Mortgage Principal Reduction. 0.5% of credit card spending.

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Happiness begins when owning a dream home with package of more privileges. Smart Home Pack offers the ultimate mortgage privilege to help you reap better benefits suitable to your lifestyle.

Smart Home Pack is a package of mortgage loan with vast range of products and services bundled to provide you with greater deal in repayment and better benefits you've ever received in mortgage.

Smart Home Pack

Mortgage Link, part of bundled product features in Smart Home Pack to help you and your family repay your loan quicker and become home owner sooner than you've ever thought.

Smart Home
Pay your mortgage faster
Mortgage Link, part of bundled product features in Smart Home Pack to help you and your family repay your loan quicker and become home owner sooner than you've ever thought.
Principal Reduction
Mortgage Principal Reduction
Mortgage Link Credit Card awards special bonus 0.5% of credit card spending to reduce mortgage principal.
Link Credit Card
Mortgage Link Credit Card Privileges
  • Free! Joining Fee and lifetime annual fee for primary card and 4 supplementary cards.
  • Receive protection up to 5 million baht of travel insurance.
  • Enjoy 360 degree rewards, earn 1 point for every spending of THB 25. EXTRA 5,000 points for accumulative spending of THB 15,000 within the first 2 cycles.


  • Participants of Mortgage Link's special bonus from Mortgage Link Credit Card and Savings Account programme must have the same surname or be a family member whose relationship in the family can be verified.
  • Terms and conditions apply.
Additional Features
  • Easy Bill
    Our recurring bill payment service via deposit accounts or credit card, offering the convenience and on time payment of utilities, insurance premium, loan or credit card of Standard Chartered Bank.
  • Online Banking
    Access your financial transaction such as making payment, checking account balance, inter-bank money transfer, anywhere, anytime via internet computer. Simply apply at and ready for use once becoming the deposit or loan account customer.
    * Free! Registration fee, monthly service fee and inter-bank transfer fee (next working day*)
  • Savings Account
    Special bonus at 0.5% per annum* from your and up to 5 family members' average monthly Savings balance for mortgage interest reduction.
  • Personal Loan / Standby Cash
    Fulfill your wish to make your dream home a reality easier.
  • Life / Fire / Auto Insurance
    A wide range of life and non-life protection offer specially selected to suit your needs.
  • eStatement
    Directly sent to your e-mail, accessible anytime and anywhere, reduce paper consumption and preserve the environment.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.