Benefits

Benefit 1: Premium Waiver for the last 4 years

Benefit 2: Flexible option for receiving Education Benefit

  • Receiving Education Benefit may be flexibly set in every year of the last 5 years, or you can also wait until the maturity date and receive everything once to get highest return.
  • Total Education Benefit is up to 150% of the sum assured (SA), together with accumulated dividend and terminal bonuses.

Benefit 3: Excellent Student Rewards

A cash award to the value of 10% of Sum Assured is reserved as a special gift for your child if he passes the university entrance with exam scores ranking among the top 10 entrance scores of his registered field of study.

Benefit 4: Comprehensive Protection Benefits

Your child’s education fund is assured even if the Life Assured (LA) died or suffered from Total Permanent Dismemberment (TPD). Pru Nurturing Talents will pay the following benefits to the student:

  • Up to 150% of Sum Assured to replaced the loss income
  • No additional premiums are required
  • Opportunity for Excellent Student Awards
  • Education Benefits is guaranteed to be payable as scheduled

Benefit 5: Supplementary Protection Benefits

Pru Nurturing Talents allows attachment of various supplementary benefits at affordable costs to ensure comprehensive protection for your entire family against risks such as accident, critical illness, medical expenses, etc.

  • Fully Protection

    Your child’s education fund is assured even if the Life Assured (LA) died or suffered from Total Permanent Dismemberment (TPD)

  • Flexible options

    -Receive a one time payment on maturity date
    -Receive the payment annually in the last 5 years before the maturity period

  • Excellent Student Rewards

    A cash award to the value of 10% of Sum Assured is reserved as a special gift for your child if he passes the university entrance with exam scores ranking among the top 10 entrance scores of his registered field of study

Premiums

With just a small savings of VND 1,800,000 every month, or VND 60,000 every day, you can receive up to VND 679,000,000. Along with your kid’s academic progress, you can flexibly set your own plan for receiving Education Benefits with 2 options:

  • Receive a one time payment for amount up to VND 679,000,000 on maturity date
  • Receive the payment annually in the last 5 years before the maturity period valued up to VND 565,000,000


Here is a simple comparison example for you to feel the difference of saving the money at your home or by saving through our insurance program

You save money in your Piggy bank VND 60,000 every day in 14 years
Total money saved (VND) 302,400,000
Total money received (VND) 302,400,000
The money is not guaranteed in case of any unfortunate event

You pay for your Insurance policy VND 60,000 every day in 14 years
Total money paid (VND) 302,400,000
Total money received (VND) 679,000,000
You will be receive guaranteed benefits valued up to VND 300,000,000 plus adjustable bonuses from the insurance company in case unfortunate event happened

The above illustration is for a 32-year-old male customer with policy term in 18 years, premium term in 14 years, Sum Assured VND 200,000,000

Useful information

Entry Age Maximum age at maturity Policy Term Premium Term
18 – 55 years old 65 years old -Instalments option: 12 – 22 years

-Lump sum option: 8 – 22 years
-Instalments option: Policy Term – (minus) 4

-Lump sum option: 8 – 22 years

For more information, please contact our hotline at (08)3911 0000 / (04) 3696 0000 for direct consultant or visit your nearest Standard Chartered branch.

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Disclaimer

The information provided on this page is not a contract of insurance. The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the Policy Document. This plan is underwritten by Prudential Vietnam Assurance Private Limited and Standard Chartered Bank (Vietnam) Limited accepts no responsibility or liability for the plan or the products and services offered by Prudential Vietnam Assurance Private Limited.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

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