Working Capital

The well-being of your business depends not just on its wealth, but on its health as well.

A wealthy business with strong revenues and high profits may or may not be a healthy one with sufficient cash flow to meet its future working capital needs, such as financing the purchase of raw materials and meeting overheads.

Understanding your business working capital cycle

By managing your working capital efficiently, you will ensure an adequate cash flow to meet your short-term expenses and obligations. Your working capital is determined by three main factors:

  1. Collections
  2. Credit Terms
  3. Inventory Management
Facilitating your cash flow efficiently

We recognize that collections and payments are more than financial transactions. They are fundamental to your business and its financial health.

We have market-leading solutions to facilitate smooth cash flow to maximize its working capital efficiency. Our Payments, Collections and Trade Finance solutions provide certainty, control and convenience in managing your cash flow so you can focus on what really matters – growing your business.

Working Capital Solutions

Business Current Account

At Standard Chartered, we are committed to providing you with complete solutions for your day to day business banking. That's why our Business Current Account is designed to provide you with convenience and simplicity for your business financial dealings.

Read more »


Business Overdrafts

With the Business overdrafts you are guaranteed no disruptions to your business cycle. Cash is available as and when you need it.

Read more »


Borderless Banking

Enjoy the reassurance and peace of mind knowing that your bank is with you, wherever you go across Kenya and Uganda. With Borderless Banking, you enjoy the convenience of banking from your account in both Kenya and Uganda.

Read more »


RMB

Trade between Africa and China has never been easier. Enjoy transactional convenience and great savings through direct processing of CNY/RMB transfers to China and Hong Kong.

Read more »


Trade & Working Capital

At Standard Chartered SME Banking, we understand how important it is to be financially flexible. That's why we offer a comprehensive range of credit facilities with competitive interest rates and a variety of repayment options to suit your needs.

Read more »


Contract and Invoice Financing

We provide Structured financing against job contracts and Local Purchase Orders from Multinationals, large local corporate entities and government agencies. With invoice financing, your business is guaranteed no disruptions within the supply chain due to limited cash flows.

Read more »


International Trade Account

With International Trade Account, you can pursue your ambitions in domestic and international markets. It provides greater cost and time savings to help you secure the future of your business.

Read more »


SME Business Debit Card

With Standard Chartered Bank's local and global banking expertise, we offer a business debit card for Small and Medium Enterprises which provides a better alternative to manage your purchases.

Read more »

Call Us

Standard Chartered Bank Uganda

+256 200524600
+256 313 294600

Email »

Get in touch

Alternatively, please complete our contact form and we will be in touch as soon as possible.

Get in touch »

Email Us

Please send us a message and we will be in touch as soon as possible.

Email Us »

Locate Us

Visit the branch that is nearest to you.

Find a Branch »

Back to Top

Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

Proceed