Benefits

*T&Cs apply

Loan Features

secure no lock period

All you require is committed salary remittance by a company that we have impaneled for the duration of the loan.

Once you borrow you can top up your loan after six months.

Borrow in Uganda Shillings or USD (if salary is in USD).

misc protection

Credit Life insurance policy to cover your repayments in case of death, total permanent disability and retrenchment.

Personal Loan

Please fill in the following information for an estimation of your repayment amount. The Approximate Monthly Repayment figure for Standard Chartered's Personal Loan is indicative and is not meant to be final or binding on the Bank. The Bank reserves the right to determine the final interest rate in accordance with applicable laws and amount that can be borrowed.

Amount You Want To BorrowPlease enter an amount between UGX 1,400,000 and UGX 250,000,000

      Please enter a duration between 6 months and 6 years only.

      Your Preferred Payment Method

      years
      months

      Please enter a duration between 6 months and 6 years only.

      Interest Paid Comparison
      Tenure (in Years) Total Interest Paid Outstanding Loan
      1 158,672.85 1,400,000
      Monthly payment129,889.40
      Total interest 158,672.85
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      Maximum Loan Amount
      UGX250,000,000
      Loan Amounts shall be varied by your income eligibility and our Credit Policy. Please use Loan calculator for estimate.
      Repayment Period – Subject to T&Cs
      6 months - 72 months
      Loan Tenor may be varied based on your employer or length of service. Click apply to request for more detail
      Arrangment fees (applied to new money value)
      2%, Min UGX450,000
      Application fees
      UGX20,000
      CRB Monitoring fees
      UGX5,000 per Month
      Credit life Assurance covering Death, Disability and Retrenchment (offered by a third party)
      0.375% p.a.
      Other Charges
      As per Fees & Charges Guide

      Application Eligibility

      • You must be salaried.
      • Your employers commitment to remit your salary to the bank for the entire duration of the loan shall be required. We may have to impanel your employer.
      • A minimum net pay of UGX500,000 per month for non scheme
      • A minimum net salary of UGX400,000 per month for employees under scheme

      Documents Required

      • Proof of income (Certified copy of pay slip)
      • Introduction Letter from employer on company letterhead
      • Last 3 months bank statements (for new accounts)
      • Copy of National ID / Valid passport

      Application Eligibility

      • You must be salaried.
      • Your employers commitment to remit your salary to the bank for the entire duration of the loan shall be required. We may have to impanel your employer.
      • A minimum net pay of UGX500,000 per month for non scheme
      • A minimum net salary of UGX400,000 per month for employees under scheme

      Documents Required

      • Proof of income (Certified copy of pay slip)
      • Introduction Letter from employer on company letterhead
      • Last 3 months bank statements (for new accounts)
      • Copy of National ID / Valid passport
      • For Expatriates and Non-Resident Citizens, provide a copy of valid Work Permit and Employment Introduction letter or contract

      You can apply for a Standard Chartered Personal loan online or visit us at a branch located close to you.

      Yes, your salary transfer is mandatory for us to avail a Personal loan to you.

      Standard Chartered will typically send your loan funds within three days after you sign your loan application and submit all the required documents and if there is no additional information or document required.

      Personal Loans are payable in fixed monthly installments. The amount of your monthly payment will depend on the amount you borrow, the repayment period you select and the total interest paid on your loan (based on the prevailing interest rate).

      Call Us

      Call our hotline for further information.

      (+256)200524100

      (+256)313294100

      Email Us

      Please send us a message and we will be in touch as soon as possible.

      Email Us

      Locate Us

      Visit the branch that is nearest to you.

      Find a Branch
      Personal Unsecured Loan Reach your life goals with a convenient unsecured personal loan offered in a flexible repayment period.

      Disclaimer

      This is to inform that by clicking on the hyperlink, you will be leaving www.sc.com/ug and entering a website operated by other parties:

      Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

      The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

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