Our payroll account services provide you with greater work life balance.

Details

Designed to help provide you with greater work life balance, our payroll account services "Smart Salary Pack" provides you with total convenience and an all-in-one account that helps you manage your money. We also help ensure your money works for you while you also enjoy greater benefits and privileges from a wide range of bundled products and services.

Pass Book

Adding value to your payroll account
Access high interest rates with a JustOne Payroll Savings account, which incurs no initial amount for account opening, no minimum balance and no account maintenance fee.

Pass Book

Daily spending and cash withdrawing convenience with our Debit Card

  • Free! No joining fee and first year annual fee of just THB 200
  • Free! Cash withdrawals at any ATM of any bank, any time, nationwide

SMS Banking

Alert on every transaction in your deposit and loan accounts through our SMS Alert and Banking service

  • Free! No joining fee and monthly fee for SMS Alert

Privileges specially for Employee Banking customers****

Empowering you to happily spend and fulfill your dreams with credit cards and personal loans (for those who have monthly income >= THB15K).

Standard Chartered Credit Card

Standard Chartered Credit Card

BonusSaver Credit Card
Easily adding more money into your payroll account with high interest rate upto 5% p.a. by simply using a Bonus Saver credit card at a specified spending amount.

Additional benefits for cardholder and other types of credit card

  • No annual fee throughout the employment period (No entrance fee and annual fee for a primary card and up to 5 supplementary cards)
  • Special interest rate 18% p.a. (from the normal rate 20% p.a.) for total regular expenses and cash advance
  • Special interest rate 12% p.a. (from the normal rate 20% p.a.) for EasyMoney. EasyMoney is how you easily convert your credit limit in your credit card into ready-to-use cash in your payroll account with payment tenure at 18, 24, or 36 months. EasyMoney may be used for repayment of debt with other financial institutions or any other purposes. This special interest rate of EasyMoney is for applying credit card at the same time as opening of JustOne Payroll savings account

Personal Loan

Personal Loan
No guarantor or collateral required, up to 5 years installment. The offer is divided into 2 offers, depending on following periods of application.

  • Special interest rate 15% p.a.* from normal interest rate of 28% p.a. for Personal Loan applicants who apply Personal Loan at the same time as opening of JustOne Payroll savings account
  • Special interest rate 17% p.a. from normal interest rate of 28% p.a. for Personal Loan applicants who apply Personal Loan after opening of JustOne Payroll savings account

    Remark:
    * Special interest rate for Smart Salary Pack applicants only. The special interest rate may be changed subject to the change in MRR, provided however the maximum rate shall not above the maximum rate as determined by the Bank (28% per annum)
    ** MRR (Minimum Retail Rate) is a floating rate and subject to change according to the Bank’s announcements (MRR = 12. 75% p.a. as of March 13, 2012)

Standby Cash

Standby Cash
Standby Cash is a revolving credit for emergency use, offering the financial readiness for every situation. The offer is divided into 4 offers, depending on following periods of application and request for utilization.

  • In case of applying Standby Cash at the same time as opening of JustOne Payroll savings account, the special interest rate will be charged as follows:
    (1) Special interest rate of 18% p.a.*** from normal interest rate of 28% p.a. for Standby Cash applicants who apply and request for the first drawdown of the available amount from Standby Cash on the application date
    (2) Special interest rate of 20% p.a.*** from normal interest rate of 28% p.a. for Standby Cash applicants who apply and request for the first drawdown of the available amount from Standby Cash after the application date

    Remark:
    *** Special interest rate for Smart Salary Pack applicants only

  • In case of applying Standby Cash after opening of JustOne Payroll savings account, the special interest rate will be charged as follows:
    (1) Special interest rate of 18.5% p.a. from normal interest rate of 28% p.a. for Standby Cash applicants who apply and request for the first drawdown of the available amount from Standby Cash on the application date
    (2) Special interest rate of 22% p.a. from normal interest rate of 28% p.a. for Standby Cash applicants who apply and request for the first drawdown of the available amount from Standby Cash after the application date

Mortgage

Mortgage

  • Special interest rate for a new home loan or refinanced home loan
  • Waived loan arrangement fee charged
  • Waived 1% registration fee (maximum THB 200,000) for refinanced loan or for new home loan applicants who purchase MRTA (Mortgage Reducing Term Assurance) with full loan coverage and at least 15-year tenor (MRTA premium must exceed THB 30,000). The bank will be responsible for paying the registration fee; however, the bank reserves the right to revoke such registration fee if loan is closed or prepaid in full within 5 years from loan disbursement date

Online Banking

Online Banking
Access your financial transaction anywhere, anytime via internet. Simply apply at www.sc.com/th and ready for use once completing payroll account opening.

  • Free! Registration fee, monthly service fee and inter-bank transfer fee (next working day)

EasyBill

eSaver
eSaver Savings Account is an online savings account that gives you a higher interest rate than normal savings account.

  • No minimum balance required
  • No account maintenance charges
  • Minimum account opening is THB 10,000.00
  • Flexibilities to complete your transaction online
  • Free interbank fund transfer (next working day) via Online Banking

EasyBill

Bill Payment Service (EasyBill)
Via payroll or deposit accounts, offering the convenience and on time payment of utilities, insurance premium, loan or credit card of Standard Chartered Bank (Thai)


Investment & Insurance

Investment & Insurance


Priority Banking

Priority Banking

  • Relationship Manager assigned to provide advice on financial management and investment to grow your wealth
  • Enjoy various activities exclusively for Priority Banking customers with no charge such as financial seminar, spa, movies, flower arrangement, temple tour, wine tasting etc
  • No boundary personal service for your family and business via our global network in 26 countries
    For more details, please click here for Priority Banking »

**** According to the bank's terms and conditions

The foregoing details and terms and conditions of each product under Smart Salary Pack are subject to change without prior notice.

Terms and Conditions

Call Us

Call our hotline for further information.

1595

Contact Us

Alternatively, please complete our contact form and we will be in touch as soon as possible.

Contact Us »
Compliments/Complaints »

Locate Us

Visit the branch that is nearest to you.

Find a Branch »

You might also be interested in

Smart Banking Pack

Imagine how much better your life will become if all your monetary transactions are manageable any time you desire from every corner of the world.

More details »
Current Account

Suitable, convenient and safe for a business operator. A deposit that is repaid upon the owner's instruction through issuing Bank's cheques.

More details »
Savings for Fans Savings Account

Savings for Fans Savings Account. Free interbank fund transfer via Online Banking.

More details »
JustOne Savings Account

JustOne Savings Account is the only account that serves all of your banking needs.

More details »
Back to Top

Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

Proceed