Benefits

What kind of benefits can I get from PRU-Safe?

Benefit 1: Greater Peace of Mind with Multiple Coverage for Critical Illness

  • 100% of Sum Assured upon diagnosis of the first Critical Illness
  • All future premiums will be waived and you enjoy continued protection and saving benefits from the policy while focusing on your recovery
  • 100% of Sum Assured plus all accumulated bonuses (if any) for second Critical illness coverage
  • Support up to 40% of Sum Assured for treatments of Early-Stage Critical Illnesses

Total critical illness benefits are up to 200% of Sum Assured plus accumulated bonus

Benefit 2: Continued Family Coverage should Death or Total Permanent Disability Happen to the Assured

  • 300% Sum Assured plus accumulated bonus (if any) if Accidental Death Claim has been made
  • 200% Sum Assured plus accumulated bonus (if any) in case no Critical Illness claim has been made
  • 100% Sum Assured plus accumulated bonus (if any) in case one Critical Illness claim has been made

This financial compensation will cover the financial loss and ensure the quality of life for your family. You can have greater peace of mind, knowing your loved ones are well protected.

Benefit 3: A Substantial Reserve Fund

Critical Illness Endowment will pay the total policy proceeds at maturity to help you realize your lifelong dreams and enjoy retirement with financial independence:

  • 200% of Sum Assured plus all accumulated bonus (if any) will be paid when your policy reaches maturity if no Critical Illness claim has been made.
  • 100% of Sum Assured plus all accumulated bonus (if any) if you have claimed one critical illness previously.

Benefit 4: Cash Benefits

  • 30% of Sum Assured at the policy anniversary date right after life assured reaches age 65
  • Multiple Coverage

    Multiple financial supports if unfortunately Life Assured (LA) suffers from cancer and CI conditions, especially from early stage.

    Waive future premium after the first late stage CI benefit claim

  • Financial Assistance

    Cash benefit of 30% SA at age 65

    Total critical illness benefits are up to 200% of Sum Assured plus accumulated bonus

  • 24/7 free-of-charge Global Medical Care Helpline

    The Global Medical Care Helpline service is provided anytime and anywhere:

    24/7 global health consultancy by health experts in multiple languages.

    Medical service provider referral and arrangement of hospital admission in all hospitals and clinics partnering with International SOS

Premiums

How much do I have to pay?

With just a small savings of VND 7,417,5000 every month, or VND 250,000/day, you can receive up to VND 5,366,177,000

  • When the first critical illness happens unfortunately: receive immediately VND 1,000,000,000
  • Receive an additional amount up to VND 500,000,000 for early stage of other additional critical illnesses
  • Receive payment up to VND 400,000,000 + bonus at maturity date (at the year of 75)

Here is a simple comparison example for you to feel the difference of saving the money at your home or by saving through our insurance program

You save money in your Piggy bank VND 250,000/day
Total money saved (VND)                                                                                                     1,335,150,000
Total money received (VND) at maturity                                                                                                     1,335,150,000
There is no insurance guaranteed benefits in case of any unfortunate event

You pay for your Insurance policy VND 250,000/day
Total money paid (VND) 1,335,150,000
Total money received (VND) at maturity 5,366,177,000
You will receive guaranteed insurance benefits valued up to VND 2,000,000,000 plus adjustable bonuses from the insurance company in case unfortunate event happened

The above illustration is for a 40-year-old female customer with term premium paid in 15 years, Sum Assured VND 1,000,000,000

Useful information

Entry Age Policy Term Premium Term
15-60 years old Until age 75 15- 50 years old: 15 years

51-60 years old: 65 – (minus) entry age

For more information, please contact our hotline at (028) 3911 0000 / (024) 3696 0000 or visit your nearest Standard Chartered branch.

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Disclaimer

All of features and insurance benefits presented hereunder are of summarized nature and for reference only. All features and conditions thereof shall be carried out in accordance with the terms and conditions as approved by the Ministry of Finance. Please carefully study the terms and conditions to master your benefits and products' features.This plan is underwritten by Prudential Vietnam Assurance Private Limited. Standard Chartered Bank (Vietnam) Limited shall not bear any responsibility or liability for the plan or the products and services offered by Prudential Vietnam Assurance Private Limited.

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