Fast financing solution for medium to long term lending needs, approval within 5 working days at the earliest
at the earliest
through our SME Credit Guarantee Fund
instalments in preferred interest rates
Business hours are from 9:00 a.m. to 3:30 p.m. Applications submitted after business hours will be processed as applications delivered on the next day. Completion of the application review does not include any notary and disbursement processes required.
For applicants with insufficient collateral, the Small & Medium Enterprise Credit Guarantee Fund sponsored by local government can be introduced as alternative collateral. In some scenarios, loans can be up to 85% of the collateral appraisal value.
We welcome corporate customers who currently holds property loans with other financial institutions to use our refinance/ top-up solution to increase working capital and expand business.
Interest rates for this product depend on the bank’s index rate (“i”). Therefore, the actual interest rate for the loan will vary with “i” accordingly.
The bank’s index rate will be adjusted on 20th February, 20th May, 20th August and 20th November. For more information, please refer to the explanation available on the bank’s website.
Applications qualified under the terms of The Central Bank of the Republic of China’s Regulation on Financial Institutions’ Businesses of Loan against Land and Specific Area Housing Loan will be processed in accordance with the loan limits outlined by the regulation.
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