1. This Standard Chartered Credit Card Promotional Acquisition Cashback Promotion (the “Promotion”) is available from 16 August to 7 September 2021 (both dates inclusive) (the “Promotion Period“), unless otherwise extended or terminated in accordance with these terms and conditions. By participating in this Promotion, you agree to be bound by these terms and conditions.

Eligibility

2. To qualify for this Promotion:
   1. you must apply for  one of the following eligible cards (each an “Eligible Card”) issued by Standard Chartered Bank (Singapore) Limited (“Standard Chartered” or the “Bank”) as a principal cardholder between 16 August 2021 to 7 September 2021 and your Eligible Card application must qualify for the New CC Cashback as defined in the Credit Card Sign Up Promotion Terms and Conditions :
      1. Unlimited Cashback Credit Card; or
      2. Rewards+ Credit Card.
   2. you must be a new Standard Chartered principal cardholder. In other words, you (i) must not be the principal cardholder of any existing credit card(s) issued by the Bank; and/or (ii) must not have cancelled any credit card(s) issued by the Bank, which you are the principal cardholder of, in the last 12 months from the date the Bank receives your Eligible Card application pursuant to this Promotion;
   3. you must have applied for an Eligible Card via https://www.sc.com/sg/ and must not have been directed to the Bank’s online application channels by the websites of MoneySmart Singapore Pte Ltd or SingSaver Pte Ltd;
   4. Standard Chartered must receive your application for the Eligible Card within the Promotion Period. Notwithstanding the foregoing, Standard Chartered may continue to process any application received by Standard Chartered up to 14 calendar days after the end of the Promotion Period, and Standard Chartered shall retain the sole and absolute discretion to determine the eligibility of these applications and/or allow the said applications for the purposes of this Promotion on a case-to-case basis, subject to these terms and conditions;
   5. your Eligible Card application must be approved by Standard Chartered by 22 September 2021, and such approval must be final and unconditional;
   6. you must activate the Eligible Card which you have received pursuant to the Promotion within 30 days from the card approval date of the aforementioned Eligible Card;
   7. you must make a minimum spend of SGD 200 in Eligible Transactions (as defined in clause 4) on the Eligible Card within 30 days from the card approval date of the aforementioned Eligible Card.
   8. the account for the Eligible Card which you have received pursuant to the Promotion (“Eligible Card Account”) must, within six (6) months of the opening date of the Eligible Card Account , be valid (i.e. the Eligible Card Account must not be suspended, cancelled and/or terminated), in good standing, and conducted in a proper and satisfactory manner as determined by Standard Chartered in its sole and absolute discretion;
3. A person who satisfies all of the criteria set out in Clause 2 above will be eligible for the Promotional Cashback of SGD 50 (“Promotional Cashback”) and for the purposes of the Promotion, such a person shall be referred to as an “Eligible Cardholder”.
4. An “Eligible Transaction”, for the purposes of this Promotion, is a transaction which is charged and posted to the Eligible Card within 30 days from the date the application for the Eligible Card is approved pursuant to this Promotion, except that the following transactions will not be considered as Eligible Transactions, for the purposes of this Promotion:
   1. any cash advance;
   2. any fees or charges (including but not limited to annual card fees, service fees, interest charges, cheque processing fees, administrative fees, finance charges, and/or late payment charges and other miscellaneous fees and charges);
   3. any Credit Card Funds Transfer;
   4. any monthly instalment of an EasyPay transaction;
   5. any amount charged to your Eligible Card that is subsequently cancelled, voided, refunded or reversed;
   6. recurring payments (being automatic payments where you (including your supplementary cardholder(s) on your Eligible Card account) have given a one-time authorisation or instruction for the merchant to charge the payment directly to your Eligible Card at a fixed interval, such as transactions made pursuant to Standard Chartered Bank (Singapore) Limited’s 0% Interest Instalment Plan) or payments made to all billing organisations using Standard Chartered Online Banking or mobile app;
   7. AXS, SAM or ATM transactions made using your Eligible Card;
   8. amounts which have been rolled over from any preceding month’s statement;
   9. tax refunds credited into your Eligible Card account;
   10. any insurance premiums charged to your Eligible Card;
   11. any payments related to betting (including lottery tickets, casino gaming chips, off-track betting, and wagers at race tracks) through any channel charged to your Eligible Card;
   12. any top-ups or payment of funds to any prepaid cards (with exception of EZ-Reload charged to your Eligible Card) and any prepaid accounts including without limitation:
   13. any transaction classified under either of the following Merchant Category Codes: • Financial Institutions – Merchandise, Services, and Debt Repayment (6012); or • Non-Financial Institutions – Stored Value Card Purchase/Load (6540); and
   14. any top-ups or payment of funds to the following accounts or any other accounts as we may specify from time to time: ·EZ LINK PTE LTD · EZLINK* · TRANSIT LINK* · EZ LINK PTE LTD (FEVO) · EZ LINK · TRANSIT LINK PL · EZ-LINK PTE LTD SINGAPORE · EZLINKS.COM · TRANSIT · EZ-LINK TOP-UP KIOSK · FLASHPAY ATU · PAYPAL * BIZCONSULTA · EZ-LINK (IMAGINE CARD) · TRANSITLINK* · PAYPAL * CAPITALROYA
   15. any transaction classified under one or more of the following Merchant Category Codes:
       1. 6051 (Non-Financial Institutions – Foreign Currency, Non-Fiat Currency (for example: Cryptocurrency), Money Orders (Not Money Transfer), Account Funding (not Stored Value Load), Travelers Cheques, and Debt Repayment)
       2. 6211 (Security Brokers/Dealers)
       3. 4829 (Money Transfer) and 6513 (Real Estate Agents and Managers)
       4. 8211 (Elementary and Secondary Schools)
       5. 8220 (Colleges, Universities, Professional Schools, and Junior Colleges)
       6. 8241 (Correspondence Schools), 8244 (Business and Secretarial Schools)
       7. 8249 (Vocational and Trade Schools) and 8299 (Schools and Educational Services (Not Elsewhere Classified))
       8. 9211 (Court Costs, Including Alimony and Child Support)
       9. 9222 (Fines), 9223 (Bail and Bond Payments)
       10. 9311 (Tax Payments)
       11. 9399 (Government Services (Not Elsewhere Classified))
       12. 9402 (Postal Services – Government Only) and 9405 (U.S. Federal Government Agencies or Departments); and
   16. any other charges, fees, transactions or payments as we may stipulate from time to time.

Cashback Fulfilment mechanics

5. The Promotional Cashback you are entitled to receive under this Promotion will be credited to your Eligible Card account within 90 working days of the date of activation of your Eligible Card, subject to the Eligible Card being valid and in good standing at the time of crediting of the Promotional Cashback.

General

6. Unless otherwise stated, the Promotion is not valid with other offers, discounts, rebates, vouchers, privileges or promotions. The Promotion is valid in conjunction with the Standard Chartered Credit Cards Sign-Up Promotion (the terms and conditions of which can be found here), the Standard Chartered Caltex 2021 Promotion (the terms and conditions of which can be found here) and The Good Life Privileges (the terms and conditions of which can be found here).

7. The Promotional Cashback is not refundable, not exchangeable for cash or any other item(s) and is non-transferable and non-assignable.

8. The Bank reserves the right to replace or substitute the Promotional Cashback with any item of equivalent or similar value, without prior notice or reason (and the Bank shall not be obliged to disclose its reason).

9. If the Bank at any time determines (at its sole and absolute discretion) that any of the eligibility requirements set out at Clause 2 above was not or has not been complied with but the Promotional Cashback has been awarded to you, the Bank reserves the right to claw back the full value of the Promotional Cashback that were redeemed.

10. The Bank reserves the right to do any of the following at the Bank’s sole and absolute discretion, without prior notice or reason:
    1. terminate, withdraw, modify, shorten or extend the Promotion; and/or
    2. vary, modify, revise, add or delete any of the terms of the Promotion.

You agree and consent to be bound by any such variation, modification, revision, addition or deletion.

11. These Standard Chartered Credit Card Promotional Acquisition Cashback Promotion Terms and Conditions are to be read in conjunction with the Customer Terms, Credit Card Terms and any other specific Product Terms that may be relevant in connection with the Promotion (collectively, “Other Terms“). In the event of any inconsistency between these Standard Chartered Credit Card Promotional Acquisition Cashback Promotion Terms and Conditions and the Other Terms, these Standard Chartered Credit Card Promotional Acquisition Cashback Promotion Terms and Conditions will prevail only to the extent of such inconsistency.

12. Standard Chartered reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with this Promotion, including:
    1. your eligibility to participate in this Promotion; and/or
    2. your eligibility to receive the Promotional Cashback;

Standard Chartered’s determination of all matters relating to the Promotion shall be final and conclusive and no correspondence will be entertained.

13. By applying for an Eligible Card pursuant to this Promotion, you consent to the use of your personal data for marketing purposes, including but not limited to the use of your telephone number and email address to contact you about products and promotions offered by the Bank from time to time via telephone, SMS or Electronic Direct Mail. Such consent will supersede any prior choices made by you. Such consent will also prevail even if you are registered or subsequently register your contact information with the national Do Not Call Registry.

14. In the event of any inconsistency between these Standard Chartered Credit Card Promotional Acquisition Cashback Promotion Terms and Conditions and any brochures, marketing or promotional materials relating to the Promotion, these Standard Chartered Credit Card Promotional Acquisition Cashback Promotion Terms and Conditions shall, to the extent of such inconsistency, prevail.

15. A person who is not a party to these Standard Chartered Credit Card Promotional Acquisition Cashback Promotion Terms and Conditions has no right under the Contracts (Rights of Third Parties) Act (Cap. 53B) to enforce any of these Standard Chartered Credit Card Promotional Acquisition Cashback Promotion Terms and Conditions.

16. These Standard Chartered Credit Card Promotional Acquisition Cashback Promotion Terms and Conditions and any dispute or claim arising out of or in connection with these Standard Chartered Credit Card Promotional Acquisition Cashback Promotion Terms and Conditions, shall be governed by and are to be construed in accordance with, the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore.

17. All information is accurate at time of publication.