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SCBSL shall not be liable for the handling of any information you may provide on the Third Party Website, or for any loss incurred in connection with your access to or use of the Third Party Website. SCBSL makes no warranties, representations or undertakings about the Third Party Website.
*SingPass holders with a MyInfo profile can use My Info to automatically fill up the form By clicking ‘Next’, you will be redirected to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the ‘Bank’). the Bank bears no liability or responsibility over your usage of the MyInfo portal.
*Please note that MyInfo is temporaily unavailable at the stipulated downtimes: Mon, Tues, Thurs, Fri, Sat: 5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM.
*If you are an existing supplementary cardholder or if you hold a Standard Chartered MANHATTAN $500 Card or Corporate Card.
I am an existing Standard Chartered principal cardholder or CashOne/Credit Card Instalment Loan account holder
EIR: Effective interest rate (from 12.75% to 27.56% p.a.)
Other Fees and Charges
Please refer to our CashOne personal loan Product Terms, Customer Terms, Credit Cards Terms, Personal Loan/Personal Line of Credit/Overdraft Terms, Current/Savings Account and Time Deposit Terms for the complete features, Terms and Conditions of CashOne personal loan.
$199 (deducted from the loan approved) Second year till expiry of instalment tenure:
$50 annual fee waived if all payment is received by payment due date for the past 12 months
Early redemption fee
$250 or 3% of the outstanding principal, whichever is higher. With effect from 15 January 2019 (inclusive of this date),
$150 or 3% of the outstanding principal, whichever is higher.
Change of tenure
$50 per change
Default interest (payment is not received by payment due date twice within 6 consecutive months)
4% p.a. will be added to the original EIR on your entire outstanding balance. The loan tenure will be extended so that your monthly instalment stays the same. This revised EIR will be reinstated to the original EIR when full payment is made by payment due date for six consecutive months.
$80 will be charged if minimum payment is not received by the due date. If the instalment amount payment is not received on or before the due date in full and a balance is carried forward from the relevant statement, finance charges will be calculated on a daily basis at the EIR of 26.9% per annum (0.074% per day).
Annual Fee for Standard Chartered Platinum Visa Credit Card
$192.60 (including GST) –waived for 5 years
Please click here for more information on the Platinum Visa Credit Card, including the applicable fees and charges (such as the finance charges and late payment fee)
Eligibility & Documents
You must be aged between 21 and 65 with a minimum annual income of:
$20,000 for Singapore citizens and permanent residents
$60,000 for foreigners with an Employment Pass
Employment Pass holders:
Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes
Q Pass holders must have minimum 1-year validity remaining on their passes
You will need:
Copy of NRIC/Passport/Employment Pass (front and back)
For salaried (any one from below)
Latest month’s computerised payslip + Latest income tax notice of assessment
Latest 6 month’s CPF contribution history statement+ Latest income tax notice of assessment
Latest 6 month’s CPF contribution history statement
Latest month’s computerised payslip
Copy of latest income tax notice of assessment (must be in business for a minimum of 2 years)
For commission earner (any one from below)
Latest 3 months payslip + Latest income tax notice of assessment
Latest 6 months CPF contribution history statement
Latest 3 months payslip
Copy of latest income tax notice of assessment ( For 100% commission earner)
Refer to application form for details
Terms and conditions
If you are an existing Standard Chartered Credit Cardholder, you will be applying for a Credit Card Instalment Loan which will drawdown from your existing Credit Card limit.
If you are an existing Standard Chartered Personal Credit customer, your line of credit may be converted to a CashOne personal loan.
If you hold any of our Credit Cards with a credit limit of $500 and your annual income ranges from $20,000 to $29,999, your Credit Card account will be closed upon approval of the CashOne personal loan.
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