Standard Chartered Bank provides the following promotional programs for trust investment subscriptions via the Online Banking Service:
|Program Name||Program Availability||Program Description|
|40% off transaction fees for Lump Sum Subscriptions and Regular Subscription Plans||--||Customers will receive 40% off transaction fees for subscriptions made via the Online Banking Service to Lump Sum Subscriptions and Regular Subscription Plans|
If the program availability is noted as "--", this means the program is a general promotional program provided by the Online Banking Service. The end date of the program’s availability will be posted on the Standard Chartered Bank website when it is determined.
Investors subscribing "Non-discretionary money trust investments in domestic and foreign negotiable securities" through Standard Chartered Bank, please note:
- There are risks inherent in every trust investment. Subscribers should carefully read all trust contracts and agreements before subscribing.
- Trust assets are considered assets outside of normal savings and deposits, and are not eligible for deposit insurance coverage.
- Other than Standard Chartered Bank’s fiduciary duties, the bank is not responsible for trust investment management or losses on investment principals, and the bank does not guarantee a minimum return on any investment. Fund investors/beneficiaries are solely responsible for any potential gains and losses.
- Fund investments are not eligible for deposit insurance coverage. There are risks inherent in fund investments, and may result in losses on principals.
- Because fund investments are not considered savings or deposits, investors are solely responsible for their gains or losses and cannot expect deposit insurance coverage from the bank on their fund investments. Investors with different subscription dates will have different fund performance results, and past performances do not guarantee future results. Other than Standard Chartered Bank’s fiduciary duties, investors are solely responsible for any potential gains and losses on their principals, losses due to exchange rates, or risks due to fund dissolutions, liquidations, transfers or mergers.
- Just because a domestic or foreign fund is approved by the FSC (FSC check if this is the correct English name) does not mean there are no risks inherent in the fund. A fund company manager’s past performance does not guarantee a fund’s future investment result, so investors should chose their investments carefully. Also, a fund manager’s past performance does not guarantee a minimum return on investment. Other than the fund company’s fiduciary duties, the fund company is not responsible for any gains or losses, and does not guarantee a minimum return on investments. It is recommended that investors carefully read the fund prospectus before subscribing to any fund.
- A fund’s interest rate or dividend rate does not represent a fund’s return. In addition, a fund’s past interest/dividend rate does not guarantee the fund will issue the same interest/dividend rate in the future. A fund’s net asset value may also change due to fluctuations in the market.
- Fund costs (and foreign fund distribution costs) are disclosed in the fund’s prospectus or notices to the investors. Investors can also find more information about fund costs from Fund Clear (http://www.fundclear.com).