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Specially designed to provide peace of mind for you and your loved ones, the Personal Accident Protection Plan Apply Now

Specially designed to provide peace of mind for you and your loved ones, the Personal Accident Protection Plan

Personal Accident Protection Plan

Personal Accident Protection Plan, underwritten by MSIG Insurance (Singapore) Pte Ltd, gives you 24-hour worldwide protection from just $0.25 a day.

Promotion ends on 31 July 2017

Individual Plan
Couple Plan
S$20 Worth of Shopping Vouchers* 10%off* + S$20 worth of  Shopping vouchers*

Terms and Conditions for Personal Accident Protection Plan Promotion

  1. This Personal Accident Protection Plan Promotion (“Promotion”) is organised by MSIG Insurance (Singapore) Pte. Ltd. (“MSIG Insurance”). The Promotion is valid from 01 April 2017 to 31 May 2017 (“Promotion Period”). Personal Accident Protection Plan Policy is underwritten by MSIG Insurance and distributed by Standard Chartered Bank (Singapore) Limited (“SCBSL”)
  2. For each Individual plan of Personal Accident Protection Plan Policy purchased from MSIG Insurance during the Promotion Period with annual premium fully paid during that period, you will receive S$20 worth of shopping vouchers (“the Gift”), while stocks last.
  3. For each couple plan of Personal Accident Protection Plan Policy purchased from MSIG Insurance during the Promotion Period, you will be entitled to a 10% discount off the couple plan premium in addition to the Gift.
  4. This Promotion is applicable to new applications only and not valid with other promotions, discounts, offers, vouchers, rebates or privileges.
  5. A redemption letter for the Gift will be issued to you. The Gift has to be redeemed from MSIG Insurance in accordance with the instructions stated in the redemption letter. The Gift and redemption letter are not transferable or exchangeable for cash, credit or any other item in part or in whole. Any redemption letter that has expired or been lost will not be replaced. MSIG Insurance may at its sole discretion at any time and without prior notice substitute or replace the Gift with any other gift of similar value.
  6. Neither MSIG Insurance nor SCBSL is the supplier of the Gift. Neither is obliged to assist or act on your behalf in communicating with the supplier of the Gift for any reason. You accept the Gift as it is and subject to any terms and conditions that the supplier of the Gift may impose. Any Gift that is not collected within the deadline stated on the Gift redemption letter will be forfeited.
  7. MSIG Insurance and SCBSL make no representation or warranty whatsoever as to the quality or fitness for purpose or any other implied terms or conditions with respect to any Gift. Neither MSIG Insurance nor SCBSL will not be liable for any injury, loss or damage whatsoever arising in connection with the Gift.
  8. MSIG Insurance and SCBSL each may at any time, without any prior notice or liability to you, vary the terms and conditions of this Promotion or withdraw or discontinue the Promotion at any time. The decision of MSIG Insurance and SCBSL on all matters relating to this Promotion, including determining your eligibility to participate, shall be at their absolute discretion and will be final and binding
  9. If you cancel your Personal Accident Protection Plan Policy at any time before the policy expiry date for whatever reason, MSIG Insurance reserves the right to deduct the value of the Gift from the refund premium allowed under the policy, if any.
  10. . In the event of any inconsistency between these terms and conditions and any brochures, marketing or promotional materials relating to the Promotion, these terms and conditions shall prevail.
  11. SCBSL shall not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the products and/or services provided by MSIG Insurance. Notwithstanding anything herein, SCBSL shall not at any time be responsible or held liable for any loss, injury, damage or harm suffered by or in connection with the products and/or services provided by MSIG Insurance.
  12. A person who is not a party to these terms and conditions has no right under the Contracts (Rights of Third Parties) Act (Cap.53B) to enforce any of these terms and conditions.
  13. These terms and conditions are governed by and construed in accordance with the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore.
  14. All information is correct at time of print.

Benefits

Benefits (SGD)
Accidental death Lump sum of $250,000
Total and permanent loss Up to $250, 000
Total and permanent disablement from engaging in or attending to employment or occupations of any and every kind. 100%
Total and permanent loss of sight in both eyes. 100%
Total and permanent loss of two or more limbs 100%
Total and permanent loss of sight in one eye and one limb 100%
Additional extension covers
Total and permanent loss of speech 60%
Total and permanent loss of hearing in both ears 75%
Total and permanent loss of sight in one eye 50%
Total and permanent loss of one limb 50%
Total and permanent loss of hearing in one ear 25%
Total loss by physical severance of total and permanent loss of use of:

  1. Thumb and four fingers of one hand
  2. Four fingers of one hand
  3. Thumb (two phalanges)
  4. Thumb (one phalanx)
  5. Index finger (three phalanges)
  6. Index finger (two phalanges)
  7. Index finger (one phalanges)
  8. Middle finger (three phalanges)
  9. Middle finger (two phalanges)
  10. Middle finger (one phalanx)
  11. Ring finger (three phalanges)
  12. Ring finger (two phalanges)
  13. Ring finger (one phalanx)
  14. Little finger (three phalanges)
  15. Little finger (two phalanges)
  16. Little finger (one phalanx)
  17. All toes of one foot
  18. Great toe (two phalanges)
  19. Great toe (one phalanx)
  20. Any other toe
  • 70%
  • 45%
  • 25%
  • 10%
  • 15%
  • 8%
  • 4%
  • 10%
  • 4%
  • 2%
  • 8%
  • 4%
  • 2%
  • 6%
  • 3%
  • 2%
  • 17%
  • 5%
  • 2%
  • 3%
Premium Table

The premium is inclusive of 7% GST ^ inclusive of 10% premium discount

Annual Premium
Charge to SCB card
Charge to other cards
Individual Plan $88 $108
Couple Plan^ $158.40 $194.40

FAQs

Terms & conditions

Disclaimer

This webpage is not a contract of insurance and reference should be made to the actual policy for the exact terms and conditions applicable. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are products of and underwritten by MSIG Insurance (Singapore) Pte. Ltd and not Standard Chartered Bank (Singapore) Limited. Standard Chartered Bank (Singapore) Limited shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to any insurer, the Bank is acting in alliance with the insurer and not as an agent for customers.  This webpage is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.

This Policy is protected under the Policy Owner Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact MSIG or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).