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It’s as simple as a smile.

Owning your dream car is more affordable

Now, owning your dream car is more affordable with Standard Chartered Auto Loan

Features

Attractive offers

Be supported with many exciting  offers such as special interest rate programme

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Variety of interest rate options

Up to 3 years fixed interest rate.

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High loan limit

Loan amount up to 80% of car value.

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Flexible loan tenor

Loan tenor up to 72 months.

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Product Features

Prepayment fee is applicable for each interest rate option

Contact Us
Email
SMS
Client Care Center (24/7)
vaymuaxe.scb@sc.com Text ‘MUAXESC’ to 8069 (84-28) 39110000 (HCM)

(84-24) 36960000 (HN)

3rd Party Fee
Fee
Tariff
Asset valuation fee Free
Fee for National Registration Agency for Secured Transactions VND 105,000 per request
Legal fee (pay to 3rd party service provider) Based on actual fee (if any)
Bank’s Fees & Charges (exclusive of 10% VAT)

Fees & charges are only for reference and subject to changes from time to time. For detailed information, please visit our nearest branch. Current fees & charged are effective from 7 January 2019.

Fee & Charge Type
Tariff
Late payment charge 150% of announced interest rate levied on Principal Outstanding on the daily basis
Prepayment fee (partial or full settlement) Subject to each interest rate scheme. Applicable in the first 3 years. From Year 4th onward: Free of charge
Change repayment account Free of charge
Loan detail confirmation (outstanding loan balance, payment history) Free of charge
Credit document notarization fee As per Notary Office tariff and:

·         Free of charge

Copy of loan document (with bank’s stamp) Free of charge
Issuance of Car mortgage receipt fee Fee for issuance of a certificate of car registration:

·         Free of charge for 1st issuance of each period

Reissuance:

·         Normal client: VND 100,000 for 5 copies;

·         Priority client: Free of charge

Application process fee Free of charge
Update/revise car title at Transportation Department Free of charge

Eligibility & Documents

Eligibility

  • Borrower is Vietnamese or foreigner who is resided in Vietnam and his/her spouse is Vietnamese.
  • Primary borrowers and co-borrower(s) must be spouses, parents, siblings.
  • Minimum total monthly income is 18 million VND
  • For salaried:
    • Borrower is a three-month official at the current job and has a two-year seniority record
    • Age 22 or older and at the loan maturity, borrower’s age is not over 55/60 (female/male)
  • For self-employed:
    • 2 years of business operation
    • Age 22 or older and at the loan maturity, borrower’s age is not over 70
  • The final approval result for your loan depends on your full documentation and independent evaluation results for those records.

Document Requirements

  • You will need:
    • Copy of ID / Passport (Applicable for Expatriate Vietnamese or Foreigner)
    • Copy of Work permit and Temporary residence card/Visa for Viet Kieu/ Foreigner
    • Copy of permanent residence book/KT3/KT9 or temporary residence confirmation, utility bill…
    • Copy of Marital Status Certificate/ Single Certificate or Divorce Certificate/ or Death Certificate of Spouse
    • Copy of Car Sell and Purchase Agreement/ Car quotation
  • For salaried:
    • Latest 3 months pay slips or bank statement with chop
    • Employment proof
  • For self-employed:
    • Copy of business license and company chapter
    • Financial proof such as latest financial reports, bank statement, VAT within 6 months.
    • Certificate of tax registration, certificate of stamp registration
    • Other income proof such as rental contract…
    • Client shares confirmation at current company (if required)
  • Standard Chartered Bank Vietnam (“The Bank”) will send feedback regarding your loan application within 30 days from the date the Bank receives all necessary and valid documents from you.

FAQs