secure no lock period

All you require is committed salary remittance by a company that we have impaneled for the duration of the loan.

global currencies range

Borrow up to UGX 250 Million or USD equivalent (if salary is in USD).

people cashone personal loan

Once you borrow you can top up your loan after six months.

misc protection

Credit Life insurance policy to cover your repayments in case of death, total permanent disability and retrenchment.

money transfer

Consolidate all your existing loans with other banks into one loan with us.

A simple guide of how much you can qualify for. Terms and Conditions Apply.

Eligible Loan Amounts in UGX million

Loan Amounts table – Loan Amounts eligibility

A simple guide of how much you can qualify for. Terms and Conditions Apply.

Tenor in Months
36 48 60 72
Net Income (UGX) 500,000 – 2,999,999 50,000,000 60,000,000 70,000,000 80,000,000
3,000,000 – 7,199,999 120,000,000 150,000,000 170,000,000 200,000,000
7,200,000+ 250,000,000 250,000,000 250,000,000 250,000,000
info Note:

Take a Salary Loan or Top Up between 3rd January and 31st March 2022 & enjoy preferential rates and a repayment holiday of up to 75 days.

Ease into the new year with our Salary Loan Repayment Holiday!

Loan Repayment Holiday table

A simple guide of your repayment holiday. Terms and Conditions Apply.

Loan taken between the 1st and 15th of the month
Loan taken between the 16th and 31st of the month
Month of Loan Your first Repayment Month of Loan Your first Repayment
January February Salary January March Salary
February March Salary February April Salary
March April Salary March May Salary
info Terms and Conditions Apply. This offer is valid until 31st March 2022.


  • You must be salaried.
  • Your employers commitment to remit your salary to the bank for the entire duration of the loan shall be required. We may have to impanel your employer.
  • A minimum net pay of UGX 500,000 per month for non scheme
  • A minimum net salary of UGX 400,000 per month for employees under scheme


  • Proof of income (Certified copy of pay slip)
  • Introduction letter from employer on company letterhead
  • Appointment letter or employment contract
  • Last 3 months original bank statements (for new accounts)
  • Copy of National ID / Valid passport
  • Copy of the Financial card
  • For Expatriates and Non-Resident Citizens, provide a copy of valid Work Permit and Employment Introduction letter or contract

The Repayment Holiday is a sales promotional campaign aimed at rewarding both our individual banking clients and StanChart staff with a “holiday on loan repayments” of up to 75 days.

The campaign is open to salaried clients both existing and New-To-Bank Clients who wish to take a salary loan or top up their existing salary loan between 3rd January 2022 and 31st March 2022.

Yes, the campaign is open to both LCY and FCY Salary loan and top up applicants.

  • Repayment holiday of up to 75 days.
  • Discounted interest rates of as low as 16% p.a. and 7% p.a. on UGX and USD salary loans respectively.
  • Get a loan response on your loan application within 24-hours or we pay you UGX 500k.
Loan taken between the 1st and 15th of the month. Loan taken between the 16th and 31st of the month.
Month of taking the loan Your first month of repayment Month of taking the loan Your first month of repayment
January February salary January March salary
February March salary February April salary
March April salary March May salary
Loan Currency New-To-Bank clients Existing-To-Bank clients
UGX 16% p.a. 17% p.a.
USD 7% p.a. 8% p.a.

Yes. Broken Period Interest – this is the interest that accrues between date of disbursement and repayment date or salary date advised by the client, e.g. the loan disbursed on 16th January and salary date/repayment date is on the 5th of each month. Therefore, Broken Period Interest (BPI) will be interest that accrues from 16th January to 5th March.
Repayment holiday will enable the client to make his first repayment on the 5th March.

Broken Period Interest is payable at the end of the tenor. All clients that take up this will be paid with the last instalment.


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