Benefits

What kind of benefits can I get from GRTA?

Benefit 1


Payment of outstanding loan and interest in case of Death/ Total Permanent Disability (TPD)

Benefit 2


Simplified underwriting and easily to join

  • Peace of mind

    Customer might have peace of mind for family's financial plan against the loan & generated interests thereof which have been assured to be paid off in case of Death/ Total Permanent Disability

  • Simplified underwriting

    Simplified and fast underwriting
    Flexible to join at any given time during the term of the loan.

Premiums

How much do I have to pay?

Plan for reference (VND) Personal Loan Mortgage Loan
Sum assured 200 mil 1 bil
Policy term 3 years 20 years
Single Premium 2.2 mil 38 mil

The above illustration is for a 35-years-old male customer, normal health, occupation class 2, paid by bank loan

Useful information

Entry Age Maximum age at maturity Policy Term Premium Term Premium payment method
18 – 60 years old 65 years old Personal Loan: 1- 5 years
Mortgage Loan: 1 - 25 years
Single premium Cash or bank loan

For more information, please contact our hotline at (028) 3911 0000 / (024) 3696 0000 or visit your nearest Standard Chartered branch.

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Disclaimer

All of features and insurance benefits presented hereunder are of summarized nature and for reference only. All features and conditions thereof shall be carried out in accordance with the terms and conditions as approved by the Ministry of Finance.
Please carefully study the terms and conditions to master your benefits and products' features.
This plan is underwritten by Prudential Vietnam Assurance Private Limited. Standard Chartered Bank (Vietnam) Limited shall not bear any responsibility or liability for the plan or the products and services offered by Prudential Vietnam Assurance Private Limited.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

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