Investment Services

Investments, unlike works of art, cannot afford the luxury of experimenting. Investing is not guesswork. It takes more than just a 'tip', it needs training to plan, instinct to pick and sheer intellect to make it works for you. That extra mile assures you that your hard earned money is with the right people.

Standard Chartered Bank, with over 150 years of expertise, promises to guide you through the world of exciting new investment opportunities in Thailand and overseas.

From shortest-term deployment of funds to planning your retirement, we pledge to go the extra mile to ensure that you reach your chosen financial goals.

Why Standard Chartered?

When you deal with Standard Chartered, you can expect the best. We are, after all, the leading global bank in Asia, Africa and the Middle East. We look after investments for over 5 million customers across in 57 countries. From world class services to the most sought after talent pool, we provide an unmatched foundation which you can trust.

We've invested in professional talent that can provide you with a continuous, thorough and insightful guidance with your money. All this so you can rest easy when you put your money into our hands.

Services

We offer a wide range of professional services with a team of trained, experienced professionals. Our team has a wide capital markets and investment advisory experience and is dedicated to making your investments work for you.

  • Ranging from basic Term Deposits to mutual fund investments, we ensure you that we always have the best-in-class investment alternatives for you to choose.
  • Periodic meetings with leading fund managers and industry experts
  • Broader relationship management offerings like Priority Banking - subject to minimum threshold

Standard Chartered Bank (Thai) is dedicated to deliver to fulfill clients' needs via a comprehensive range of wealth products and investment advisory services professionally and transparently. This stems from our following principals;

  1. Open Architecture Platform: We have served our clients on open architecture platform for over 10 years since we introduced wealth management services in Thailand. Today, we have over 160 funds across 10 leading Asset Management Companies providing wide ranges of fund choices across all asset classes for our clients' selection.
  2. Unbiased Advice: Our philosophy on wealth management is a genuine "Trusted Advisor". We do not own any Asset Management Company so that we are clearly independent in advising and focusing to select the best / most suitable funds for our clients.
  3. Quality Assurance: We have an internal process in approving every fund including due diligence on any new Asset Management Company by Group Wealth Management before they are available for clients. The funds will be reviewed and analyzed by very experienced professionals to ensure we onboard quality funds of appropriate risk/returns.

Our investment advice is based on Group view. We have a team of around 1,000 trained, experienced professionals of research analysts, investment advisors and product specialists across all countries sharing and calling the market & global view. We are confident that Standard Chartered Bank (Thai) has strong capabilities in assisting clients to grow and protect their wealth.

Suitability Profiling

To start with, we take you through a simple, easy-to-fill questionnaire; we gauge your appetite for risk, for specific investment products and for your entire portfolio. So whether you should be investing heavily into equity or in cash, whether that hot commodity fund is suitable for you, our profiling gives you the right answers.


Needs Analysis

Do you want to buy that prestigious condominium in 10 years? Or are you still paying off your mortgage? All these and more influence your investment decisions. We try and identify with you the major aspirations that you need to invest towards, and size up the task by putting specific numbers and time-frames to each of them.


Mapping Needs & Risk Profile

Invariably, the investing decision will throw up contradictions of varying degrees across the dimensions of return expectations, risk tolerances, liquidity and the criticality of the need. If your son is planning to go to University in two years, it is not probably a great idea to plan for it through equity investments. However, the corpus you have set aside might need significant growth in capital for it to suffice. We help you in mapping and trying to reconcile contradictions like these across your various needs.


Selection

Finally, after all this, you need to invest. We help you cherry pick the best options from a plethora of products available. The product suite available for you is mind boggling, stretching across multiple asset classes, products, and in the future, geographies as well.

  • Capital Protected Products: Equity and derivative-linked capital protection products offer you a flavor of the equity markets with capital preservation.
  • Fixed Income Products: Sovereign guaranteed fixed return instruments, for investment and tax planning on the periodic offering period.
  • Foreign Currency Investment: A number of currencies that enable you to take advantage of investing opportunities in the currency markets.
  • Mutual Funds: Choice of over 160 funds offered by more than 10 Asset Management Company. When you invest in mutual funds through the Bank, you can rest assured that they are "true-to-label", have sound risk management practices and comply with all regulatory requirements.

Explore the Field of Wealth Solution through mutual funds by our trustworthy specialists in finance and investment

Investment

Standard Chartered Bank (Thai) is delegated to be a representative of various mutual funds by Securities and Exchange Commission. Also, many well-known asset management companies locally and globally entrust authorizations to us for identifying the best suite of investment and financial offerings that will bring our valued customers closer to attaining their financial goals and risk management at the same time.

Providing quality advice and recommend solutions based on a thorough understanding of your needs and preferences with Standard Chartered Bank (Thai).

The Field of Wealth Solution

Mutual Funds Product Feature

  • Money Market Funds
  • Fixed Income Funds
    • Investment Grade Local
    • Investment Grade Developed Market
    • Investment Grade Emerging Market
  • Structured Funds
  • Equity Funds
    • Local
    • Developed Market
    • Emerging Market
  • Commodity Funds
    • Gold
    • Oil

Investments contains certain risks, Investors should study the fund prospectus, fund fact sheet, past performance and Tax manual guide before making investment decision.

Wealth Creation

Over the past few years, we have seen dramatic developments in the banking sector and financial markets. Yet, what does it all mean to you as an investor? How should you protect your wealth in a constantly evolving landscape? What can you do to grow your hard-earned wealth and realize your life's goals and dreams? How can you make your investments work for you, and still have time to spend with your loved ones?

At Standard Chartered Bank, we know the importance of understanding and anticipating your ever changing needs. And we are committed to help you meet those needs - just as we have since we served our first customers more than 150 years ago, and every day since.

As your trusted financial advisor, we are pleased to present this series of investment literature to help you understand the fundamentals of investing, and learn what investment options are available to you. Together with the guidance of our professional and attentive advisors, we hope you will be empowered to select a financial management strategy that works best for you.

Key Investment Principles

Risk Appetite

Higher risk do not automatically translate into higher returns. Riskier investment may present the possibility of superior returns, but higher riskd in itself is no quarantee for good performance. It is important to note that if you wish to achieve higher investment returns, you will have to accept a greater level of risk in your chosen portfolio.

Diversify Your Investments

Invest in a variety of instruments - eg. cash, stocks, bonds, mutual funds etc. Choose investments with different risk levels, as some of these risks may offset each other, and help stabilise your portfolio perfomance.

Historically, there is no asset class that consistently performs best from year to year. The chart below ranks the best to worst performing asset classes from top to bottom for the years 2004 - 2013 (data as of Dec 31, 2013)

Diversification Chart
Click here for more details

Determine Your Timing

There are two ways in which time can affect your investment returns such Time Horizon and Time in the market. An investment may fluctuate in the short term, but such volatility will generally be smoothed out if you hold the investment over a longer time period.

Determine Your Timing

Dollar Cost Averaging

A good way to save and create your wealth disciplined by utilize Dollar Cost Averaging to buy a fixed sum amount on a regular schedule. To be avoid risk investing a large sum at an unexpectedly disadvantageous time.

Investing one lumpsum vs averaging over time

Investing one lumpsum vs averaging over time

Power of Compounding

One way to maximise your returns is to consistently re-invest any gains you receive back into your investment. Your investment return will be compounded and magnified - over time. Compounding can help you grow a small sum of money into a substantial amount over a long time horizon.

Example power of compounding

The power of compounding (John vs Paul)

The power of compounding (John vs Paul)

Portfolio Rebalancing

It is essential to evaluate and fine-tune your investment portfolio at regularly schedule reviews. This ensures your portfolio continues to be aligned with your desired risk-return profile, and that it is well-positioned to achieve your target performance.

Our trusted Advisor can be most valuable in this regard. He or She will be able to monitor your investments, help you understand if your portfolio is performing to expectations, identity new investment opportunities, and recommend portfolio adjustments where necessary.

Standard Chartered Bank (Thai) is a selling agent for 10 Asset Management Companies in Thailand

For more information please visit the branch that is nearest to you.

Aberdeen บริษัทหลักทรัพย์จัดการกองทุนอเบอร์ดีน จำกัด Aberdeen Asset Management Company Limited
Kasikorn บริษัทหลักทรัพย์จัดการกองทุนกสิกรไทย จำกัด Kasikorn Asset Management
Krungsri บริษัทหลักทรัพย์จัดการกองทุนกรุงศรี จำกัด Krungsri Asset Management Co., Ltd.
Krung Thai บริษัทหลักทรัพย์จัดการกองทุนกรุงไทย จำกัด Krung Thai Asset Management PCL.
Manulife บริษัทหลักทรัพย์จัดการกองทุนแมนูไลฟ์ (ประเทศไทย) จำกัด Manulife Asset Management
MFC บริษัทหลักทรัพย์จัดการกองทุนเอ็มเอฟซี จำกัด MFC Asset Management PLC
Tisco บริษัทหลักทรัพย์จัดการกองทุนทิสโก้ จำกัด TISCO Asset Management Co., Ltd.
TMB บริษัทหลักทรัพย์จัดการกองทุนทหารไทย จำกัด TMB Asset Management Co., Ltd.
UOB บริษัทหลักทรัพย์จัดการกองทุนยูโอบี (ประเทศไทย) จำกัด UOB Asset Management (Thailand) Co., Ltd.
SCB บริษัทหลักทรัพย์จัดการกองทุน ไทยพาณิชย์ จำกัด SCB Asset Management Co., Ltd.

Investments contains certain risks, Investors should study the fund prospectus, fundfact sheet, past performance and Tax manual guide before making investment decision.

Call Us

Call our hotline for further information.

1595

Contact Us

Alternatively, please complete our contact form and we will be in touch as soon as possible.

Contact Us »
Compliments/Complaints »

Locate Us

Visit the branch that is nearest to you.

Find a Branch »

Back to Top

Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

Proceed