Up to 3.88% p.a. interest on your first S$100,000 deposit
Enjoy 1.3% p.a interest on your salary account
Earn up to 1.28%p.a. with no lock-in
Earn up to 2.00% p.a. without locking in your money
Earn up to 1.90% p.a. interest with minimum $25,000
Earn up to 2.50% p.a. interest on your USD Time Deposit today
Score unlimited cashback on all spend
Enjoy up to 3% cashback on your online buys with no minimum spend.
No min. spend, up to 10X Rewards Points for foreign currency spend & more
Earn 2.5 Reward Points for every $1 charged to your credit card
Go further with up to 3 miles for every dollar spent
Get cash the very next working day
Free yourself from higher interest payments
Save up to 83% on interest with extra cash.
Offset your loan interest from interest earned on deposits
Build your home with a bundle of perks
HDB Home Suite offers you more than just a home loan
Selling and buying your HDB flat
Select from over 300 funds
Select from over 60 currency pairs
Save with regular payments
Cover your hospitalization cost
Enjoy stress-free holidays
Enjoy 24-hour coverage against accidents
Protect your assets at home
Comprehensive Motor Insurance Plan
Coverage for medical costs
Save more for your children
Save more for your retirement
For future generations
A non-interest bearing account
An interest bearing account
An innovative pricing plan
MasterCard World Business Debit Card
Online banking designed for businesses
Financing solutions and trade services to help you grow
An unsecured term loan that offers up to S$300,000
Trade financing facilities for local companies
Unsecured working capital for local companies
Get access to our global network across over 25 markets
Letter of Credit confirmation, bonds and other guarantees
Protect your business from currency fluctuations and rates
Protect the business assets which you have built
Enjoy stress-free travel with single trip or annual plans
Comprehensive protection for your car and car belongings
A range of investments customised for better returns
Choose from a variety of tenure and currency options
Learn more about our card services such as funds transfer, 0% interest instalment plan, etc.
Change the way you pay with your credit and debit card in-store, within mobile apps or online
Transfer funds online and enjoy attractive forex rates at zero remittance fees*
Get urgent help in case your card was lost, stolen or your PIN diclosed
Activate your Standard Chartered credit/debit card for local or overseas usage in 3 simple steps
Call our phone banking team hotline for immediate assistance
You are now leaving the Standard Chartered Bank (Singapore) Limited (“SCBSL”) website to access a third party website ("Third Party Website").
SCBSL shall not be liable for the handling of any information you may provide on the Third Party Website, or for any loss incurred in connection with your access to or use of the Third Party Website. SCBSL makes no warranties, representations or undertakings about the Third Party Website.
Apply now to get cash at 0% interest with Credit Card Funds Transfer (EIR: 3.10% p.a.) and enjoy up to S$100 cashback. T&Cs apply.
Apply for Standard Chartered Rewards+ Credit Card
Do you have a Standard Chartered online banking login?
Get cash at 0% interest for 6 months at 1.5% processing fee (EIR: 3.10% p.a.) when you successfully apply for a Credit Card Funds Transfer as a new Rewards+ Credit Cardholder. Valid from 15 April to 31 May 2019. T&Cs apply.
New to Standard Chartered Rewards+ Credit Card and Credit Card Funds Transfer Programme Terms and Conditions
1.This promotion is valid from 15 April to 31 May 2019 and a credit card funds transfer application may only be submitted by a new to Standard Chartered Rewards+ Credit cardholder.
2.The minimum credit card funds transfer amount is S$1,000, and the maximum is 95% of the total available credit limit of the Standard Chartered Credit Card account indicated in the application form (“Credit Card account”) at the time of processing the application.
3.The promotional interest rate of 0% p.a. (as indicated in the application form) is only applicable to the amount transferred pursuant to the application submitted in respect of this promotion (“Approved Amount”), and is only valid for a 6-month tenure indicated in the application form (“Tenure”). Any existing outstanding balances and/or amounts subsequently incurred on the Credit Card account, including instalment payment transactions, will be subject to the prevailing interest rate chargeable for the Credit Card account if these amounts are not paid in full. The promotional interest rate is valid for the Tenure from the date the application is approved and ends on the last day of the Tenure. Thereafter, the prevailing interest rate chargeable for the Credit Card account will apply. The Effective Interest Rate (EIR) is calculated taking into consideration the processing fee and based on the assumption that full repayment is made within the promotional period with minimum monthly payments of 1% of principal plus interest, fees, charges and full payment in the final month of the promotional period.
4.Following the approval of the application, a credit card funds transfer account will be set up in the name of the principal cardholder. The one-time non-refundable processing fee on the Approved Amount (as indicated in the application form) will be charged to the credit card funds transfer account upon the approval of the application.
5.If the principal cardholder and/or his/her supplementary cardholder defaults on any payment in respect of their respective credit card accounts or any other credit facilities with us during the Tenure or for other reason which we deem appropriate at its reasonable discretion, a late payment interest of 28% p.a. will be charged to all accounts. We shall also be entitled to withdraw the Promotional Interest Rate and charge applicable finance charges, and/or late payment charges at such rate as we may determine.
6.Credit Card Funds Transfer to any Standard Chartered Credit Card, Personal Credit, Home Renovation Loan, Personal Loan, Overdraft and Mortgage accounts is not permitted. Supplementary cardholders, and cardholders holding corporate cards or credit cards with $500 credit limit are not eligible to apply for funds transfer. Credit Card Funds Transfer will not be eligible for any Rewards Points and CashBack.
7.We reserve the right to (a) decline the application or approve the application with a lower credit card funds transfer amount than the amount applied for without any reason whatsoever, and (b) withdraw, or vary the terms of, this promotion at any time without prior notice. Our decision on all matters relating to this promotion shall be final and binding. These terms apply in addition to our Customer Terms, Credit Card Terms and Credit Card Funds Transfer Programme Product Terms (collectively, “Other Terms”). In the event of any inconsistency between the terms set out herein (“Terms”) and the Other Terms, these Terms shall prevail only to the extent of such inconsistency.
Benefit from a higher credit limit and increased spend by applying for a credit limit review online. T&Cs apply.
Transfer funds (min. $1,000) from your Standard Chartered Credit Card at 0% interest with a one-time processing fee. T&Cs apply.
Convert your retail transactions above $500 into 6 or 12 months interest-free instalments with a one-time service fee. T&Cs apply.
Pay your Standard Chartered Credit Card bills conveniently, securely and almost instantly.
Manage your finances with our interest-free monthly instalment plans. T&Cs apply.
The Good Life® is what you make of it. Enjoy exciting card offers and privileges at over 3,000 outlets in Asia from dining offers to shopping, travel and lifestyle benefits.
Tap your phone on any contactless sales terminal to pay with Apple Pay, Google Pay™ or Samsung Pay. No need to put away your phone and look for your wallet.
Tap your credit card on any contactless sales terminal and you are done. No signature required for purchases less than $100.
Protect yourself from unauthorised transactions when you shop online with your credit card.
Terms and Conditions apply. Click on the respective T&Cs for more information;
4Credit Card Sign Up Terms and Conditions
5Digital Credit Card Sign-Up Promotion Terms and Conditions
Enjoy complimentary travel medical insurance with coverage of up to S$500,000. Terms and conditions apply.
Enjoy 1-for-1 Platinum Movie Suites Tickets at Cathay Cineplexes². Terms and conditions apply.
Up to 50% off a la carte dining and selected buffets at all 5 dining establishments at the Fullerton Hotel Singapore.
Up to 50% off a la carte dining and selected buffets at all 4 dining establishments at The Fullerton Bay Hotel Singapore.
Refer to application form for details
Foreign Currency spend is defined as non-SGD denominated transactions. For avoidance of doubt, when you are overseas and the retail merchant offers you a choice to pay either in the currency of the country you are visiting (i.e. AUD when you are in Australia) or SGD, choosing AUD would be deemed a Foreign Currency transaction and choosing SGD would be deemed a SGD transaction.
“Qualifying Dining Transactions” are dining spends charged to the Rewards+ Card made at dining establishments in Singapore classified under the Merchant Category Codes (“MCC”) of:
For the avoidance of doubt, purchases from establishments including but not limited to local hotel restaurants (including wedding banquets), bakeries and supermarkets that are not classified under the MCCs stated above in Clauses 2(a)-(d) above will not be considered as Qualifying Dining Transactions.
Dining at hotels may or may not be considered as part of Qualifying Dining Transactions because it is dependent on the MCC category of the restaurants situated within the hotels. In general, hotels restaurants are typically categorised under the “Lodging” MCC. Given that “Lodging” MCC does not fall within the MCCs stated in Clauses 2(a)-(d), it will not be considered as an eligible Qualifying Dining Transactions. Therefore, only 1 Reward Point will be awarded for every S$1 charged to the Rewards+ Credit Card.
For each Qualifying Dining Transaction, you will receive 1 Reward Point plus up to 4 additional Rewards Points for every S$1 spent. The additional Rewards Points you may receive will be subjected to the Rewards+ Cap.
Unfortunately no. When you dine in a hotel, it is not considered as a dining transaction because the transaction will be classified under “Lodging MCC” (read FAQ 3 to find out more). Only 1 Reward Point will be awarded for every S$1 charged to the Rewards+ Credit Card at any restaurants at The Fullerton Hotel Singapore or The Fullerton Bay Hotel Singapore.
For each foreign currency transaction, you will receive 1 Reward Point plus up to 9 additional Rewards Points for every S$1 spent. The additional Rewards Points you may receive will be subjected to the Rewards+ Cap.
The transaction will be recognised as a foreign currency transaction so you will get to maximise the number of additional Reward Points you receive, i.e. 9 additional Rewards Points for every S$1 spent.
The Rewards+ cap of 20,000 Rewards Points is only applicable to the additional Rewards Points awarded on Qualifying Dining Transactions and foreign currency transactions.
a. additional four 360° Reward Points for every S$1 spent on Qualifying Dining Transactions; or
b. additional nine 360° Reward Points for every S$1 spent on foreign currency (spends that are not made in Singapore Dollars) on Qualifying Rewards+ Card Transactions.
The Rewards+ Cap of 20,000 Rewards Points applies to a full year from the approval date of your Rewards+ Card, and will be reset every anniversary of the approval date.
Yes. The Rewards+ Cap of 20,000 Rewards Points only applies to the additional Rewards Points awarded on Qualifying Dining Transactions and foreign currency transactions. Once you reach the cap, you may continue to earn 1 Reward Point per S$1 spent on the card.
Qualifying Rewards+ Card are retail transactions with the exceptions of excluded transactions. To view the excluded transactions, please visit http://www.sc.com/sg/rewardsplustncs
Yes, this is available to both main and supplementary Rewards+ cardholders.
You need to purchase your Cathay Cineplex Platinum Movie Suites Ticket over the counter and present your Rewards+ Credit Card for payment. Please note that this promotion is not valid for online purchase and is limited to up to 5 daily redemptions per cardholder.
Yes, each Rewards+ cardholder is limited to a maximum of 5 daily redemptions. Please note that this is subject to a maximum of 1,500 redemptions for the entire duration of the Rewards+ Cathay Movie Promotion.
The Rewards+ Fullerton Dining Promotion is valid for à la carte food items only, which excludes set menus, promotional menus, buffet, drinks, banquet, catering, takeaway, private dining, service charge and GST.
The Rewards+ Cardholder and his/her accompanying guest(s) must each order at least 1 item from the à la carte food menu (read FAQ 16 to find out more) to participate in the Rewards+ Fullerton Dining Promotion. If this is not done, the maximum discount extended to the Rewards+ Cardholder and up to 7 of his/her guest(s) will be capped at 15%.
Yes, as long as the items ordered are not excluded as set out in FAQ 16, it will count as 1 item from the à la carte food menu.
The Rewards+ Fullerton Dining Promotion is not valid on the eve of public holidays, on public holidays themselves and other blackout dates as determined by The Fullerton Hotel Singapore and/or Fullerton Bay Hotel Singapore, including but not limited to the 15 days of Chinese New Year, Valentine’s Day, Easter Weekend, Mother’s Day, Father’s Day, F1 Weekend and Thanksgiving, unless stated otherwise. The Reward+ Fullerton Dining Promotion is also not applicable with other discounts or promotions run by The Fullerton Hotel Singapore and/or Fullerton Bay Hotel Singapore.
The discount is capped at 15%. As long as each diner orders at least 1 item from the à la carte food menu, the discount of 15% will be applicable to all à la carte items minus the exclusions. For example if there are 8 persons, and there are 6 main courses and 5 entrees ordered, the 15% discount will apply to all 6 main courses and 5 entrees.
Children will be considered as a guest for the Rewards+ Fullerton Dining Promotion only if the child orders from the full priced adult à la carte menu. À la carte food items ordered from the kids’ menu does not count towards the discount.
As long as your child is below the age of 7, he/she does not need to order at least 1 item from the à la carte food menu. If your child is at 7 years old, he/she would need to order at least 1 item from the à la carte food menu. To illustrate, if a couple takes their 3 year old son to a restaurant at The Fullerton Hotel Singapore, they will qualify for 50% off their à la carte food as long as at least 2 à la carte food items are ordered.
If there are more than 8 persons, the 15% discount will apply to the 8 à la carte food items with the highest value in the total bill. All other food items in the final bill will not be entitled to the 15% discount.
Splitting of bills is strictly not allowed. Only one Rewards+ Card is to be used for every bill and the Rewards+ Cardholder must be 1 of the diners for that particular restaurant bill to participate in the Rewards+ Fullerton Dining Promotion.
Simply pay with your Rewards+ Card and the relevant discount tier will be applied to your à la carte food bill. Reservations are encouraged but not mandatory.
No, dining spends at the participating dining outlets within The Fullerton Hotel Singapore and The Fullerton Bay Hotel Singapore are not considered as Qualifying Dining Transactions. Hence, no additional rewards points will be awarded (read FAQ 5 to find out more).
The Standard Chartered Rewards+ Credit Card (“Rewards+ Card”) allows you (“Rewards+ Cardholder”) to earn Rewards Points when you (including your supplementary cardholder(s) on your Rewards+ Card account) charge eligible retail transactions (“Qualifying Rewards+ Card Transactions”) (refer to transaction exclusions below) to the Rewards+ Card. Rewards+ Cardholders will, under the Standard Chartered 360° Rewards programme, be eligible to earn one (1) Reward Point for every S$1 (or its equivalent for spends that are not made in Singapore Dollars, where relevant) spent with the Rewards+ Card. Under the Rewards+ Card Promotion, Rewards+ Cardholders will be eligible to earn up to (A) nine (9) additional Rewards Points for every S$1 spent in foreign currency (which are spends that are not made in Singapore Dollars) on Qualifying Rewards+ Card Transactions and (B) up to four (4) additional Rewards Points for every S$1 spent in Singapore Dollars on Qualifying Dining Transactions. “Qualifying Dining Transactions” are dining spends that are Qualifying Rewards+ Card Transactions and are charged to the Rewards+ Card made at dining establishments in Singapore and overseas classified under the Merchant Category Codes (“MCCs”) of Restaurants and eating places (5811/5812), Fast Food Restaurants (5814) and Pubs & Bars (5813). For avoidance of doubt, purchases from establishments including but not limited to local hotel restaurants (including wedding banquets), bakeries, supermarkets and catering companies that are not under the MCCs stated above will not be considered as Qualifying Dining Transactions for this Promotion. There is a cap of 20,000 Rewards Points (“Rewards+ Cap”) per year on the additional Rewards Points awarded. “Year” for purposes of this Rewards+ Card Promotion means the time period from the Rewards+ Card approval date (or a particular anniversary of such approval date) to the day falling before the next anniversary of such approval date. The Rewards+ Cap will be reset every anniversary of the approval date of the relevant Rewards+ Card in question. The following transactions are not Qualifying Rewards+ Card Transactions and will not earn any Rewards Points: a) any cash advance; b) any fees and charges (including but not limited to annual card fees, service fees, interest charges, cheque processing fees, administrative fees, finance charges, and/or late payment charges and other miscellaneous fees and charges) charged to your Rewards+ Card; c) any Credit Card Funds Transfer; d) any monthly instalment of an EasyPay transaction; e) any amount charged to your Rewards+ Card (and/or your supplementary credit card) that is subsequently cancelled, voided, refunded or reversed; f) recurring payments or payments made to all billing organisations using Standard Chartered Online Banking; g) AXS or ATM transactions made using the Rewards+ Card; h) amounts which have been rolled over from the preceding months’ statements; i) tax refunds credited into your Rewards+ Card account (and/or your supplementary Rewards+ Card account); j) any tax payments charged to your Card (and/or your supplementary credit card); k) any insurance premiums charged to your Rewards+ Card (and/or your supplementary Rewards+ Card); and l) any top-ups or payment of funds to any prepaid cards and any prepaid accounts including without limitation to the following accounts or any other accounts as we may specify from time to time: EZ LINK PTE LTD, EZ LINK PTE LTD (FEVO), EZ-LINK PTE LTD SINGAPORE, EZ-LINK TOP-UP KIOSK, EZ-LINK (IMAGINE CARD), EZLINK*, EZ LINK, EZLINKS.COM, FLASHPAY ATU, TRANSITLINK*, TRANSIT LINK*, TRANSIT LINK PL, TRANSIT, MB* MONEYBOOKERS.COM, WWW.IGMARKETS.COM.SG, OANDAASIAPA, OANDA ASIA PAC, PAYPAL * BIZCONSULTA, PAYPAL * OANDAASIAPA, PAYPAY * CAPITALROYA, Saxo Cap Mkts Pte Ltd and SKR*SKRILL.COM m) any other charge, fee, transaction or payment as we may stipulate from time to time. The Standard Chartered 360° Rewards Programme terms and conditions also apply. Visit sc.com/sg/rewardsplustncs for the full Standard Chartered Rewards+ Card Promotion Terms and Conditions that apply.
This promotion is valid from 15 April to 31 May 2019. The interest rate of 0% p.a. is only applicable to the approved credit card funds transfer amount for a 6-month tenure. Thereafter, the prevailing interest rate chargeable for the Standard Chartered credit card account will apply. Upon approval, a credit card funds transfer account will be set up and a one-time non-refundable processing fee on the approved amount will be charged. Refer to sc.com/sg/rpccftterms for full New to Standard Chartered Rewards+ Credit Card and Credit Card Funds Transfer Programme terms and conditions.
1To be eligible for Credit Cards Sign-Up Promotion (“Promotion”) available from 1 February 2019 to 30 June 2019 (both dates inclusive) (the “Promotion Period”), you must (a) apply for one of the Eligible Cards (as defined below) issued by Standard Chartered Bank (Singapore) Limited (“Bank”); (b) be a new to Standard Chartered principal cardholder (i.e. do not have any existing/previously cancelled principal credit cards in the last 12 months with the Bank); and (c) activate the Eligible Card within the first 30 days of card approval. If you satisfy all the eligibility criteria (a) to (c) above, you will be eligible to receive S$100 cashback (“New CC Cashback”), subject to the Current and Previous Cashback Cap as defined in the full terms and conditions for this Promotion. If you are an existing to Standard Chartered principal cardholder and you satisfy all the eligibility criteria, you will be eligible to receive up to S$20 cashback (“Existing CC Cashback”); subject to the Current Cashback Cap and Previous Cashback Cap. The New CC Cashback and Existing CC Cashback under this Promotion will be credited to your principal Eligible Card account within 30 working days of the date of activation of your Eligible Card. Visit sc.com/sg/signup-tnc for details and the full Credit Cards Sign-Up Promotion Terms and Conditions that apply. “Eligible Card” refers to Unlimited Cashback Credit Card, Rewards+ Credit Card, Platinum Visa/Mastercard® Credit Card, Spree Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card and PruPrestige Visa Signature Credit Card
To be eligible for Digital Credit Cards Sign-Up Promotion (“Promotion”) available from 22 April to 30 June 2019 (both dates inclusive) (the “Promotion Period”), you must (a) apply for one of the Eligible Cards (as defined below) issued by Standard Chartered Bank (Singapore) Limited (“Bank”); (b) your application must be made online at www.sc.com/sg/credit-cards/ and within the Promotion Period; (c) Your Eligible Card application must be instantly approved by Standard Chartered, where such approval is provided immediately after submitting the application online (“Instant Approval”), and this approval is final and unconditional. In the event that your application is not approved instantly due to any reason, you will not be eligible for this Promotion; and (d) Upon Instant Approval, you must opt to activate your virtual credit card immediately on the same day (“Digital Credit Card”) online. The Digital Credit Card can be used without your physical credit card. If you satisfy all the eligibility criteria (a) to (d) above, you will be eligible to receive S$20 cashback (“Cashback”). The maximum aggregated amount of Cashback that an Eligible Cardholder may receive for this Promotion and all your subsequent credit card application(s) (where relevant) combined is capped at S$20. Visit here for details and the full Digital Credit Cards Sign-Up Promotion Terms and Conditions that apply. “Eligible Card” refers to Unlimited Cashback Credit Card, Rewards+ Credit Card, Spree Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card and Visa Infinite Credit Card.
As part of our efforts to go green, the following will no longer be included within the credit cards welcome pack:
If you would like to receive a printed copy of any of the above, please call our 24-hour Client Contact Centre at +65 6747 7000.
Free Credit Report
If your credit card is newly approved and you wish to have a free credit report*, you may obtain it within 30 calendar days upon card approval via the credit bureau website or at their registered office. You will need the following documents to obtain the free credit report:
Credit Bureau (Singapore) Pte Ltd
2 Shenton Way
#20-02 SGX Centre 1
Tel: +65 6565 6363
*Note: The free credit report is not available for renewed or replaced cards.