What kind of benefits can I get from Pru Wealth Protection?

An Effective and Reliable Savings Vehicle

  • Effective:

The actual crediting rate of Universal Life Fund is highly competitive with other forms of investment in the market as expressed below:

Period Q1/2014 Q2/2014 Q3/2014 Q4/2014 Q1/2015
Creiting rate per annum 8.25% 7.75% 8.00% 8.00% 7.50%

  • Reliable:

Under any circumstances, the crediting rate is assured to be not lower than the guaranteed minimum crediting rate as follow:

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A Flexibility in Planning Your Own Financial Plan

You have flexibility to manage your policy to adapt to the changes of savings and protection need during different life stages.

  • Single Payment of Premium

Pru Wealth Protection is a simple and convenient financial solution that brings you and your family a complete peace of mind against risks in life

  • Flexibility in payment premium according to your financial ability

When you have disposable income, you can add on to your premium to increase the savings amount with top-up during the first 3 years.

  • Flexibility with Policy Value Account (PVA)

You can withdraw part of PAV if you incur unexpected expenses or recurring expenses such as child education, travel, car, home repairs...

A Comprehensive Protection

  • A Flexible Protection :

The Life Assured (LA) in this policy will be protected against death or Total and Permanent Dismemberment (TPD) with a flexible Sum Assured

Sum Assure = Target Premium x(times) customer's chosen factor)

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  • Free Health Checkup

Free health checkup when customer increases the SA at the time the assured person has following events: Life Assured’s marriage; having a baby or adopts a child; child joins school including primary school, secondary school, high school or university.

All are protected in one

Pru Wealth Protection also gives you the flexibility in planning a comprehensive protection plan for the whole family by adding from a variety of riders against the risk of accident, critical illness, hospitalization support…

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    • Level Term Rider
    • Accident Care and Dismemberment Rider
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    • Critical Illness Rider
    • PruKids Rider
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    • Hospital Care Rider
    • Comprehensive Health Care
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    • Critical Illness waiver of premium Rider
    • Spouse waiver of premium Rider
    • Spouse Dependent support Rider
  • Fully Protection

    The Life Assured (LA) will be protected against death or Total and Permanent Dismemberment (TPD).

  • Flexibility in Planning

    You have flexibility to manage your policy to adapt to the changes of savings and protection need during different life stages.

  • Free Health Checkup

    Free health checkup when customer increases the SA at the time the assured person has following events: Life Assured’s marriage; having a baby or adopts a child; child joins school including primary school, secondary school, high school or university.

Premiums

How much do I have to pay?

With just a single payment of premium of VND 200,000,000, you can receive up to VND 361,325,000

Compensation Payment is VND 1,400,000,000 if death or total permanent disability unluckily happens to the assured person

Here is a simple comparison example for you to feel the difference of saving the money at your home or by saving through our insurance programYou save money in your Piggy bank VND 200,000,000

Total money saved (VND) 200,000,000
Total money received (VND) 200,000,000

The money is not guaranteed in case of any unfortunate event

You pay for your Insurance policy VND 200,000,000

Total money paid (VND) 200,000,000
Total money received (VND) 361,325,000

You will receive guaranteed benefits valued up to VND 1,400,000,000 plus adjustable bonuses from the insurance company in case unfortunate event happened

The above illustration is for a 35 year old male customer with policy term in 10 years, Sum Assured VND 1,400,000,000

Disclaimer

For Pru Wealth Protection

The information provided on this page is not a contract of insurance. The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the Policy Document. This plan is underwritten by Prudential Vietnam Assurance Private Limited and Standard Chartered Bank (Vietnam) Limited accepts no responsibility or liability for the plan or the products and services offered by Prudential Vietnam Assurance Private Limited

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