At Standard Chartered Bank we understand that you have dreams and ambitions about improving the quality of your life. There are many things you want and need for your family: the best education for your children, improvements to your home, the ability to take advantage of great investment opportunities, post-graduate studies for yourself, or even a much-needed overseas holiday for the whole family.

Thanks to our personal loan, your dream could become a reality sooner with our fast loan processing service. We will process your Personal Loan in just three working days.

We offer two types of personal loans in Uganda:

  1. Salary Transfer Loan
    An unsecured personal loan facility for customers who receive their salaries in a Standard Chartered account.

  2. Deduction At Source
    This is a personal loan for employees of a company, which is administered through an agreement between Standard Chartered Bank and any participating organization. In most cases, repayments are made directly from payroll. This loan is also tailored to meet personal expenditure.

Additional Features

  • No security needed.
  • Top up loan after only 6 months repayment*.


    • A minimum net pay of Ugx 500,000 per month for non scheme and Ugx 400,000 for employees under scheme


  •     Documents Required
    • Proof of income (Certified copy of pay slip)
    • Introduction letter from employer on company letterhead
    • Appointment letter or employment contract
    • Three Months original bank statements from current bankers showing salary credits
    • Copy of ID such as passport or national identity card
    • Work Identity card
    • Proof of residential address
    • Copy of the Financial card

Call Us

Call our hotline for further information.


Email Us

Please send us a message and we will be in touch as soon as possible.

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Locate Us

Visit the branch that is nearest to you.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.