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  1. Penalty Period for early redemption on this program is 2 years. A penalty of 1% of the early redemption amount will be imposed for the 1st year after disbursement. A penalty of 0.5% of the early redemption amount will be imposed for redemption within 2 years after disbursement.
  2. Standard Chartered Bank (Taiwan) Limited has final discretion on approval over the loan amount offered, interest rates applied and loan tenure. Details of the loan agreement shall follow Loan Against Property application document and agreement of the SME, Standard Chartered Bank (Taiwan) Limited
  3. Standard Chartered Bank (Taiwan) Limited reserves the right to terminate or modify this program as well as the product contents and agreement at any time

Business hours are from 9:00 a.m. to 3:30 p.m. Applications submitted after business hours will be processed as applications delivered on the next day. Completion of the application review does not include any notary and disbursement processes required.

For applicants with insufficient collateral, the Small & Medium Enterprise Credit Guarantee Fund sponsored by local government can be introduced as alternative collateral. In some scenarios, loans can be up to 85% of the collateral appraisal value.

We welcome corporate customers who currently holds property loans with other financial institutions to use our refinance/ top-up solution to increase working capital and expand business.

Interest rates for this product depend on the bank’s index rate (“i”). Therefore, the actual interest rate for the loan will vary with “i” accordingly.
The bank’s index rate will be adjusted on 20th February, 20th May, 20th August and 20th November. For more information, please refer to the explanation available on the bank’s website.

Applications qualified under the terms of The Central Bank of the Republic of China’s Regulation on Financial Institutions’ Businesses of Loan against Land and Specific Area Housing Loan will be processed in accordance with the loan limits outlined by the regulation.

Loan Against Property Fast financing solution for medium to long term lending needs, as quickly as 5 working days


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