Spree Credit Card

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Another great reason to go on that shopping spree

Apply now for instant approval

Another great reason to go on that shopping spree

Apply now for instant approval
Apply for Standard Chartered Spree Credit Card

Do you have a Standard Chartered online banking login?

Yes

No

Welcome to the Spree Credit Card

With no minimum spend and up to S$60 cashback monthly, there’s another great reason to go on that shopping spree.

3% cashback

Earn 3% cashback¹ on all online spend in foreign currency and all vPost spend.

Instant Digital Credit Card

Apply for an Instant⁵ Digital Credit Card online using MyInfo. Find out more

Additional Info

2% cashback

Earn 2% cashback¹ on all online spend in local currency, all contactless and mobile payments.

1% cashback

Earn 1% cashback¹ on all other retail spend.

vPost GSS Promotion

Enjoy 30% off shipping fees for standard air shipment to Singapore with vPost and receive a free voucher, while stocks last.

Credit Card Credit Limit Review

Benefit from a higher credit limit and increased spend by applying for a credit limit review online. T&Cs apply.

Fund Transfers

Transfer funds (min. $1,000) from your Standard Chartered Credit Card at 0% interest with a one-time processing fee. T&Cs apply.

EasyPay

Convert your retail transactions above $500 into 6 or 12 months interest-free instalments with a one-time service fee. T&Cs apply.

Credit Card Payments

Pay your Standard Chartered Credit Card bills conveniently, securely and almost instantly.

0% Interest Instalment Plan

Manage your finances with our interest-free monthly instalment plans. T&Cs apply.

Live The Good Life® every day

The Good Life® is what you make of it. Enjoy exciting card offers and privileges at over 3,000 outlets in Asia from dining offers to shopping, travel and lifestyle benefits.

Mobile Payments

Tap your phone on any contactless sales terminal to pay with Apple Pay, Google Pay™ or Samsung Pay. No need to put away your phone and look for your wallet.

Tap-and-Pay Payment

Tap your credit card on any contactless sales terminal and you are done. No signature required for purchases less than $100.

CardSafe Guarantee^

Protect yourself from unauthorised transactions when you shop online with your credit card.

Exclusive to New Credit Cardholders

Apply now to get S$120 cashback⁵.

Terms and Conditions apply.

Terms and Conditions apply. Click on the respective T&Cs for more information;
³Credit Card Sign Up Terms and Conditions apply
⁵Digital Credit Card Sign-Up Promotion Terms and Conditions apply

Apply now for instant approval
Apply for Standard Chartered Spree Credit Card

Do you have a Standard Chartered online banking login?

Yes

No

With no minimum spend and up to $60 cashback monthly, here’s how the Spree Credit Card lets you earn attractive cashback:

Merchant	Product	Category	Amount Spent	Cashback	Cashback earned
Bloomingdale’s	Designer dress	Online Foreign Currency	$398.00	3%	$11.94
Pottery Barn	Coffee Table	Online Foreign Currency	$1,680.00	3%	$50.40
vPost	Shipping Fees	vPost	$52.50	3%	$1.57
shop.adidas.com.sg	Gym shoes	Online Local Currency	$148.00	2%	$2.96
Swensen’s via ApplePay	Dining	Mobile Payment	$87.20	2%	$1.74
Takashimaya	Skincare products	Other retail spends	$260.00	1%	$2.60
		Total	$2,625.70		$71.21
Total Cashback awarded:					$60.00

DETAILS	CHARGES
Annual Fees	S$192.60 including GST. This annual fee is waived off for the first two years.
Finance Charges	Effective Interest Rate (“EIR”): 26.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% from the respective transaction dates for all transactions to the date the payment is received.
Cash Advance	Your cash advance fee per transaction is 6% on the Cash Advance, subject to a minimum fee of $15 plus Finance Charges at 0.077% per day on the amount withdrawn from the date of the transaction until the date of full payment.
Late Payment Charges	A late payment charge of S$80 will be charged if minimum payment due is not received by the due date. The EIR applicable on your credit card and funds transfer account(s) will be adjusted to 28% per annum if the minimum payment due is not received by the due date). If you have only missed one payment, it will be reinstated to the prevailing EIR once minimum payment due is made in full. If however your account has been twice or more past due on a consecutive basis, the EIR will only revert to 26.9% once minimum payment due for the relevant consecutive months where your account was past due is made in full.
For more details on all other applicable fees and charges, please click here.

As part of our efforts to go green, the following will no longer be included within the credit cards welcome pack:

ABS Consumer Guide for Credit Cards which contains information on understanding credit cards and credit card usage and which can be found here
Important Information Document for Standard Chartered Credit Cards which contains information on all relevant interest, fees and charges and which can be found here

If you would like to receive a printed copy of any of the above, please call our 24-hour Client Contact Centre at +65 6747 7000.

Free Credit Report

If your credit card is newly approved and you wish to have a free credit report*, you may obtain it within 30 calendar days upon card approval via the credit bureau website or at their registered office. You will need the following documents to obtain the free credit report:

Card carrier that comes with your credit card
NRIC

Credit Bureau (Singapore) Pte Ltd
2 Shenton Way
#20-02 SGX Centre 1
Singapore 068804
Tel: +65 6565 6363
www.creditbureau.com.sg

*Note: The free credit report is not available for renewed or replaced cards.

—

Eligibility

Age
- 21 to 65 years old
Minimum Annual Income
- Singapore Citizens and Permanent Residents: S$30,000
- Foreigners with Employment Passes: S$60,000
Employment Pass Holders
- Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes
- Q Pass holders must have minimum one year validity remaining on their passes

Documents Required

You will need:
- Copy of NRIC /Passport/
- Employment Pass (front and back)
For salaried (any of the following)
- Latest 6 months CPF statement
- Latest 3 months payslip
- Latest Income Tax Notice of Assessment + latest month computerised payslip/6 months CPF contribution
For self-employed
- Copy of latest income tax notice of assessment (must be in business for a minimum of 2 years)
For commission earner (any one from below)
- Latest 3 months payslip + Latest income tax notice of assessment
- Latest 6 months CPF contribution history statement
- Latest 3 months payslip
- Copy of latest income tax notice of assessment ( For 100% commission earner)
Refer to application form for details

¹Spree Credit Card Terms and Conditions
The Spree Credit Card (“Spree Card”) gives you cashback (“Spree Cashback“) when you (including your supplementary cardholder(s) on your Card account) charge Eligible Spree Card Retail Transactions (refer to transaction exclusions below) to the Spree Card, in the following manner:

(i) 3% cashback on Eligible Spree Card Retail Transactions identified as online transactions based on codes assigned by Visa that are charged in a foreign currency that are not made via telephone or mail order (“Eligible Foreign Currency Online Transactions”);

(ii) 3% cashback on Eligible Spree Card Retail Transactions identified as vPost transactions (“vPost Transactions”) based on merchant descriptions “PAYPAL *VPOST” and/or “VPOST SHIPPING” and/or “VPOST SHIPPING SERVICE”;

(iii) 2% cashback on Eligible Spree Card Retail Transactions identified as (A) online transactions based on codes assigned by Visa that are charged in Singapore Dollars that are not made via telephone or mail order and/or (B) transactions made using Apple Pay, Google Pay^™ or Samsung Pay via contactless terminals using Near Field Communication technology, and which are not Samsung Pay transactions using Magnetic Secure Transmissions and/or (C) contactless transactions (“Eligible Local Currency Online Transactions”); and/or

(iv) 1% cashback on all Eligible Spree Card Retail Transactions that are not Eligible Foreign Currency Online Transactions, vPost Transactions or Eligible Local Currency Online Transactions (“Other Retail Transactions”).

The following transactions are not Eligible Spree Card Retail Transactions and will not earn Spree Cashback: a) any cash advance; b) any fees and charges (including but not limited to annual card fees, services fees, interest charges, cheque processing fees, administrative fees, finance charges, and/or late payment charges and other miscellaneous fees and charges); c) any Credit Card Funds Transfer; d) any monthly instalment of an EasyPay transaction; e) any amount charged to your Spree Card (and/or your supplementary credit card) that is subsequently cancelled, voided, refunded or reversed; f) recurring payments or payments made using Standard Chartered Online Banking; g) AXS or ATM transactions made using the Spree Card; h) amounts which have been rolled over from the preceding months’ statements; i) tax refunds credited into your Spree Card account (and/or your supplementary credit card account); j) any tax payments charged to your Spree Card (and/or your supplementary credit card); k) any insurance premiums charged to your Spree Card (and/or your supplementary credit card); l) any top-ups or payment of funds to any prepaid cards and any prepaid accounts including without limitation to the following accounts or any other accounts as we may specify from time to time: EZ LINK PTE LTD, EZ LINK PTE LTD (FEVO), EZ-LINK PTE LTD SINGAPORE, EZ-LINK TOP-UP KIOSK, EZ-LINK (IMAGINE CARD), EZLINK*, EZ LINK, EZLINKS.COM, FLASHPAY ATU, TRANSITLINK*, TRANSIT LINK*, TRANSIT LINK PL, TRANSIT, MB* MONEYBOOKERS.COM, WWW.IGMARKETS.COM.SG, OANDAASIAPA, OANDA ASIA PAC, PAYPAL * BIZCONSULTA, PAYPAL * OANDAASIAPA, PAYPAL * CAPITALROYA, Saxo Cap Mkts Pte Ltd and SKR*SKRILL.COM and m) any other charge, fee, transaction or payment as we may stipulate from time to time.

The maximum Spree Cashback awarded for any statement cycle month is capped at S$60 per Card account. Spree Cashback is computed on a monthly basis based on your statement date and will be calculated based on two decimal places for each individual Eligible Spree Card Retail Transaction without any rounding off. Spree Cashback earned will be reflected in that month’s card statement but credited to your principal Card account only in the following statement cycle month. Such Spree Cashback amount will be automatically offset against the following statement cycle month’s billed amount. Spree Cashback earned by your supplementary cardholder(s) of the Spree Card will be credited into your principal Card account. Visit here for the full Spree Credit Card Terms and Conditions that apply.
²Allianz Cyber Insurance Master Policy Terms and Conditions
³Credit Cards Sign-Up Promotion Terms and Conditions
¹To be eligible for Credit Cards Sign-Up Promotion (“Promotion”) available from 1 February 2019 to 30 June 2019 (both dates inclusive) (the “Promotion Period”), you must (a) apply for one of the Eligible Cards (as defined below) issued by Standard Chartered Bank (Singapore) Limited (“Bank”); (b) be a new to Standard Chartered principal cardholder (i.e. do not have any existing/previously cancelled principal credit cards in the last 12 months with the Bank); and (c) activate the Eligible Card within the first 30 days of card approval. If you satisfy all the eligibility criteria (a) to (c) above, you will be eligible to receive S$100 cashback (“New CC Cashback”), subject to the Current and Previous Cashback Cap as defined in the full terms and conditions for this Promotion. If you are an existing to Standard Chartered principal cardholder and you satisfy all the eligibility criteria, you will be eligible to receive up to S$20 cashback (“Existing CC Cashback”); subject to the Current Cashback Cap and Previous Cashback Cap. The New CC Cashback and Existing CC Cashback under this Promotion will be credited to your principal Eligible Card account within 30 working days of the date of activation of your Eligible Card. Visit sc.com/sg/signup-tnc for details and the full Credit Cards Sign-Up Promotion Terms and Conditions that apply. “Eligible Card” refers to Unlimited Cashback Credit Card, Rewards+ Credit Card, Platinum Visa/Mastercard® Credit Card, Spree Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card and PruPrestige Visa Signature Credit Card.
⁴SingPost Privileges Terms and Conditions
⁵Digital Credit Card Sign-Up Promotion Terms and Conditions
To be eligible for Digital Credit Cards Sign-Up Promotion (“Promotion”) available from 22 April to 30 June 2019 (both dates inclusive) (the “Promotion Period”), you must (a) apply for one of the Eligible Cards (as defined below) issued by Standard Chartered Bank (Singapore) Limited (“Bank”); (b) your application must be made online at www.sc.com/sg/credit-cards/ and within the Promotion Period; (c) Your Eligible Card application must be instantly approved by Standard Chartered, where such approval is provided immediately after submitting the application online (“Instant Approval”), and this approval is final and unconditional. In the event that your application is not approved instantly due to any reason, you will not be eligible for this Promotion; and (d) Upon Instant Approval, you must opt to activate your virtual credit card immediately on the same day (“Digital Credit Card”) online. The Digital Credit Card can be used without your physical credit card. If you satisfy all the eligibility criteria (a) to (d) above, you will be eligible to receive S$20 cashback (“Cashback”). The maximum aggregated amount of Cashback that an Eligible Cardholder may receive for this Promotion and all your subsequent credit card application(s) (where relevant) combined is capped at S$20. Visit here for details and the full Digital Credit Cards Sign-Up Promotion Terms and Conditions that apply. “Eligible Card” refers to Unlimited Cashback Credit Card, Rewards+ Credit Card, Spree Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card and Visa Infinite Credit Card.

^ CardSafe Guarantee Terms and Conditions

Dear Customer,

As part of the many benefits provided for all our Spree Credit Cardholders, all Spree Credit Cardholders will now enjoy the benefits of the Allianz Cyber Insurance Master Policy underwritten by Allianz Global Corporate & Specialty SE Singapore Branch (“Allianz”) with effect from 1 January 2019 (inclusive of this date). Under this plan, Spree Credit Cardholders will enjoy the benefits for Digital Online Shopping Protection and Online Price Guarantee from 1 January to 31 December 2019 (both dates inclusive) (“Period of Insurance”).

Digital Online Shopping Protection

In the event that a Spree Credit Cardholder buys goods online for personal use that turns out to be a “Non-delivery of the goods” or “Non-compliant goods”, insurance cover of up to S$1,000 during the Period of Insurance is provided, subject to the Allianz Cyber Insurance Master Policy and Conditions.

Online Price Guarantee

If a Spree Credit Cardholder purchases a Covered Item online, pays for it in full, using the SCB Spree Credit Card and within 14 calendar days of the date of purchase, finds the exact item being offered at a lower price on another website, Allianz will reimburse the price difference up to S$1,000 per Covered Item, subject to the Allianz Cyber Insurance Master Policy and Conditions.

Important: Please note that for any claims for item purchased online from 1 January 2019 onwards, Spree Credit Cardholders should approach Allianz for any assistance on their Online Price Guarantee claims that stem from the usage of the Spree Credit Card and for queries relating to claims on item purchased online prior to 1 January 2019 should be directed to AXA.

Click here for details and the Allianz Cyber Insurance Master Policy Terms and Conditions.