What kind of benefits can I get from Pru Critical Illness?

Greater Peace of Mind with Multiple Coverage for Critical Illness

  • 100% of Sum Assured upon diagnosis of the first Critical Illness
  • All future premiums will be waived and you enjoy continued protection and saving benefits from the policy while focusing on your recovery
  • 100% of Sum Assured plus all accumulated bonuses for second Critical illness coverage
  • Support up to 40% of Sum Assured (up to VND 200,000,000) for treatments of Early-Stage Critical Illnesses

Total critical illness benefits are up to 240% of Sum Assured plus accumulated bonus

Continued Family Coverage should Death or Total Permanent Disability Happen to the Assured

  • 200% Sum Assured plus accumulated bonuses in case no Critical Illness claim has been made
  • 100% Sum Assured plus accumulated bonuses in case one Critical Illness claim has been made

This financial compensation will cover the financial loss and ensure the quality of life for your family. You can have greater peace of mind, knowing your loved ones are well protected.

A Substantial Reserve Fund

Critical Illness Endowment will pay the total policy proceeds at maturity to help you realize your lifelong dreams and enjoy retirement with financial independence:

  • 200% of Sum Assured plus all accumulated bonuses will be paid when your policy reaches maturity if no Critical Illness claim has been made.
  • 100% of Sum Assured plus all accumulated bonuses if you have claimed one critical illness previously.

All are protected in one

Critical Illness Endowment gives you the flexibility in planning a comprehensive protection plan for the whole family by adding from a variety of riders against the risk of accident, critical illness, hospitalization support…

  • 560pximage

    • Level Term Rider
    • Accident Care and Dismemberment Rider
  • 560pximage

    • Critical Illness Rider
    • PruKids Rider
  • 560pximage

    • Hospital Care Rider
    • Comprehensive Health Care
  • 560pximage

    • Critical Illness waiver of premium Rider
    • Spouse waiver of premium Rider
    • Spouse Dependent support Rider
  • Multiple Coverage

    Protect you upon diagnosis of the first and second Critical Illness

  • Financial Assistance

    Total critical illness benefits are up to 240% of Sum Assured plus accumulated bonus

  • Substantial Reserve Fund

    Help you realize your lifelong dreams and enjoy retirement with financial independence

Premiums

How much do I have to pay?

With just a small savings of VND 2,437,500 every month, or VND 81,250 every day, you can receive up to VND 4,538,000,000

  • When the first critical illness happens unfortunately: receive immediately VND 500,000,000
  • Receive an additional amount up to VND 200,000,000 for early stage of another additional critical illness;
  • Receive payment up to VND 2,414,000,000 at maturity date (at the year of 75)


Here is a simple comparison example for you to feel the difference of saving the money at your home or by saving through our insurance program

  • Receive payment up to VND 2,414,000,000 at maturity date (at the year of 75)


Here is a simple comparison example for you to feel the difference of saving the money at your home or by saving through our insurance program

You save money in your Piggy bank VND 81,250 every day in 15 years
Total money saved (VND) 438,750,000
Total money received (VND) 438,750,000

You pay for your Insurance policy
VND 81,250 every day in 15 years
Total money paid (VND) 438,750,000
Total money received (VND) 4,538,000,000

The above illustration is for a 35-year-old male customer with term premium paid in 15 years, Sum Assured VND 500,000,000

Terms and Conditions

For Pru Critical Illness

Disclaimer
The information provided on this page is not a contract of insurance. The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the Policy Document. This plan is underwritten by Prudential Vietnam Assurance Private Limited and Standard Chartered Bank (Vietnam) Limited accepts no responsibility or liability for the plan or the products and services offered by Prudential Vietnam Assurance Private Limited

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