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What you need to know as an Accredited Investor

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What you need to know as an Accredited Investor

What is an Accredited Investor?

An Accredited Investor (“AI”) is someone who meets the requirements set out by the Monetary Authority of Singapore and has opted in to be treated as an AI by the Bank. AIs are assumed to be better informed and better able to access resources to protect their own interests.

Why opt in as an AI?

Here is what you may enjoy as an AI.

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Privileged access to a wider suite of wealth solutions not available to retail investors

An AI generally has access to a wider range of financial products (such as structured notes, equity linked notes and selected bonds) and services.

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Simplified trading processes

AIs are assumed to be better informed and better able to access resources to protect their own interests, and therefore require less regulatory protection. Investors who agree to be treated as AIs therefore forgo the benefit of certain regulatory safeguards.

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Invitations to exclusive Wealth Management seminars and publications

As an AI, you may receive invitations to exclusive Wealth Management seminars where our in-house specialists share views on the latest market updates and more. You may also have access to AI-only inhouse financial publications such as the Bank’s Equity Trade Notes and Fixed Income Strategies.

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Prioritised processing for Wealth Lending applications and exclusive preferential Wealth Lending rates

AI clients may also have access to preferential rates, for Wealth Lending accounts.

How do I qualify as an AI?

Eligible individual clients must complete the AI Eligibility Form and fulfil any one of the below criteria:
Have an annual income in the preceding 12 months of not less than S$300,000 (or its equivalent in foreign currency), OR
Have net financial assets (net of any related liabilities) exceeding S$1,000,000 (or its equivalent in foreign currency), OR
Have net personal assets exceeding S$2,000,000 (or its equivalent in foreign currency), of which net equity of the individual’s primary residence is no more than S$1,000,000

               

To find out more about the AI regime, simply contact your Relationship Manager or get in touch with us here.

               

To find out more about the AI regime, simply contact your Relationship Manager or get in touch with us here.

Frequently Asked Questions (FAQs)

Have other questions? Take a look at these documents for more answers.

Disclaimer

^ – “financial asset” means —
– a deposit as defined in section 4B of the Banking Act;
– an investment product as defined in section 2(1) of the Financial Advisers Act; or
– any other asset as may be prescribed by regulations made under section 341 of the Securities and Futures Act

The content of this webpage does not constitute an offer, recommendation or solicitation of an offer to enter into a transaction or adopt any hedging, trading or investment strategy.

It has not been prepared for any particular person or class of persons and does not constitute and should not be construed as investment advice nor an investment recommendation.

It has been prepared without regard to the specific investment objectives, financial situation or particular needs of any person.

You should seek advice from a licensed or an exempt financial adviser on the suitability of the product for you, taking into account these factors before making a commitment to purchase or invest in an investment.

In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.

You are fully responsible for your investment decision, including whether the product or service described here is suitable for you. The investment products mentioned are not principal-protected and you may lose all or part of your original investment amount.

SCB will not accept any responsibility or liability of any kind, with respect to the accuracy or completeness of the information in this website.