Bancassurance Products

We understand the importance of protecting your company assets and employees in the best way possible. To facilitate a seamless transition that ensures wealth protection and creation for your business, we have formed strategic alliances with major institutions in the market to provide you with a comprehensive range of business insurance products that meet your future business needs.

Key Insurance Products:

  • Key Person
  • Business Partnership
  • Property Damage
  • Business Interruptions
  • Group Personal Accident Insurance
  • Public Liability
  • Marine Cargo

Key Insurance Solutions for SMEs:

PRU Smart Protection


  • Death Benefit
    • In case of loss of life, the company will pay 100% of Sum Assured
  • Total Permanent Disability Benefit
    • In case of total permanent disability, 2 times the benefit will be paid within 12 months
    • In case of total permanent disability for a minimum of 180 days, 50% of Sum Assured will be paid
    • For continued total permanent disability for another 180 days, 50% of the rest Sum Assured will be paid

Premium paid for life insurance coverage may be entitled for personal income tax deduction up to a maximum of THB 100,000 per year in line with the Revenue Department's regulations (for coverage from 10 years onwards).

Underwriting Conditions

  1. Eligible Age : 16 - 65 years old
  2. Payment Term : 1 year/Single Premium
  3. Insurance Term : 1 - 15 years
  4. Mode of Payment : Single premium

Guaranteed renewable and convertible option according to underwriting rules.

PRU Smile Protection


  • Living Benefit
    • At maturity, get annual cash back 100% of total annual standard premium paid
  • Death Benefit
    • In case of loss of life, the company will pay not less than 100% of Sum Assured or according to the details specified in the policy (if any)
  • Total Permanent Disability Benefit
    • In case of total permanent disability, the company will pay 100% of Total Permanent Disability Sum Assured (conditions of coverage and benefit payment are specified in the policy)

* Eligible age is from 17 to 55 years old
Premium paid for life insurance coverage can be entitled for personal income tax deduction for up to the maximum of 100,000 baht per year according to the Revenue Department's regulation

Fire Insurance

This insurance covers material damage to the property caused by fire, lightning and explosion to building, office / house furniture, equipment and electronics. The cover can also be extended to include the special perils of flood, bursting, leaking or over-flowing of water pipes, apparatus and tanks, storm damage, riots and strikes as well as malicious damage. The burglary section of the policy provides cover against loss or damage to property by theft accompanied by forcible and violent breaking into or out of your premises. This is most suitable for commercial properties, shops and offices.

For more information, CLICK HERE or contact your Relationship Manager or call 1595 press 1 press 5. Terms and Conditions apply.

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