Disclaimer

This link brings you to a third party Website, over which Standard Chartered Bank (Singapore) Limited has no control ("3rd Party Website"). Use of the 3rd Party Website will be entirely at your own risk, and subject to the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security.

Standard Chartered Bank (Singapore) Limited makes no warranties, representations or undertakings about and does not endorse, recommend or approve the contents of the 3rd Party Website.

In addition to the terms stated in Standard Chartered Bank (Singapore) Limited's Important Legal Notices, Standard Chartered Bank (Singapore) Limited shall have no responsibility or liability in connection with the content of or the consequences of accessing the 3rd Party Website, including any virus arising from or system failure associated with the 3rd Party Website.

In the event of any inconsistency between the terms herein / the Bank's Important Legal Notices and the terms on the 3rd Party Website, the terms herein / the Bank's Important Legal Notices will prevail.

By clicking "Proceed", you will be confirming that you have read and agreed to the terms herein and in the Bank's Important Legal Notices.

Proceed

A comprehensive personal accident plan that takes care of your needs

Apply Now
Premier PA Protector
Premier PA Protector

A comprehensive personal accident plan that takes care of your needs

Premier PA Protector Plan underwritten by MSIG Insurance (Singapore) Pte Ltd

A comprehensive personal accident plan that takes care of your needs in the event of unexpected hospitalisation, death or disablement.

Promotion ends on 30 November 2017

Individual Plan

Fully paid annual premium

Couple Plan

Fully paid annual premium

S$50 Worth of
Shopping Vouchers*
5% + S$50 Worth of
Shopping Vouchers*

*The Premier PA Protector Promotion (“PPP Promotion”) is organised by MSIG Insurance (Singapore) Pte. Ltd. and is valid till 30 November 2017 (“Promotion Period”). PPP Promotion is applicable to new applications only and not valid with other promotions, discounts, offers, vouchers, rebates or privileges. For each Individual plan of Premier PA Protector Policy purchased from MSIG during the Promotion Period with annual premium fully paid during that period, you will receive S$50 worth of shopping vouchers (while stocks last). For each couple plan of Premier PA Protector Policy purchased from MSIG during the Promotion Period with annual premium fully paid during that period, you will be entitled to a 5% discount off the couple plan premium in addition to the Gift.

Benefits

 

Summary of Benefits
All Currencies in Singapore Dollar
Sum Insured
CHOICE OF PLAN
All Currencies in Singapore Dollar
Sum Insured
CHOICE OF PLAN
All Currencies in Singapore Dollar
Sum Insured
CHOICE OF PLAN
PLAN 1 PLAN 2 PLAN 3
Accidental death $100,000 $150,000 S$200,000
Double Indemnity on Death
(whilst overseas or travelling in a public conveyance)
$200,000 $300,000 $400,000
Total and Permanent Disablement
Lump sum payment subject to scale for benefit for Total & Permanent Disablement
Up to $100,000 Up to $150,000 Up to $200,000
Weekly Benefit for Temporary Total Disablement
Provides up to 52 weeks supplementary income upon temporary total disablement due to accident
$200 per week; Maximum of up to 52 weeks per Injury $250 per week; Maximum of up to 52 weeks per Injury $300 per week; Maximum of up to 52 weeks per Injury
Monthly Income Assistance

    Compensates the loss of monthly salary/income if:

  • your permanent employment is terminated by your employer or your registered business is terminated, and provided
  • 100% of total and permanent disablement benefi t is payable
Up to 6 months basic salary/ income; Maximum of up to $10,000 Up to 6 months basic salary/ income; Maximum of up to $20,000 Up to 6 months basic salary/ income; Maximum of up to $30,000
Daily Hospital Cash due to Accident

    (including 3 Special Illnesses stated below)

  • Food Poisoning
  • Dengue Fever
  • Avian Infl uenza (Bird Flu)
$50 per day; Maximum $1,500 $75 per day; Maximum $2,250 $100 per day; Maximum $3,000
Medical Expenses
Reimburse for in-hospital and out-patient treatment (including TCM subject to $50 per consultation)
$500 per Injury $1,000 per Injury Injury $1,500 per Injury
Child Education Grant (up to 3 children)
Lump sum payment for each child upon the accidental death of the Insured
$2,500 per child; Maximum of up to $7,500 $2,500 per child; Maximum of up to $7,500 $2,500 per child; Maximum of up to $7,500
Bereavement Grant
Lump sum payment upon the death of the Insured due to accident
$2,500 $5,000 $7,500
Loss and Damage to Personal Belongings
Pays for loss of and damage to clothing and personal belonging worn or carried due to an accident
Up to $500 Up to $500 Up to $500
Free Insurance for Child (up to 3 children)
Children enjoy free coverage at 10% of the Adult’s Sum Insured for Accidental Death, Total and Permanent Disablement and Medical Expenses benefi ts on condition that both parents are insured under the same plan.
Available Available Available
  1. Enjoy a 5% premium discount when you sign up for the same plan with your spouse.
  2. Free insurance for up to 3 children when both parents are enrolled in the same plan.

Premium Table

Annual Payment
Premium (Inclusive of 7% GST)
Plan 1
Plan 2
Plan 3
Individual Plan $208.80 $296.40 $383.40
Couple Plan (after 5% discount) $396.72 $563.16 $728.46
Monthly Payment
Premium (Inclusive of 7% GST)
Plan 1
Plan 2
Plan 3
Individual Plan $17.40 $24.70 $31.95
Couple Plan (after 5% discount) $33.06 $46.93 $60.71

Eligiblity

Eligibility

  • Staff of Standard Chartered Business Banking Clients between 21 and 65 years old (including foreigners)
  • Cover terminates when you live in another country for more than 6 consecutive months
  • Residing in Singapore

Application

  • Apply for yourself or jointly with spouse

Terms & conditions

Disclaimer

This webpage is not a contract of insurance and reference should be made to the actual policy for the exact terms and conditions applicable. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are products of and underwritten by MSIG Insurance (Singapore) Pte. Ltd and not Standard Chartered Bank (Singapore) Limited. Standard Chartered Bank (Singapore) Limited shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to any insurer, the Bank is acting in alliance with the insurer and not as an agent for customers.  This webpage is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.

This Policy is protected under the Policy Owner Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact MSIG or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).