Interest for cash deposits hypothecation will be the rate given of the cash deposit pledged plus 3.0% per annum.


Overdraft financing is a cash management tool provided when payments executed from current accounts exceed the available cash balance. An overdraft facility enables customers to obtain short-term funding for their daily cash flows. Normally, the overdraft amount must be within the amount previously agreed with the bank.

Loan Amount

The bank will approve the amount of credit based on the ability to repay and type of guarantee.

Interest Rate

Charge interest rate according to the type of guarantee.

For cash deposits hypothecation, the interest will be based on the rate given of the cash deposit pledged plus 3.0% per annum.

How to Apply

    Documents Required
  • Personal ID Card and a photocopy of house registration together with the original
  • All documents and proof of ownership of items to be submitted for hypothecation, a bank passbook/receipt

Terms and Conditions

The client has to submit a Credit Facility Application Form and provide the cash deposit pledged with the Bank.

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