Click here for the full Christmas 2022 Promotion Terms and Conditions that apply. The Christmas 2022 Promotion (“Promotion”) is available from 8 November 2022 to 31 December 2022 (both dates inclusive) (the “Promotion Period”). The Promotion is open to all principal cardholders of credit cards issued by Standard Chartered Bank (Singapore) Limited (“Bank”) (each a “Card”). Each principal cardholder of a Card shall be referred to as an “Eligible Cardholder”. The Promotion comprises the following of Christmas Cashback Promotion (“Christmas Cashback Promotion”) and Christmas Foreign Currency Promotion (“Christmas Foreign Currency Promotion”). To participate in the Promotion, an Eligible Cardholder must be a registered and valid user of the Standard Chartered Mobile Banking App (“SC Mobile App”) and have enabled the option to receive push notifications (which is a service provided by Apple and Google for their respective mobile operating systems i.e. iOS and Android respectively, through which an iOS or Android mobile app can send a user (who has installed such mobile app) a notification) (“Push Notification”) from the Bank on his/her mobile phone via the SC Mobile App (Banking and Marketing alerts), with the Push Notification summarising the details of the Promotion (“Promotion Invitation”). For the avoidance of doubt, the Promotion Invitation will only be broadcasted from 8 November 2022 onwards, and the frequency of such broadcast will be at the Bank’s determination. Upon clicking on the ‘Register Now’ button in the Promotion Invitation, all of the Eligible Cardholder’s validly existing Card(s) (i.e. not suspended, cancelled and/or terminated) which are in good standing, and conducted in a proper and satisfactory manner, as determined by the Bank, will be registered for the Promotion (such successfully registered card(s) hereinafter referred to as a “Registered Card” and the cardholder of such Registered Card, a “Registered Cardholder”) immediately. The Bank may vary, modify, add, delete or otherwise revise any of the Promotion Terms and Conditions or modify, terminate, withdraw, extend, suspend or shorten the Promotion at any time at the Bank’s sole and absolute discretion, with or without prior notice or reason (and the Bank shall not be obliged to disclose its reasons).

To qualify for the cashback (“Christmas Cashback”) under the Christmas Cashback Promotion, the Registered Cardholder must, during the Promotion Period, meet at least one of the three (3) Tiers of spend amount(s) in Qualifying Transactions (“Spend Amounts”) aggregated across his/her Registered Card(s). Tier 1 – Get S$30 Christmas Cashback with Spend Amounts of S$4,500-S$8,999.99, limited to the first 5,500 Registered Cardholders; Tier 2 – Get S$70 Christmas Cashback with Spend Amounts of S$9,000-S$17,999.99, limited to the first 4,500 Registered Cardholders; and Tier 3 – Get S$120 Christmas Cashback with Spend Amounts of S$12,000 and above, limited to the first 4,500 Registered Cardholders. If the Registered Cardholder is within the allocated number of qualifiers for either Tier (as determined by the transaction date and time of the Qualifying Transaction), then he/she will be entitled to the corresponding Christmas Cashback amount. The maximum amount of Cashback that can be awarded to each Registered Cardholder pursuant to the Christmas Cashback Promotion is capped at S$120. All Christmas Cashback will be credited to the relevant Winning Cardholders’ Registered Card account by 28 February 2023. For purposes of the Christmas Cashback Promotion, “Qualifying Transactions” are retail transactions that: (a) have a transaction date falling within the Promotion Period, (b) have been successfully posted to the Registered Card account by 28 February 2023; and (c) are not excluded transactions as per Promotion Terms and Conditions. A Push Notification will be sent to notify Registered Cardholders of their spends progress for the Travel Voyage Promotion every Friday during the Promotion Period (“Spends Tracker Push Notification”). For the avoidance of doubt, the spends information found in a Spends Tracker Push Notification is estimated based on authorised transactions made for Eligible Travel Transactions and the final amount (“Spend Amount”) may change if there are reversals or refunds made on the Registered Card. The Bank shall not be responsible for notifying a Registered Cardholder if the Spend Amount is different than as communicated in a Spends Tracker Push Notification.

For the purposes of the Christmas Foreign Currency Promotion, “Foreign Currency Qualifying Transactions” are Qualifying Transactions which are charged in foreign currency (i.e. not Singapore dollars) that are charged to a Registered Card that: (a) have a transaction date falling within the Promotion Period, (b)  have been successfully posted to the Registered Card account by 28 February 2023; and (c) are not excluded transactions as per Promotion Terms and Conditions. To qualify, Registered Cardholders must meet a minimum spend amount of S$5,000 in Foreign Currency Qualifying Transactions and is one of the first 2,000 Registered Cardholders to meet the Foreign Currency Qualifying Transactions to receive a S$50 cashback (“FX Cashback”).