The SC EasyRewards Programme allows eligible principal Standard Chartered Credit Card Cardholders to get more from their 360° Rewards Points in the following ways.

This first way is to use “Purchase with Rewards¹” to redeem 360° Rewards Points for Travel Credits. You must hold a valid Standard Chartered Visa Infinite X Credit Card issued by Standard Chartered Bank (Singapore) Limited (the “X Card”) as a principal cardholder (“X Cardholder”) to be eligible for this feature. Travel Credits are cash amounts credited into the principal cardholder’s X Card account, and Travel Credits can only be used to offset Travel Purchase Qualifying Transactions.

The second way is to use “Transfer Rewards²” to convert their 360° Rewards Points for participating hotel partner’s loyalty points (“Hotel Partner Points”) or participating airline partner’s miles (“Airline Partner Miles”). You must hold a valid Standard Chartered VISA or Mastercard credit card (excluding Unlimited Cashback Credit Card, Spree Credit Card, Cashback Visa Gold, Cashback Mastercard Gold, the MANHATTAN Cards (S$500 Card/Gold/ Platinum/World Mastercard, and co-brand card) issued by Standard Chartered Bank (Singapore) Limited as a principal cardholder (collectively, “Eligible Standard Chartered Credit Card Cardholders“) to be eligible for this feature.

You can access SC EasyRewards via SC Mobile app or Online Banking (sc.com/sg).

X Cardholders can redeem their 360° Rewards Points for Travel Credits. Travel Credits are cash amounts credited into the principal cardholder’s X Card account and Travel Credits can only be used to offset Travel Purchase Qualifying Transactions. For every 250 360° Rewards Points redeemed by X Cardholders, S$1 (or its equivalent in foreign currency) worth of Travel Credits will be credited into the X Cardholder’s X Card account for the purposes of offsetting Travel Purchase Qualifying Transactions.

Travel Purchase Qualifying Transactions are retail spends charged to the X Card in the following categories:

1. Airline
2. Car Rental Agencies
3. Hotels, Motels, Resorts
4. Passenger Railways
5. Steamship and Cruise Lines
6. Boat Rentals and Leasing such as Jet Skis, powerboats, yachts
7. Travel Agencies and Tour Operators or
8. Tourist Attractions and Exhibits such as botanical gardens, craft shows, museums, and wineries.

For full details on Travel Purchase Qualifying Transactions, please refer to the SC EasyRewards Programme Terms and Conditions

1. The first way is by using your 360° Rewards Points to offset Travel Purchase Qualifying Transactions in either of the two methods (Pre-Transaction Activation or Post-Transaction SMS Trigger) below

Pre-Transaction Activation

1. This is when you select your X Card by clicking on the “Purchase with Rewards” icon via the “My Credit Card Rewards” option in mobile app and/or “View my Rewards” option in online banking;
2. Upon activating this option, the redemption of 360° Rewards Points is only valid for the offsetting of the next Travel Purchase Qualifying Transaction made on your X Card. You will receive a confirmation SMS (“Pre-Transaction Activation SMS”) to your mobile number that is registered with the Bank (“Bank Registered Mobile Number”) for a successful redemption;
3. The Pre-Transaction Activation is enabled for Travel Purchase Qualifying Transactions charged and with a minimum transaction value of S$100 or its equivalent in foreign currency converted to Singapore Dollar.
4. You must have sufficient 360° Rewards Points as a Standard Chartered Cardholder aggregated across all your Points earning credit cards for a partial or full redemption; and
5. There is no cap to the number of Pre-transaction Activation SMS you can activate to redeem Points to offset the next Travel Purchase Qualifying Transaction made on your X Card.

Post-Transaction SMS Trigger

1. This is where an SMS is automatically triggered to your Bank Registered Mobile Number to redeem your Points to offset a Travel Purchase Qualifying Transaction when you charge a Travel Purchase Qualifying Transaction with a minimum transaction value of S$100 or its equivalent in foreign currency converted to Singapore Dollar to your X Card (“Post-Transaction SMS”);
2. By charging a Travel Purchase Qualifying Transaction with a minimum transaction value of S$100 or its equivalent in foreign currency converted to Singapore Dollar to your X Card, you agree to receive such an SMS from the Bank.
3. If you agree to use your Points to offset your Travel Purchase Qualifying Transaction stated in our SMS, you must reply to us in accordance with the required format (Example: “35” to 72834) set out in our SMS (“Reply SMS”) within a period of 24 hours from the time of receipt of the Post-Transaction SMS; Notwithstanding the foregoing, you will only receive a maximum of 1 Post-Transaction SMS per day and a maximum of 3 Post-Transaction SMSes per calendar month;