communication technology, and  which are not Samsung Pay transactions using Magnetic Secure Transmissions and/or (C) contactless transactions (“Eligible Local Currency Online Transactions”); and/or

(iv) 1% cashback on all Eligible Retail Transactions that are not Eligible Foreign Currency Online Transactions, vPost Transactions or Eligible Local Currency Online Transactions (“Other Retail Transactions”).

The following transactions are not Eligible Retail Transactions and will not earn Cashback: a) any cash advance; b) any fees and charges (including annual fees, late payment fees, interest charges, and or finance charges) charged to your Card; c) any balance or fund transfer; d) any monthly instalment of an EasyPay transaction; e) any amount charged to your Card (and/or your supplementary credit card) that is subsequently cancelled, voided, refunded or reversed; f) recurring payments or payments made to all billing organisations using Standard Chartered Online Banking; g) AXS or ATM transactions made using the Card; h) amounts which have been rolled over from the preceding months’ statements; i) tax refunds credited into your Card account (and/or your supplementary credit card account); j) any tax payments charged to your Card (and/or your supplementary credit card); k) any insurance premiums charged to your Card (and/or your supplementary credit card); l) any top-ups or payment of funds to any prepaid cards (with the exception of EZ-Reload charged to your Card) and any prepaid accounts including without limitation to the following accounts or any other accounts as we may specify from time to time: EZ LINK PTE LTD, EZ LINK PTE LTD (FEVO), EZ-LINK PTE LTD SINGAPORE, EZ-LINK TOP-UP KIOSK, EZ-LINK (IMAGINE CARD), EZLINK*, EZ LINK, EZLINKS.COM, FLASHPAY ATU, TRANSITLINK*, TRANSIT LINK*, TRANSIT LINK PL, TRANSIT, MB* MONEYBOOKERS.COM, WWW.IGMARKETS.COM.SG, OANDAASIAPA, OANDA ASIA PAC, PAYPAL * BIZCONSULTA, PAYPAL * OANDAASIAPA, PAYPAL * CAPITALROYA, Saxo Cap Mkts Pte Ltd and SKR*SKRILL.COM and m) any other charge, fee, transaction or payment as we may stipulate from time to time.

The maximum Cashback awarded for any statement cycle month is capped at S$60 per Card account. Cashback is computed on a monthly basis based on your statement date and will be calculated based on two decimal places for each individual Eligible Retail Transaction without any rounding off. Cashback earned will be reflected in that month’s card statement but credited to your principal Card account only in the following statement cycle month. Such Cashback amount will be automatically offset against the following statement cycle month’s billed amount. Cashback earned by your supplementary cardholder(s) of the Card will be credited into your principal Card account. Visit here for the full Spree Credit Card Terms and Conditions that apply.

The Period of Insurance is from from 9 October 2017 to 8 October 2018.

Spree Credit Card Cardholder who buys a Covered Item from the Internet and pays for it using the  Spree Credit Card (“Credit Card”) and within 30 calendar days of the date of purchase, finds the exact item being offered at a lower price on another website, AXA will reimburse 50% of the price difference up to S$250 per Covered Item to the Cardholder, provided always that: a) The minimum price difference between the Purchase Price paid for the Covered Item and the lower price of the same exact item found on another website is S$50; b) Our maximum liability per Cardholder/Cardholders for the Period of Insurance is S$1,000. For the purpose of clarity, “Covered Item” refers to any retail product that is purchased new from the Internet for personal use or given as a gift and paid for entirely with the Credit Card at the point of purchase and is not an excluded item identified in Section 3 of the Online Price Guarantee Terms and Conditions. Click here for the full Online Price Guarantee Terms and Conditions that apply

To be eligible for the Credit Cards Sign-Up Promotion (“Promotion”) available from 1 April to 30 June 2018 (both dates inclusive) (“Promotion Period”), you must (a) apply for 1 of the Eligible Cards (as defined below) issued by Standard Chartered Bank (Singapore) Limited (“Standard Chartered” or the “Bank”) as a principal cardholder (“Cardholder”) during the Promotion Period; (b) be a new to Standard Chartered principal cardholder (ie do not have any existing/previously cancelled principal credit cards in the last 12 months with the Bank); and (c) activate the Eligible Card within first 30 days of card approval. Eligible cardholders who fulfil all of limbs (a) to (c) above will receive up to S$100 cashback (“New CC Cashback”) for the Eligible Card approved under this Promotion; subject to the Current and Previous Cashback Cap as defined in the full terms and conditions for this Promotion). For the avoidance of doubt, this Previous Cashback Cap may be lesser or greater than the Current Cashback Cap of $120. No further cashback will be awarded under this Promotion if the previous cashback cap under any earlier Credit Card Sign-up Promotions has been reached, as determined by the Bank, notwithstanding that such previous cashback cap may be lesser or greater than $120. If you already have an existing / previously cancelled principal credit card with the Bank in the last 12 months from the date the Eligible Card is approved but fulfil all other requirements contained in limbs (a) and (c) above, you will be eligible to receive up to S$20 cashback (“Existing CC Cashback”) for the Eligible Card approved under this Promotion, subject to the Current Cashback Cap and Previous Cashback Cap.

To qualify and receive the S$20 cashback (“Wallets Cashback”), you must: (i) satisfy all the eligibility criteria set out in (a) and (c) above, (ii) register the Eligible Card with Apple Pay, Samsung Pay or Google Pay™ (“Enrolled Card”), (iii) charge at least five (5) Qualifying Transactions through Apple Pay, Samsung Pay or Google Pay (singularly “Mobile Wallet”, collectively “Mobile Wallets”) to the Enrolled Card by 31 July 2018. For the avoidance of doubt, Qualifying Transactions through Google Pay comprise Qualifying Transactions that are made via an Eligible Card that was added and verified, creating a Virtual Account Number, in the Google Pay mobile application; and (iv) not have, at any time before the start of the Promotion Period, performed any transaction through any Mobile Wallet on any Standard Chartered credit card. Each Eligible Cardholder can only receive the Wallets Cashback once. If you are eligible to receive the Wallets Cashback, it will be credited to the Enrolled Card’s card account by 31 August 2018. “Qualifying Transactions” are retail transactions that exclude certain transactions including but not limited to insurance premiums, bill payments and payment via AXS network, which are charged to an Enrolled Card through any Mobile Wallet.

If you satisfy all the relevant eligibility criteria set out in the above, you will be eligible to receive up to S$140 cashback based on: S$100 for the first credit card (New CC Cashback); S$20 cashback for the second credit card (Existing CC Cashback) and S$20 cashback for mobile wallets (Wallets Cashback), subject to the Current Cashback Cap and Previous Cashback Cap.

This Promotion is not valid with other offers, discounts, rebates, vouchers, privileges or promotions unless stated in the full terms and conditions. Credit Cards Sign-Up Promotion Terms and Conditions apply. Please visit here for full terms and conditions, including eligibility and exclusions. “Eligible Card” refers to Unlimited Cashback Credit Card, Rewards+ Credit Card, Platinum Visa/Mastercard^® Credit Card, Spree Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card or PruPrestige Visa Signature Credit Card.