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A single premium whole-of-life plan that enables you to pass on your successes as a heritage for those you cherish

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A single premium whole-of-life plan that enables you to pass on your successes as a heritage for those you cherish

PRULife Vantage Achiever

PRULife Vantage Achiever is a single premium whole-of-life plan that enables you to pass on your successes as a heritage for those you cherish.

Key Risks
Important information – please read before proceeding
Knowing the key risks associated with each insurance plan is important.  Below are the key risks (non-exhaustive) associated with this plan:

  1. The Multiplier Benefit for the Death Benefit and Accelerated Terminal Illness Benefit is available before life assured attains age 85.
  2. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable (if any) may be less than the total premiums paid. Surrender value is only available from Day 1.
  3. Bonuses are not guaranteed and will vary according to the future performance of the participating fund.
  4. This policy that you are purchasing is a life insurance plan, and it is not a savings account or fixed deposit.
Terms & Conditions
Important Notes
1. The policy provides coverage against Terminal Illness (“TI”) during the term of the policy, and before the policy anniversary on which the life assured attains age 65 years. Policyholder can claim for Death Benefit or Accelerated TI Benefit but not both.

2. The Accelerated Disability Benefit is an optional supplementary benefit that provides coverage against Total and Permanent Disability (“TPD”) during the term of the policy, and before the policy anniversary on which the life assured attains age 65 years. Accelerated Disability Benefit can only be applied at policy application. The minimum and maximum entry age for Accelerated Disability Benefit is age 1 to 64 next birthday respectively. The Accelerated Disability benefit accelerates from the basic plan. Policyholder can claim for Death Benefit or Accelerated TI Benefit or Accelerated Disability Benefit but not all.

3. The Multiplier Benefit (“MB”) factor is determined based on age next birthday of the life assured at entry. The Multiplier Benefit is derived by multiplying the MB factor to the basic sum assured.

4. The illustrated Multiplier Benefit of 350% is based on a life assured age 30 next birthday and below at entry.

5. The policy only acquires a guaranteed Day 1 Surrender Value provided Prudential Assurance Company Singapore (Pte) Limited has accepted the policy application and received the single premium.

Disclaimer

Buying an insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable (if any) may be less than the total premiums paid. The contents of this webpage do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are products of and underwritten by Prudential Assurance Company Singapore (Pte) Limited and not Standard Chartered Bank (Singapore) Limited. Standard Chartered Bank (Singapore) Limited shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to any insurer, the Bank is acting in alliance with the insurer and not as an agent for customers.

This webpage is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. This webpage has not been prepared for any particular person or class of persons and it has been prepared without regard to the specific investment  or insurance objectives, financial situation or particular needs of any person. You should seek advice from a licensed or an exempt financial adviser on the suitability of the product for you, taking into account these factors before making a commitment to purchase any product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Prudential or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.