What kind of benefits can I get from Pru Wealth Protection?
An Effective and Reliable Savings Vehicle
The actual crediting rate of Universal Life Fund is highly competitive with other forms of investment in the market as expressed below:
|Creiting rate per annum||8.25%||7.75%||8.00%||8.00%||7.50%|
Under any circumstances, the crediting rate is assured to be not lower than the guaranteed minimum crediting rate as follow:
A Flexibility in Planning Your Own Financial Plan
You have flexibility to manage your policy to adapt to the changes of savings and protection need during different life stages.
- Single Payment of Premium
Pru Wealth Protection is a simple and convenient financial solution that brings you and your family a complete peace of mind against risks in life
- Flexibility in payment premium according to your financial ability
When you have disposable income, you can add on to your premium to increase the savings amount with top-up during the first 3 years.
- Flexibility with Policy Value Account (PVA)
You can withdraw part of PAV if you incur unexpected expenses or recurring expenses such as child education, travel, car, home repairs...
A Comprehensive Protection
- A Flexible Protection :
The Life Assured (LA) in this policy will be protected against death or Total and Permanent Dismemberment (TPD) with a flexible Sum Assured
Sum Assure = Target Premium x(times) customer's chosen factor)
- Free Health Checkup
Free health checkup when customer increases the SA at the time the assured person has following events: Life Assured’s marriage; having a baby or adopts a child; child joins school including primary school, secondary school, high school or university.
All are protected in one
Pru Wealth Protection also gives you the flexibility in planning a comprehensive protection plan for the whole family by adding from a variety of riders against the risk of accident, critical illness, hospitalization support…
- Level Term Rider
- Accident Care and Dismemberment Rider
- Critical Illness Rider
- PruKids Rider
- Hospital Care Rider
- Comprehensive Health Care
- Critical Illness waiver of premium Rider
- Spouse waiver of premium Rider
- Spouse Dependent support Rider