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  1. This Allianz Motor Protect Standard Chartered Staff Promotion (“Promotion”) is organised by Allianz Global Corporate & Specialty SE Singapore Branch (“Allianz”) and Standard Chartered Bank (Singapore) Limited (“SCBSL”).
  2. This Promotion is valid from 9 January 2020 to 30 April 2020, both dates inclusive (“Promotion Period”).
  3. By participating in this Promotion, you hereby agree to be bound by these Promotion Terms.
  4. Only employees of Standard Chartered entities in Singapore are eligible for this Promotion (“Eligible Employees”).
  5. For the purposes of these Promotion Terms,
    1. Eligible Employees” refer to employees of any of the following entities:
      1. Standard Chartered Bank, Singapore Branch;
      2. SCBSL;
      3. Standard Chartered PF Managers Pte. Ltd; or
      4. Standard Chartered Trust (Singapore) Pte Ltd (collectively “Standard Chartered entities in Singapore”).
    2. An “Immediate Family Member” refers to an Eligible Employee’s legal spouse, child, sibling, or parent.


  1. An Eligible Employee and/or their Immediate Family Member who mentions the promotion code “STAFF15” to the Allianz telemarketer before requesting for a quote for the Allianz Motor Protect policy (the “Policy”) through SCBSL during the Promotion Period will be entitled to:
    1. a price guarantee by Allianz to match the quote or renewal price offered by any other insurer in Singapore (“Guarantee to Match”) or a 15% discount off the first-year’s premium if they do not have a quote from any other insurer in Singapore; and
    2. a Caltex StarCash card with a value of S$100 (the “Gift”) upon successful purchase of the Policy.
  2. The Gift can only be used for fuel purchases at any Caltex service stations in Singapore. The Gift cannot be used for Star Mart or other store purchases at Caltex service stations in Singapore.
  3. Only the main policyholder will be entitled to the Gift. The Eligible Employee’s and/or their Immediate Family Members’ application for the Policy (“Application”) and insurance premium payment for the Policy must be received and accepted by Allianz during the Promotion Period to be entitled to this Promotion.
  1. The Eligible Employees and/or their Immediate Family Members must be a first-time applicant of the Policy and not hold any valid private motor car insurance policies or comprehensive or third-party fire and theft only or third-party only insurance policies underwritten by Allianz as at the date of the application, to be entitled to this Promotion.
  2. This Promotion is applicable to new applications only and is not valid with other promotions, discounts, offers, vouchers, rebates or privileges, unless otherwise stated.

Guarantee to Match

  1. The Policy must be on a like-for-like basis, including any voluntary excess, in comparison to a similar policy from any other insurer in Singapore. The Eligible Employees and/or their Immediate Family Members must be able to provide evidence of the quote from any other insurer in Singapore or renewal notice and documentation such as your personal details, the vehicle details and the letter of cover to be entitled to the Guarantee to Match.
  2. This Guarantee to Match applies only to the base annual premium for the Policy. Any additional costs, including optional extras are excluded.
  3. This Guarantee to Match is not available if your current insurer in Singapore declines to offer a renewal price for any reason. To avail Guarantee to Match, the Eligible Employee will have to provide a copy of the renewal quote from any other insurer in Singapore to Allianz.
  4. All applications will be subject to underwriting for review and approval.

Redemption of the Gift

  1. If you are eligible to receive the Gift, Allianz will issue a redemption letter and send the same by post or email to you by 30 November 2019. The Gift must be redeemed in accordance with the instructions stated in the redemption letter. Allianz may at its sole discretion at any time and without prior notice substitute or replace the Gift with any other gift of equal or similar value.
  2. When redeeming the Gift, you may be required to disclose your personal information (including name, NRIC/FIN, mailing address and contact number) for the purposes of verifying your identity and recording your redemption of the Gift. If you do not consent to such disclosure, you will not be able to redeem the Gift and it will be forfeited.
  3. By purchasing the Policy during the Promotion Period for the qualification of the Gift, you consent to the collection, use and disclosure of your Personal Data to Allianz’s third-party service provider for the purpose of Gift redemption only.
  1. The Gift and redemption letter are not transferable or exchangeable for cash, credit or any other item in part or in whole. Any redemption letter that has expired or is lost will not be replaced.
  1. Neither Allianz nor SCBSL can guarantee the availability of the Gift on the day of redemption.
  1. Neither Allianz nor SCBSL is the supplier of the Gift. Neither is obliged to assist or act on your behalf in communicating with the supplier of the Gift for any reason.  You accept the Gift as it is and subject to any terms and conditions that the supplier of the Gift may impose. Any Gift that is not collected within the deadline stated on the Gift redemption letter will be forfeited.
  2. Allianz and SCBSL make no representation or warranty whatsoever as to the quality or fitness for purpose or any other implied terms or conditions with respect to the Gift. Neither Allianz nor SCBSL will be liable for any injury, loss or damage whatsoever arising from the Gift.
  3. If you cancel your Policy at any time before the policy expiry date for whatever reason, Allianz reserves the right to deduct the value of the Gift and/or the applicable discounts from the refund premium allowed under the Policy, if any.

General Terms

  1. The Policy is underwritten by Allianz and distributed by SCBSL. SCBSL shall not be liable in any manner whatsoever regarding your application or the contract of insurance. All insurance products are not deposits with, obligations of, or guaranteed by SCBSL.
  2. Your purchase of the Policy is subject to Allianz’s policy terms and conditions, and acceptance. SCBSL does not accept any responsibility regarding any statement made in, omission or inclusion of any provisions of, the Policy terms nor shall SCBSL be held liable in any manner whatsoever in respect of your application for the Policy or the Policy terms.
  3. Each of Allianz and SCBSL may at any time, without any prior notice or liability to you, vary these Promotion Terms or withdraw or discontinue this Promotion at any time. The decision of Allianz and SCBSL on all matters relating to this Promotion, including determining your eligibility to participate, shall be at their absolute discretion and will be final and binding.
  4. In the event of any inconsistency between these Promotion Terms and any brochures, marketing or promotional materials relating to this Promotion, these Promotion Terms shall prevail.
  5. A person who is not a party to these Promotion Terms has no right under the Contracts (Rights of Third Parties) Act (Cap.53B) to enforce any of these Promotion Terms.
  6. These Promotion Terms are governed by and construed in accordance with the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore.
  7. All information is correct at time of print.


This document is not a contract of insurance and reference should be made to the actual policy for the exact terms and conditions applicable. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this document are products of and underwritten by Allianz and they are not products of, nor are they underwritten by SCBSL.

SCBSL shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to Allianz, the Bank is acting in alliance with Allianz and not as an agent for customers.  This document is being distributed for general information only and it does not constitute an offer, recommendation, or solicitation to enter into any transaction.

This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Allianz or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).