Disclaimer

You are now leaving the Standard Chartered Bank (Singapore) Limited (“SCBSL”) website to access a third party website ("Third Party Website").

SCBSL shall not be liable for the handling of any information you may provide on the Third Party Website, or for any loss incurred in connection with your access to or use of the Third Party Website. SCBSL makes no warranties, representations or undertakings about the Third Party Website.

Proceed

No cashback cap and no minimum spend. Enjoy 1.5% cashback on all spend.

Apply Now

No cashback cap and no minimum spend. Enjoy 1.5% cashback on all spend.

  • Apply Now

    You are applying for an Unlimited Cashback Credit Card.

    I am not an existing Standard Chartered principal credit cardholder.

    • Next

      How would you like to apply?

      I wish to use MyInfo* to apply and get an additional $10 cashback^

      I will proceed without MyInfo

      *SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the”Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

      *Please note that MyInfo is temporaily unavailable at the stipulated downtimes: 
      Mon, Tues, Thurs, Fri, Sat: 5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

      ^MyInfo Cashback Acquisition Promotion is valid from 12 June to 31 July 2018, for new Standard Chartered principal cardholders only. MyInfo Cashback will be credited by 31 August 2018 to all eligible cardholders. Click here  for the full MyInfo Cashback Acquisition Promotion Terms and Conditions.

    I am an existing Standard Chartered principal credit cardholder.

Introducing the card that lets you live a life without limits.

Score unlimited cashback on all spend -from safari vacations to overseas shopping sprees or even a delectable meal at your favourite restaurant. No cashback cap and no minimum spend. Enjoy 1.5% cashback on all spend.1

Features

Credit Card Credit Limit Review

Benefit from a higher credit limit and increased spends by applying for a credit limit review online. T&Cs apply.

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Fund Transfers

Transfer funds (min. $1,000) from your Standard Chartered Credit Card at 0% interest with a one-time processing fee. T&Cs apply.

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EasyPay

Convert your retail transactions above $500 into 6 or 12 months interest-free instalments with a one-time service fee. T&Cs apply.

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Credit Card Payments

Pay your Standard Chartered Credit Card bills conveniently, securely and almost instantly.

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0% Interest Instalment Plan

Manage your finances with our interest-free monthly instalment plans. T&Cs apply.

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Live The Good Life® every day

The Good Life® is what you make of it. Enjoy exciting card offers and privileges at over 3,000 outlets in Asia from dining offers to shopping, travel and lifestyle benefits.

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Mobile Payments

Tap your phone on any contactless sales terminal to pay with Apple Pay, Google Pay™ or Samsung Pay. No need to put away your phone and look for your wallet.

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Tap-and-Pay Payment

Tap your credit card on any contactless sales terminal and you are done. No signature required for purchases less than $100.

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CardSafe Guarantee^

Protect yourself from unauthorised transactions when you shop online with your credit card.

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unlimitedcashback
unlimitedcashback

Unlimited Cashback Credit Card

Credit Cards Sign-Up Promotion Terms and Conditions and MyInfo Cashback Promotion T&Cs apply.
  • Apply Now

    You are applying for an Unlimited Cashback Credit Card.

    I am not an existing Standard Chartered principal credit cardholder.

    • Next

      How would you like to apply?

      I wish to use MyInfo* to apply and get an additional $10 cashback^

      I will proceed without MyInfo

      *SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the”Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

      *Please note that MyInfo is temporaily unavailable at the stipulated downtimes: 
      Mon, Tues, Thurs, Fri, Sat: 5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

      ^MyInfo Cashback Acquisition Promotion is valid from 12 June to 31 July 2018, for new Standard Chartered principal cardholders only. MyInfo Cashback will be credited by 31 August 2018 to all eligible cardholders. Click here  for the full MyInfo Cashback Acquisition Promotion Terms and Conditions.

    I am an existing Standard Chartered principal credit cardholder.

EZ-Reload

EZ Reload guide

With the EZ-Link facility enabled on the Unlimited Cashback Credit Card, you can tap your card to pay for your public transport and commute freely. What’s more, the card is pre-enrolled with the EZ-Reload by Card service upon activation. Enjoy hassle-free auto top-up with EZ-Reload when your card has insufficient value for payments. If you opt to activate EZ-Reload using the Autoload Reference Number (ARN), please be advised that each top-up amount is $50 and a convenience fee of $0.25 will be charged each time.

Click here for FAQ

1-for-1 Privileges

Exclusive Mastercard Privileges

Enjoy these exciting offers with your Mastercard credit card.

TRAVEL
Expedia.com
  1. 12% discount on hotel bookings
    • Booking period: Now until 30 September 2018
    • Stay period: Now until 31 December 2018
  2. Save your card in your Expedia account and get 1000 points on your first booking
    • Step 1: Sign up as an Expedia Rewards members
    • Step 2: Save MasterCard as a payment method
    • Step 3: Book(while logged in) and pay with the saved MasterCard
TRAVEL
Hotels.com
  1. 8% savings on hotel bookings.
    • Coupon code: MASTERCARD
    • Booking period: Now until 31 December 2018
    • Stay period: Now until 31 March 2019
    • Please note that this is not applicable for hotels.com mobile app bookings
TRAVEL
Banyan Tree Hotels & Resorts
  1. Stay for 3 nights for the price of 2 nights.

    Validity period: Now until 31 March 2019

    Stay period: Now until 30 June 2019

  2. Complimentary daily breakfast for two.

    Validity period: Now until 31 March 2019

    Stay period: Now until 30 June 2019

  3. Stay for 3 nights for the price of 2 nights at selected Banyan Tree hotels

    Validity period: Now until 31 March 2019

    Stay period: Now until 30 June 2019

  4. Early Check-in and Late Check-out (subject to availability)

    Validity period: Now until 31 March 2019

    Stay period: Now until 30 June 2019

ENTERTAINMENT
Cathay Cineplexes
  1. Movie tickets at S$8.50 (Mon – Thu) and at $11.00 (Fri – Sun)
    • S$8.50  (U.P.  S$9)  on Monday to Thursday, including sneak preview
    • S$11.00 (U.P. S$13)  on Friday to Sunday, PH,eve of PH
  2. Mastercard F&B Combo at $10.90.
    • S$10.90 Mastercard Combo
      (consists of medium popcorn, hotdog & soft drink)
    • Validity period: Now until 31 December 2018
ONLINE
YOOX
  1. Free shipping with no minimum spend.

    Use promo code:  FSMCYOOX (Free Shipping)

    Validity period:  Now until 31 December 2018

ONLINE
Strawberrynet
  1. 15% off & free shipping on all online purchases with min purchase of US$30

    Validity period:  Now until 31  December 2018

ONLINE
iHerb
  1. Up to 5% off all orders of US$80 or more plus 5% iHerb Loyalty Credit

    Use promo code: MASTERCARD2018

    Validity period:  Now until 30 September 2018

Unlimited Game
Unlimited Game

Eligibility & Documents

Eligibility

  • Age
    • 21 to 65 years old
  • Minimum Annual Income
    • Singapore Citizens and Permanent Residents: S$30,000
    • Foreigners with Employment Passes: S$60,000
  • Employment Pass Holders
    • Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes
    • Q Pass holders must have minimum one year validity remaining on their passes

Document Requirements

  • You will need:
    • Copy of NRIC/Passport/Employment Pass (front and back)
  • For salaried (any of the following):
    • Latest month computerised payslip
    • Latest 6 months CPF Contribution History Statement
    • Latest Income Tax Notice of Assessment + latest month computerised payslip/6 months CPF contribution
  • For self-employed
    • Copy of latest income tax notice of assessment (must be in business for a minimum of 2 years)
  • For commission earner (any one from below)
    • Latest 3 months payslip + Latest income tax notice of assessment
    • Latest 6 months CPF contribution history statement
    • Latest 3 months payslip
    • Copy of latest income tax notice of assessment ( For 100% commission earner)

    Refer to application form for details

Fees & Charges

DETAILS
CHARGES
Annual Fees $192.60 including GST (waived for first 2 years)
Finance Charges Effective Interest Rate (“EIR”): 25.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.071% from the respective transaction dates for all transactions to the date the payment is received.
Cash Advance Your cash advance fee per transaction is 6% on the Cash Advance, subject to a minimum fee of $15 plus Finance Charges at 0.077% per day on the amount withdrawn from the date of the transaction until the date of full payment.
Late Payment Charges A late payment charge of S$80 will be charged if minimum payment due is not received by the due date. The EIR applicable on your credit card and funds transfer account(s) will be adjusted to 28% per annum if the minimum payment due is not received by the due date). If you have only missed one payment, it will be reinstated to the prevailing EIR once minimum payment due is made in full. If however your account has been twice or more past due on a consecutive basis, the EIR will only revert to 25.9% once minimum payment due for the relevant consecutive months where your account was past due is made in full.
For more details on all other applicable fees and charges,  please click here.

Important Documents

As part of our efforts to go green, the following will no longer be included within the credit cards welcome pack:

  • ABS Consumer Guide for Credit Cards which contains information on understanding credit cards and credit card usage and which can be found here
  • Important Information Document for Standard Chartered Credit Cards which contains information on all relevant interest, fees and charges and which can be found here

If you would like to receive a printed copy of any of the above, please call our 24-hour Client Contact Centre at +65 6747 7000.

 

Free Credit Report

If your credit card is newly approved and you wish to have a free credit report*, you may obtain it within 30 calendar days upon card approval via the credit bureau website  or at their registered office. You will need the following documents to obtain the free credit report:

  • Card carrier that comes with your credit card
  • NRIC

Credit Bureau (Singapore) Pte Ltd
2 Shenton Way
#20-02 SGX Centre 1
Singapore 068804
Tel: +65 6565 6363
www.creditbureau.com.sg

*Note: The free credit report is not available for renewed or replaced cards.

Terms & Conditions