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Enjoy peace of mind during your retirement

Enjoy peace of mind during your retirement

Enjoy peace of mind during your retirement

Enjoy peace of mind during your retirement

PRUGolden Retirement Reward II is a long-term endowment plan with a four-year premium payment term that provides you the opportunity to plan for regular monthly income during your retirement.

How PRUGolden Retirement Reward II works:


Footnotes:
2. Guaranteed Benefits include all Guaranteed Monthly Income received over the course of the policy and the Guaranteed Maturity Benefits.
3. The illustrated values use bonus rates assuming a projected investment rate of return of 3.25% per annum. As bonus rates are not guaranteed, the actual benefits payable will vary according to the future performance of the participating fund.
4. The illustrated values use bonus rates assuming a projected investment rate of return of 4.75% per annum. As bonus rates are not guaranteed, the actual benefits payable will vary according to the future performance of the participating fund.
5. Includes Disability Monthly Income payable over the course of disability.
6. We will pay this benefit 6 months after the onset of Total And Permanent Disability.
*For Retirement Age 75, 65 and 60, the maximum entry age (next birthday) is 66, 56 and 51 respectively.

Important Note:

IMPORTANT INFORMATION – PLEASE READ BEFORE PROCEEDING:

  1. Premiums will be payable for 4 years by the policyholder.
  2. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value that is payable to you may be zero or less than the total premiums paid. The surrender value of this policy is only available after 24 months from the first premium due date and premiums have been paid for the first 24 months of the policy.
  3. Interest rate paid on the accumulated Guaranteed Monthly Income (for policyholders who choose to accumulate rather than receive payouts from the Guaranteed Monthly Income) is not guaranteed and subject to change by Prudential Assurance Company Singapore (Pte) Limited.
  4. Bonuses are not guaranteed and will vary according to the future performance of the participating fund.
  5. This plan is a life insurance plan, and it is not a savings account or fixed deposit nor is it associated with any account or fixed deposit of Standard Chartered Bank (Singapore) Limited.

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Disclaimer

The content of this webpage is for general information only, and does not constitute an offer, recommendation or solicitation of an offer to enter into a transaction or adopt any hedging, trading or investment strategy, or an offer to buy or sell any insurance product or service, nor is it intended to provide insurance or financial advice. It has not been prepared for any particular person or class of persons and does not constitute and should not be construed as investment advice nor an investment recommendation. It has been prepared without regard to the specific investment objectives, financial situation or particular needs of any person. You should seek advice from a licensed or an exempt financial adviser on the suitability of the product for you, taking into account these factors before making a commitment to purchase or invest in the product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you. You are fully responsible for your investment decision, including whether the product or service described here is suitable for you. The product mentioned is not principal-protected and you may lose all or part of your original investment amount. Standard Chartered Bank (Singapore) Limited will not accept any responsibility or liability of any kind, with respect to the accuracy or completeness of the information on this webpage.

The content of this webpage does not constitute a contract of insurance and reference should be made to the respective policy for the exact terms and conditions applicable to the insurance policy.  The insurance product described in this webpage is a product of and underwritten by Prudential Assurance Company Singapore (Pte) Limited (“Prudential”) and not Standard Chartered Bank (Singapore) Limited. In facilitating insurance arrangements or in referring customers to Prudential, the Bank is acting in alliance with Prudential and not as an agent for customers. Standard Chartered Bank (Singapore) Limited shall not be liable in any manner whatsoever regarding your application or the contract of insurance.

As buying a life insurance policy is a long-term commitment, an early termination of the life insurance policy usually involves high cost and the surrender value payable (if any) may be less than the total premiums paid.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Prudential or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.