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Apply NowPrepayment fee is applicable for each interest rate option
Interest Rate Options
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Loan Limit
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Loan Tenor
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Fixed interest rate option for 6, 12, 24, 36 months | Loan amount is up to 80% Car value | Up to 72 months |
Floating interest rate option | Maximum loan amount is VND 6.5 billion | Flexible loan tenor: 12, 24, 36, 48, 60 months |
Email
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SMS
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Client Care Center (24/7)
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vaymuaxe.scb@sc.com | Text ‘MUAXESC’ to 8069 | (84-28) 39110000 (HCM)
(84-24) 36960000 (HN) |
Fee
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Tariff
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---|---|
Asset valuation fee | Free |
Fee for National Registration Agency for Secured Transactions | VND 105,000 per request |
Legal fee (pay to 3rd party service provider) | Based on actual fee (if any) |
Fees & charges are only for reference and subject to changes from time to time. For detailed information, please visit our nearest branch. Current fees & charged are effective from 7 January 2019.
Fee & Charge Type
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Tariff
|
---|---|
Late Payment Interest (on overdue principal) | 150% of lending interest rate applied. |
Prepayment fee (partial or full settlement) | Subject to each interest rate scheme. Applicable in the first 3 years. From Year 4th onward: Free of charge |
Change repayment account | Free of charge |
Loan detail confirmation (outstanding loan balance, payment history) | Free of charge |
Late Payment Interest (on overdue interest) | 10% |
Credit document notarization fee | N/A (Note: There may be fee charged by Notary Office) |
Copy of loan document (with bank’s stamp) | Free of charge |
Issuance of Car mortgage receipt fee | – Free of charge for 1st issuance for each period. – 2nd issuance & onward: VND 100,000 /time /max 5 copies – For Priority segment: Free of charge |
Application process fee | Free of charge |
Update/revise car title at Transportation Department | Free of charge |