Interest for cash deposits hypothecation will be the rate given of the cash deposit pledged plus 3.0% per annum.

Details

Overdraft financing is a cash management tool provided when payments executed from current accounts exceed the available cash balance. An overdraft facility enables customers to obtain short-term funding for their daily cash flows. Normally, the overdraft amount must be within the amount previously agreed with the bank.

Loan Amount

The bank will approve the amount of credit based on the ability to repay and type of guarantee.

Interest Rate

Charge interest rate according to the type of guarantee.

For cash deposits hypothecation, the interest will be based on the rate given of the cash deposit pledged plus 3.0% per annum.

How to Apply

    Documents Required
  • Personal ID Card and a photocopy of house registration together with the original
  • All documents and proof of ownership of items to be submitted for hypothecation, a bank passbook/receipt

Terms and Conditions

The client has to submit a Credit Facility Application Form and provide the cash deposit pledged with the Bank.

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Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

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